Antidumping and Countervailing Duties: Key Challenges to Small and Medium-Sized Enterprises' Pursuit of the Imposition of Trade Remedies (open access)

Antidumping and Countervailing Duties: Key Challenges to Small and Medium-Sized Enterprises' Pursuit of the Imposition of Trade Remedies

A letter report issued by the Government Accountability Office with an abstract that begins "Some small and medium-sized enterprises (SME)--which are defined by the Small Business Administration's Office of Advocacy as independent businesses with fewer than 500 employees--have petitioned for the imposition of antidumping (AD) and countervailing (CV) duties to seek relief from unfair trade practices. Among the 56 petitions filed between 2007 and 2012, GAO found 21 that included at least 1 SME petitioner. In addition, the 56 petitions represented a total of 147 petitioners, of which 38 were SMEs. The majority of these SME petitioners had annual sales revenue of at least $10 million. Close to half of the total SME petitioners were in the iron and steel industry. Since participation in the petitions is not mandatory, producers, including SMEs, may benefit from a successful petition even if they choose not to join as a petitioner."
Date: June 25, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Army Industrial Operations: Budgeting and Management of Carryover Could Be Improved (open access)

Army Industrial Operations: Budgeting and Management of Carryover Could Be Improved

A letter report issued by the Government Accountability Office with an abstract that begins "From fiscal years 2006 through 2012, Army's Industrial Operations' actual carryover was under the allowable amounts in 5 of the 7 fiscal years. However, carryover more than doubled during that period, reaching a high of $5.8 billion in fiscal year 2011. Army officials stated that fiscal year 2011 was an abnormal year because Industrial Operations (1) received more orders than it had ever received--$7.5 billion in new orders--and (2) implemented a system called the Logistics Modernization Program (LMP) that changed the business rules for recognizing revenue and therefore resulted in carryover being higher than it would have been under the prior system. Army officials anticipate carryover decreasing in fiscal year 2013. According to the Army fiscal year 2014 budget, the Army expects carryover to be under $4 billion at the end of fiscal year 2013."
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Building Partner Capacity: Actions Needed to Strengthen DOD Efforts to Assess the Performance of the Regional Centers for Security Studies (open access)

Building Partner Capacity: Actions Needed to Strengthen DOD Efforts to Assess the Performance of the Regional Centers for Security Studies

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Defense's (DOD) five Regional Centers for Security Studies (Regional Centers) share similarities and differences with other DOD institutions that provide training and education, including professional military education, advanced degree-conferring, and professional development institutions, in terms of curriculum topics, targeted audience, and program format. GAO found that they all offer training and educational programs and activities to help participants understand security and military matters and to enhance their knowledge, skills, and experiences in these matters. However, there are notable differences in that the Regional Centers generally focus on helping foreign participants understand and respond to regional security issues; generally target a foreign civilian and military personnel audience; and offer shorter and typically less formal courses of study. The Regional Centers support DOD policy objectives with curricula designed to enhance security and foster partnerships through education and exchanges. By contrast, other DOD training and education organizations focus their curricula on military operations and leadership. While the Regional Centers' target audience is foreign civilian and military officials, the other DOD educational organizations typically aim their programs and activities at U.S. servicemembers at all career levels. Regional …
Date: June 28, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
College Textbooks: Students Have Greater Access to Textbook Information (open access)

College Textbooks: Students Have Greater Access to Textbook Information

A letter report issued by the Government Accountability Office with an abstract that begins "Publishers included in GAO's study have disclosed textbook information required by the Higher Education Opportunity Act (HEOA), such as pricing and format options, and made components of bundled materials available individually, but stakeholders GAO interviewed said these practices have had little effect on faculty decisions. While most publishers in GAO's study provided all relevant textbook information, two smaller publishers did not provide copyright dates of prior editions, and one did not provide certain pricing information. Publishers communicated information to faculty online and in other marketing materials, and in most cases the information was available to students and the public. In addition, publishers said they began making bundled materials available for sale individually before HEOA was passed. Faculty GAO interviewed said they typically prioritize selecting the most appropriate materials for their courses over pricing and format considerations, although they said they are more aware of affordability issues than they used to be. Changes in the availability of options in the college textbook market that are not related to HEOA, such as the increase in digital products, have also shaped faculty decisions about course materials."
Date: June 6, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Congressionally Chartered Organizations: Key Principles for Leveraging Nonfederal Resources (open access)

