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Individual Retirement Accounts (IRAs): Tax Incentives for Retirement Savings
This report discusses Individual Retirement Arrangements (IRA) and their tax incentives. Many workers covered by employer-sponsored retirement plans do not work long enough with one employer to be entitled to a pension. Others may be covered by a profit-sharing plan to which the employer may have little or no profits to contribute. Since these individuals were "covered" by a retirement plan, they were ineligible to make tax-deductible contributions to a tax-sheltered Individual Retirement Arrangement (IRA). Many observers considered this a tax inequity and felt that all employees should be eligible to establish their own IRAs or make tax-deductible contributions to their employer's plan. Congress responded to this situation by approving retirement savings incentives for all workers as part of the tax cut bill (H.R. 4242). All workers, whether or not covered by an employer pension plan, are now permitted tax deductible contributions to IRAs up to $2,000 a year.
Date:
November 22, 1982
Creator:
Schmitt, Ray
System:
The UNT Digital Library
Health Maintenance Organizations
This report discusses the "health maintenance organization", which is an entity that provides specific health services to its members for a prepaid, fixed payment.
Date:
January 22, 1982
Creator:
Price, Richard J.
System:
The UNT Digital Library
The Labor Market of the 1980s: Unemployment Omens in a Growing Economy
This report provides discussion over the nature of job growth, the labor market of the 1980s, and the skill and pay ladder.
Date:
January 22, 1988
Creator:
Roth, Dennis M.
System:
The UNT Digital Library
The Labor Market of the 1980s: Unemployment Omens in a Growing Economy
This report provides discussion over the nature of job growth, the labor market of the 1980s, and the skill and pay ladder.
Date:
January 22, 1988
Creator:
Roth, Dennis M.
System:
The UNT Digital Library