The Community Reinvestment Act (CRA) addresses how banking institutions meet credit needs in low- and moderate-income (LMI) neighborhoods. This report informs the congressional debate concerning the CRA's effectiveness in incentivizing bank lending and investment activity to LMI borrowers. After a discussion of the CRA's origins, it presents the CRA's examination process and bank activities that are eligible for consideration of CRA credits. Next, it discusses the difficulty of determining the CRA's influence on bank behavior.

This report briefly outlines the issues involved with terrorism insurance, summarizes extension legislation, and includes a side-by-side comparison of the Terrorism Risk Insurance Act of 2002 (TRIA) and the bills introduced in the 114th and 113th Congresses.

This report summarizes the Environmental Protection Agency's (EPA) January 15, 2013, final and June 2012 proposed changes to the National Ambient Air Quality Standard (NAAQS) and includes comparisons with previous (1997 and 2006) promulgated and proposed standards. Key actions leading up to the agency's determination, and potential issues and concerns associated with changing the Particulate Matter annual standard, are also highlighted.

This report provides data on elections of the Speaker in each Congress since 1913, when the House first reached its present size of 435 Members. During that period (63rd through 114th Congresses), a Speaker was elected five times with the votes of less than a majority of the full membership.

This report discusses the federal government funding for mental illness and surrounding issues, such as mental health courts and mental health collaboration programs.

This report provides data on elections of the Speaker in each Congress since 1913, when the House first reached its present size of 435 Members. During that period (63rd through 114th Congresses), a Speaker was elected five times with the votes of less than a majority of the full membership.

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