Congressionally Chartered Organizations: Key Principles for Leveraging Nonfederal Resources

A letter report issued by the Government Accountability Office with an abstract that begins "Four factors facilitated the ability of the U.S. Holocaust Memorial Museum, National Gallery of Art, Presidio Trust, and Smithsonian Institution to leverage nonfederal resources: (1) unique legal authorities and management flexibilities; (2) benefits received from these congressionally chartered organizations' (CCO) federal status; (3) governing boards that provided management and oversight; and (4) informal networks that enabled CCOs to share lessons. A critical flexibility is the ability to accept gifts and solicit private donations, but the CCOs in this study are not required to, and did not always provide, a complete picture of nonfederal resources to Congress. The federal budget process is the primary means by which the President and Congress select among competing demands for federal funds; as such, it is essential that budget information be comprehensive and clear. While Congress does not direct the CCOs' use of nonfederal funds, consistent and timely information about CCOs' total resources could provide important context for understanding both the relative tradeoffs among funding decisions and the implications of such decisions."
Date: June 7, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Contractor Performance: DOD Actions to Improve the Reporting of Past Performance Information (open access)

Contractor Performance: DOD Actions to Improve the Reporting of Past Performance Information

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Defense (DOD) strategy for improving the reporting of contractor past performance information consists of providing additional training to its acquisition workforce and developing tools and metrics to improve oversight. The number of personnel trained more than doubled since 2010 to more than 7,000, and DOD oversight officials now have the ability to track compliance with reporting requirements down to the level of individual contracting offices. DOD continues to utilize existing past performance guidance, which generally aligns with requirements specified in the National Defense Authorization Act (NDAA) for Fiscal Year 2012."
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Defense Acquisitions: Goals and Associated Metrics Needed to Assess Progress in Improving Service Acquisition (open access)

Defense Acquisitions: Goals and Associated Metrics Needed to Assess Progress in Improving Service Acquisition

A letter report issued by the Government Accountability Office with an abstract that begins "Over the last decade, the Department of Defense (DOD) has taken several actions to address legislative requirements to improve the acquisition and management of services. In 2001, as amended in 2006, Congress required DOD to implement a management structure for the acquisition of services. In response, DOD implemented such a structure and service acquisition review and approval process. Recently, DOD also established new positions within its management structure, including senior managers within the office of the Under Secretary of Defense for Acquisition, Technology, and Logistics (USD(AT&L)) and the military departments, to oversee and coordinate service acquisition. With a management structure and review process in place, USD(AT&L) is focusing on efforts to improve the process for how requirements for individual service acquisitions are developed and enhancing training to respond to several legislative directives. USD(AT&L) also created its Acquisition of Services Functional Integrated Product Team, in part, to determine how to address legislative requirements to provide training for personnel acquiring services. USD(AT&L) did not develop a plan to implement the Defense Science Board recommendations to improve service acquisition but identified 23 different actions, including its Better Buying Power …
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Defense Contractors: Information on the Impact of Reducing the Cap on Employee Compensation Costs (open access)

Defense Contractors: Information on the Impact of Reducing the Cap on Employee Compensation Costs

A letter report issued by the Government Accountability Office with an abstract that begins "Reducing the cap to the President's salary ($400,000) or the Vice President's salary ($230,700) would have substantially increased the number of employees with compensation costs exceeding the cap in 2010-2012."
Date: June 19, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Defense Forensics: Additional Planning and Oversight Needed to Establish an Enduring Expeditionary Forensic Capability (open access)

