Consumer Finance: Factors Affecting the Financial Literacy of Individuals with Limited English Proficiency (open access)

Consumer Finance: Factors Affecting the Financial Literacy of Individuals with Limited English Proficiency

A letter report issued by the Government Accountability Office with an abstract that begins "According to Census data, more than 12 million adults in the United States report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the United States, including financial literacy--the ability to make informed judgments and take effective actions regarding the current and future use and management of money. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 mandated GAO to examine the relationship between fluency in the English language and financial literacy. Responding to this mandate, this report examines the extent, if any, to which individuals with limited English proficiency are impeded in their financial literacy and conduct of financial affairs. To address this objective, GAO conducted a literature review of relevant studies, reports, and surveys, and conducted interviews at federal, nonprofit, and private entities that address financial literacy issues and serve people with limited English proficiency. GAO also conducted a series of focus groups with consumers and with staff at community and financial organizations. GAO makes no recommendations in this report."
Date: May 21, 2010
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Fiscal Year 2011 Performance Plan (open access)

Fiscal Year 2011 Performance Plan

Other written product issued by the Government Accountability Office with an abstract that begins "This report presents the Government Accountability Office's (GAO) Performance Plan for Fiscal Year 2011. In the spirit of the Government Performance and Results Act, this annual plan informs the Congress and the American people about what we expect to accomplish on their behalf in the coming fiscal year. It sets forth our plan to make progress toward achieving our strategic goals for serving the Congress and the American people. This framework not only shows the relationship between our strategic goals and strategic objectives, but also show major themes that could potentially affect our work."
Date: May 21, 2010
Creator: United States. Government Accountability Office.
Object Type: Text
System: The UNT Digital Library
Texas Register, Volume 35, Number 21, Pages 3905-4274, May 21, 2010 (open access)

Texas Register, Volume 35, Number 21, Pages 3905-4274, May 21, 2010

A weekly publication, the Texas Register serves as the journal of state agency rulemaking for Texas. Information published in the Texas Register includes proposed, adopted, withdrawn and emergency rule actions, notices of state agency review of agency rules, governor's appointments, attorney general opinions, and miscellaneous documents such as requests for proposals. After adoption, these rulemaking actions are codified into the Texas Administrative Code.
Date: May 21, 2010
Creator: Texas. Secretary of State.
Object Type: Journal/Magazine/Newsletter
System: The Portal to Texas History
Texas Attorney General Opinion: GA-0776 (open access)

Texas Attorney General Opinion: GA-0776

Document issued by the Office of the Attorney General of Texas in Austin, Texas, providing an interpretation of Texas law. It provides the opinion of the Texas Attorney General, Greg Abbott, regarding a legal question submitted for clarification; Whether the transfer of certain funds and positions form the Texas Department of Transportation to the Texas Department of Motor Vehicles in section 17.30(b), article 9 of the 2010-2011 General Appropriations Act constitutes an appropriation(RQ-0838-GA).
Date: May 21, 2010
Creator: Texas. Attorney-General's Office.
Object Type: Text
System: The Portal to Texas History
Texas Attorney General Opinion: GA-0777 (open access)

Texas Attorney General Opinion: GA-0777

Document issued by the Office of the Attorney General of Texas in Austin, Texas, providing an interpretation of Texas law. It provides the opinion of the Texas Attorney General, Greg Abbott, regarding a legal question submitted for clarification; The Comptroller of public accounts implementation of article 9, section 17.10 of the 2010-2011 General Appropriations Act, which directs allocation to the Rail Relocation and Improvement Fund(RQ-0844-GA).
Date: May 21, 2010
Creator: Texas. Attorney-General's Office.
Object Type: Text
System: The Portal to Texas History
The U.S. Postal Service's Financial Condition: Overview and Issues for Congress (open access)

The U.S. Postal Service's Financial Condition: Overview and Issues for Congress

This report provides an overview of the U.S. Postal Service's (USPS's) financial condition, recent legislation to alleviate the USPS's financial challenges, and possible issues for the 111th Congress.
Date: May 21, 2010
Creator: Kosar, Kevin R.
Object Type: Report
System: The UNT Digital Library
Privacy and Civil Liberties Oversight Board: New Independent Agency Status (open access)

Privacy and Civil Liberties Oversight Board: New Independent Agency Status

This report examines initial responses to the 9/11 Commission's call for a board to oversee adherence to presidential guidelines on information sharing that safeguard the privacy of individuals about whom information is shared, and the implementation of this board.
Date: May 21, 2010
Creator: Hatch, Garrett
Object Type: Report
System: The UNT Digital Library
Air Quality Issues and Animal Agriculture: A Primer (open access)

Air Quality Issues and Animal Agriculture: A Primer

This report reviews the types of air emissions from livestock and poultry operations and their human health and environmental impacts. It then discusses provisions of several federal laws concerned with environmental impacts, beginning with the Clean Water Act, because protecting water resources has been the primary regulatory focus regarding livestock and animal operations.
Date: May 21, 2010
Creator: Copeland, Claudia
Object Type: Report
System: The UNT Digital Library
Federal Register, Volume 75, Number 98, May 21, 2010, Pages 28463-28750 (open access)

Federal Register, Volume 75, Number 98, May 21, 2010, Pages 28463-28750

Daily publication of the U.S. Office of the Federal Register contains rules and regulations, proposed legislation and rule changes, and other notices, including "Presidential proclamations and Executive Orders, Federal agency documents having general applicability and legal effect, documents required to be published by act of Congress, and other Federal agency documents of public interest" (p. ii). Table of Contents starts on page iii.
Date: May 21, 2010
Creator: United States. Office of the Federal Register.
Object Type: Journal/Magazine/Newsletter
System: The UNT Digital Library
The Advanced Spectroscopic Portal Program: Background and Issues for Congress (open access)

The Advanced Spectroscopic Portal Program: Background and Issues for Congress

The attacks of September 11, 2001, prompted an increased federal focus on protecting the United States against terrorist nuclear or radiological attack. Since that time, the federal government has expanded existing programs, developed new programs, and deployed new equipment at U.S. borders and elsewhere. The global nuclear detection architecture has multiple facets, including source security to make acquiring threat material more difficult, intelligence activities, law enforcement activities, and deployment of radiation detection equipment. New technologies have been proposed to replace or augment existing radiation detection equipment and enhance its effectiveness. Primary among these new systems is an improved type of radiation detection device known as the Advanced Spectroscopic Portal (ASP). This report provides an overview of the ASP program's history and outlines issues for Congress as the program moves forward.
Date: May 21, 2010
Creator: Shea, Dana A.; Moteff, John D. & Morgan, Daniel
Object Type: Report
System: The UNT Digital Library