Defense Forensics: Additional Planning and Oversight Needed to Establish an Enduring Expeditionary Forensic Capability

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Defense (DOD) has taken some important steps to establish an enduring expeditionary forensic capability by issuing a concept of operations in 2008, followed by a directive in 2011 to establish policy and assign responsibilities. As required by the directive, DOD has drafted a strategic plan to guide the activities of the Defense Forensic Enterprise, including expeditionary forensics. Although the plan includes a mission statement, and goals and objectives--two of the five key elements identified by GAO as integral to a well-developed strategic plan--it does not identify approaches for how goals and objectives will be achieved, milestones and metrics to gauge progress, and resources needed to achieve goals and objectives. GAO's prior work has shown that organizations need a well-developed strategic plan to identify and achieve their goals and objectives effectively and efficiently. Officials in the Office of the Under Secretary of Defense for Acquisition, Technology, and Logistics (OUSD(AT&L)) said that they decided to create a concise, high-level strategic plan and that they plan to issue guidance tasking the DOD components to develop individual implementation plans that include milestones. However, approaches, metrics, and resources …
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Defense Infrastructure: DOD's Excess Capacity Estimating Methods Have Limitations (open access)

Defense Infrastructure: DOD's Excess Capacity Estimating Methods Have Limitations

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Defense's (DOD) methods for estimating excess capacity outside of a congressionally-authorized Base Realignment and Closure (BRAC) process have limitations. DOD used similar processes in its excess capacity analyses conducted in 1998 and 2004. This process included three major steps: (1) categorizing bases according to their primary missions and defining indicators of capacity; (2) developing ratios of capacity-to-force structure for DOD's baseline year of 1989; and (3) aggregating the analysis from the installation level across the military services and department-wide."
Date: June 20, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Defense Management: More Reliable Cost Estimates and Further Planning Needed to Inform the Marine Corps Realignment Initiatives in the Pacific (open access)

Defense Management: More Reliable Cost Estimates and Further Planning Needed to Inform the Marine Corps Realignment Initiatives in the Pacific

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Defense's (DOD) preliminary cost estimate for its current realignment plan is not reliable, because it is missing costs and is based on limited data. According to DOD officials, DOD has not yet been able to put together a more reliable cost estimate because it will not have specific detailed information on the plan's requirements until the completion of environmental analyses and host nation negotiations. Currently, DOD estimates that it would cost approximately $12.1 billion to implement its realignment plan--not including the Australia segment of the realignment. Still, GAO found that DOD did not include some up-front practices that could have provided a more reliable estimate that are not dependent on the completion of the environmental analyses and host nation negotiations. Specifically, DOD omitted any costs associated with mobility support, a critical component of the implementation, from its cost estimate. Furthermore, although DOD based its cost estimate on several assumptions, there was no evidence DOD conducted analysis needed to determine the reliability of those assumptions. Without a reliable estimate, DOD will not be able to provide Congress and other stakeholders with the information Congress …
Date: June 11, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Employment and Training: Labor's Green Jobs Efforts Highlight Challenges of Targeted Training Programs for Emerging Industries (open access)

Employment and Training: Labor's Green Jobs Efforts Highlight Challenges of Targeted Training Programs for Emerging Industries

A letter report issued by the Government Accountability Office with an abstract that begins "Of the $595 million identified by Labor as having been appropriated or allocated specifically for green jobs activities since 2009, approximately $501 million went toward efforts with training and support services as their primary objective, with much of that funding provided by the American Recovery and Reinvestment Act of 2009 (Recovery Act). Because the Recovery Act directed federal agencies to spend funds quickly and prudently, Labor implemented a number of high-investment green jobs efforts simultaneously. As a result, in some cases, Recovery Act training programs were initiated prior to a full assessment of the demand for green jobs, which presented challenges for grantees. While Labor's internal agencies initially communicated with each other and with other federal agencies after the Recovery Act was passed, most Recovery Act grants have ended or are winding down."
Date: June 19, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Farm Programs: USDA Needs to Do More to Prevent Improper Payments to Deceased Individuals (open access)

Farm Programs: USDA Needs to Do More to Prevent Improper Payments to Deceased Individuals

A letter report issued by the Government Accountability Office with an abstract that begins "Since 2007, the Department of Agriculture's (USDA) Farm Service Agency (FSA), which administers various programs for farmers that help support farm incomes and provide disaster assistance, has established procedures for preventing improper payments to deceased individuals, including, on a quarterly basis, matching payments to program participants with the Social Security Administration's (SSA) data on deceased individuals. In addition, FSA state and county offices review and verify whether payments made to deceased individuals are proper or improper. Overall, these procedures have enabled FSA to identify thousands of deceased individuals who were paid $3.3 million in improper payments after their dates of death, of which FSA has recovered approximately $1 million. GAO reviewed a generalizable random sample of payments to deceased individuals that FSA identified as proper and found that 9 percent did not have sufficient support to be coded as proper. More monitoring to ensure that county offices' coding of payments is supported by documentation could help reduce the error rate."
Date: June 28, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Federal-Aid Highways: Improved Guidance Could Enhance States' Use of Life-Cycle Cost Analysis in Pavement Selection (open access)

Federal-Aid Highways: Improved Guidance Could Enhance States' Use of Life-Cycle Cost Analysis in Pavement Selection

A letter report issued by the Government Accountability Office with an abstract that begins "Thirteen of the 16 state transportation agencies GAO contacted used Life-Cycle Cost Analysis (LCCA) to select the pavement type (e.g., asphalt or concrete) for certain road construction and rehabilitation projects. Officials in all 13 states indicated that LCCA helped ensure that the agency selected the pavement that was most cost-effective over the long term, but states' specific LCCA practices varied. In general, these states used LCCA for larger projects, but each state had unique criteria to determine which projects should be subject to an LCCA. Likewise, the broad categories of LCCA inputs--such as agency costs, timing of future road work, and discount rate--are similar, but state transportation agencies handled each of these inputs in different ways. For example, estimates of when future roadwork would occur for a particular pavement type were based on state-specific factors, such as past experience with pavements and climate. Furthermore, state agencies used different criteria to decide if LCCA results clearly indicated a pavement type with the lowest life-cycle cost. In 9 of the 13 states that used LCCA, the Federal Highway Administration's (FHWA) LCCA guidance was an important influence on state …
Date: June 12, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Federal Housing Administration: Improving Disposition and Oversight Practices May Increase Returns on Foreclosed Property Sales (open access)

Federal Housing Administration: Improving Disposition and Oversight Practices May Increase Returns on Foreclosed Property Sales

A letter report issued by the Government Accountability Office with an abstract that begins "The Federal Housing Administration's (FHA) performance in selling its foreclosed properties--known as real estate-owned (REO) properties--lagged the performance of both of the government-sponsored enterprises (enterprises), Fannie Mae and Freddie Mac. FHA disposed of more than 400,000 properties from January 2007 through June 2012. Its combined 2007-2012 returns, measured by the net execution rate (net sales proceeds divided by independently assessed property values) were about 4 to 6 percentage points below the enterprises' returns. After controlling for certain differences in their properties' characteristics (e.g., value, location, and local market conditions), differences in combined returns between FHA and the enterprises persisted at an estimated 2 to 5 percentage points."
Date: June 20, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Federal Judiciary: Efforts to Consolidate and Share Services between District and Bankruptcy Clerks' Offices (open access)

Federal Judiciary: Efforts to Consolidate and Share Services between District and Bankruptcy Clerks' Offices

A letter report issued by the Government Accountability Office with an abstract that begins ""
Date: June 13, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Forest Service Trails: Long- and Short-Term Improvements Could Reduce Maintenance Backlog and Enhance System Sustainability (open access)

Forest Service Trails: Long- and Short-Term Improvements Could Reduce Maintenance Backlog and Enhance System Sustainability

A letter report issued by the Government Accountability Office with an abstract that begins "The Forest Service has more miles of trail than it has been able to maintain, resulting in a persistent maintenance backlog with a range of negative effects. In fiscal year 2012, the agency reported that it accomplished at least some maintenance on about 37 percent of its 158,000 trail miles and that about one-quarter of its trail miles met the agency's standards. The Forest Service estimated the value of its trail maintenance backlog to be $314 million in fiscal year 2012, with an additional $210 million for annual maintenance, capital improvement, and operations. Trails not maintained to quality standards have a range of negative effects, such as inhibiting trail use and harming natural resources, and deferring maintenance can add to maintenance costs."
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Gas Pipeline Safety: Guidance and More Information Needed before Using Risk-Based Reassessment Intervals (open access)

Gas Pipeline Safety: Guidance and More Information Needed before Using Risk-Based Reassessment Intervals

A letter report issued by the Government Accountability Office with an abstract that begins "Baseline assessment and reassessment data collected by the Department of Transportation's (DOT) Pipeline and Hazardous Materials Safety Administration (PHMSA) since 2004 show that pipeline operators are making repairs in highly populated or frequented areas ("high consequence areas"). For example, from 2004 to 2009, operators made 1,080 immediate repairs. While operators can use assessment data to determine reassessment intervals for specific pipelines, PHMSA's data are aggregated and cannot indicate an appropriate maximum interval for all pipelines nationwide. Such a determination requires, for example, collaboration of subject matter experts and analysis of technical studies."
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Grant Workforce: Agency Training Practices Should Inform Future Government-wide Efforts (open access)

Grant Workforce: Agency Training Practices Should Inform Future Government-wide Efforts

A letter report issued by the Government Accountability Office with an abstract that begins "Identifying the federal grant workforce presents challenges due to differences in how agencies manage grants and the wide range of job series that make up the grant workforce. Some agencies manage grants by using a combination of program specialists (subject-matter experts) and grants management specialists, while other agencies use program specialists to manage the entire grant process. In the four agencies that GAO focused on for this review--the Departments of Education (Education), Health and Human Services (HHS), State (State), and Transportation (DOT)--agency officials identified over 5,100 employees who were significantly involved in managing grants, spanning more than 50 different occupational job series. Recognizing the need for a classification that would more accurately capture the work of federal employees who manage grants, in 2010 the Office of Personnel Management (OPM) created the "Grants Management Specialist" job series. However, due to the different ways that agencies manage grants, the extent to which agencies have adopted this series varies widely. More than half of the 22 federal grant-making agencies GAO surveyed make limited or no use of the job series. The Council on Financial Assistance Reform (COFAR), established by …
Date: June 28, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Grants Performance: Justice and FEMA Collect Performance Data for Selected Grants, but Action Needed to Validate FEMA Performance Data (open access)

Grants Performance: Justice and FEMA Collect Performance Data for Selected Grants, but Action Needed to Validate FEMA Performance Data

A letter report issued by the Government Accountability Office with an abstract that begins "The Office of Management and Budget (OMB) provides detailed guidance in Circular No. A-11 for the agency goal development and the performance data verification and validation processes. OMB Circular No. A-11 directs agencies to have a data validation plan for performance reporting and cost-effective validation and verification techniques in place to ensure the completeness and reliability of all performance measurement data used in annual performance plans. In 2012, OMB revised Circular No. A-11 to incorporate the requirements of the Government Performance and Results Act Modernization Act of 2010 (GPRAMA), which requires agencies to establish 2-year agency priority goals for areas where they seek to achieve near-term performance results but provides agencies with discretion to select their goals and the performance data used to show progress towards achieving these goals. Agencies must ensure that the data they use to report progress toward performance goals is accurate and reliable."
Date: June 24, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Haiti Reconstruction: USAID Infrastructure Projects Have Had Mixed Results and Face Sustainability Challenges (open access)

Haiti Reconstruction: USAID Infrastructure Projects Have Had Mixed Results and Face Sustainability Challenges

A letter report issued by the Government Accountability Office with an abstract that begins "As of March 31, 2013, the U.S. Agency for International Development (USAID) had obligated $293 million (45 percent) and disbursed $204 million (31 percent) of $651 million in funding for Haiti from the Supplemental Appropriations Act, 2010 (the Act). The Department of State (State) submitted four of five periodic reports to Congress, as required by the Act. The reports included information on funding obligated and disbursed and anecdotal information on outputs and outcomes of some activities, as the Act required. The Senate Appropriations Committee, in its Committee Report accompanying the Act, had also directed State to report more detailed information on funding and sector activities in Haiti, which State did not include in the reports. Although most funds have not been disbursed, State's reporting requirement ended in September 2012. As a result, Congress lacks information on the amounts of funds obligated and disbursed and program-by-program progress of U.S. reconstruction activities."
Date: June 18, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Information Technology: Additional Executive Review Sessions Needed to Address Troubled Projects (open access)

Information Technology: Additional Executive Review Sessions Needed to Address Troubled Projects

A letter report issued by the Government Accountability Office with an abstract that begins "Since January 2010, the Office of Management and Budget (OMB) and selected agencies have held multiple TechStat Accountability Sessions (TechStats) on information technology (IT) investments that varied in terms of function, significance, and risk. As of April 2013, OMB reported conducting 79 TechStats, which focused on 55 investments at 23 federal agencies. The four agencies conducted 37 TechStats covering 28 investments. About 70 percent of the OMB- and 76 percent of agency-led TechStats on major investments were considered medium- to high-risk at the time of the TechStat. However, the number of at-risk TechStats held to date is relatively small compared to the current number of medium- and high-risk IT investments. Until OMB and agencies develop plans to address these investments, the investments will likely remain at risk."
Date: June 13, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Information Technology: HUD Needs to Improve Key Project Management Practices for Its Modernization Efforts (open access)

Information Technology: HUD Needs to Improve Key Project Management Practices for Its Modernization Efforts

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Housing and Urban Development (HUD) has taken initial steps toward applying key project management practices in the areas of project planning, requirements management, and acquisition planning for its Federal Housing Administration Transformation (FHA Transformation) Initiative to address performance gaps in housing insurance programs and its Next Generation Management System (NGMS) to improve management of its affordable housing programs. However, HUD has not yet fully implemented any of these practices in executing and managing the information technology (IT) projects associated with these efforts. Specifically, while the department had developed project management artifacts such as charters and requirements management plans, none of these documents included all of the key details that could facilitate effective management of its projects such as full descriptions of the work necessary to complete the projects, cost and schedule baselines, or prioritized requirements, among other things. Department officials attributed these deficiencies to a lack of project management expertise."
Date: June 12, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Insurance Markets: Impacts of and Regulatory Response to the 2007-2009 Financial Crisis (open access)

Insurance Markets: Impacts of and Regulatory Response to the 2007-2009 Financial Crisis

A letter report issued by the Government Accountability Office with an abstract that begins "The effects of the financial crisis on insurers and policyholders were generally limited, with a few exceptions. While some insurers experienced capital and liquidity pressures in 2008, their capital levels had recovered by the end of 2009. Net income also dropped but recovered somewhat in 2009. Effects on insurers' investments, underwriting performance, and premium revenues were also limited. However, some life insurers that offered variable annuities with guaranteed living benefits, as well as financial and mortgage guaranty insurers, were more affected by their exposures to the distressed equity and mortgage markets. The crisis had a generally minor effect on policyholders, but some mortgage and financial guaranty policyholders--banks and other commercial entities--received partial claims or faced decreased availability of coverage."
Date: June 27, 2013
Creator: United States. Government Accountability Office.
System: The UNT Digital Library