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The Development and Implementation of an Effective Loan Officer Training Program in a Commercial Bank (open access)

The Development and Implementation of an Effective Loan Officer Training Program in a Commercial Bank

The research attempts to determine how an effective loan officer training program should be designed and implemented in Texas Commerce Bank. A comprehensive program would prepare newly hired college graduates for positions as commercial lending officers as quickly, thoroughly, and effectively as possible. In order to accomplish this objective, three steps are necessary in the research. The first step is to determine the generally accepted principles of training and development. Application of these principles in a program certainly increases the likelihood of successful training results. The second step is to survey a sample of the banking industry to determine what approaches to this problem are currently in use by other banks. If successful procedures, techniques, or ideas are now working for banks similar to Texas Commerce, perhaps they can be adapted to work in this bank. The final step in designing the program is to tailor the gathered information for the specific needs of Texas Commerce. The purpose of this step is to assure that the principles of step one and the successful approaches from step two are realistically and specifically matched with the training needs at Texas Commerce Bank.
Date: December 1973
Creator: Workman, Russell Mayfield
System: The UNT Digital Library
An Investigation of Preadolescent Children's Attitudes toward Television Commercials (open access)

An Investigation of Preadolescent Children's Attitudes toward Television Commercials

The purpose of this research study is to provide commercial advertisers, television networks, and academicians valuable information regarding the existence, direction, and intensity of preadolescent children's attitudes toward television commercials.
Date: August 1973
Creator: Ferguson, Clara Potter
System: The UNT Digital Library
A System of Selection and Human Resource Development for Small Retailers of Apparel and Accessories (open access)

A System of Selection and Human Resource Development for Small Retailers of Apparel and Accessories

The study has a twofold purpose. The first is to determine the extent to which organized selection and training practices exist in small apparel and accessory retailing establishments, and the general attitude which small retailers of apparel and accessories express toward the value of selection and training functions. The second is to construct a practical system which can be used in small apparel and accessory retailing establishments.
Date: May 1973
Creator: Burr, Patricia LeMay
System: The UNT Digital Library
The Effect of Personality Characteristics on Information Selection, Utilization and Decision-Making (open access)

The Effect of Personality Characteristics on Information Selection, Utilization and Decision-Making

The problem with which this investigation is concerned is that of determining the role of personality in information acquisition and utilization during the decision-making process, by replicating the Schkade-Scarborough box design and the Kernan-Mojena chip design, using an expanded battery of psychological tests. This investigation seeks to accomplish the following objectives: (1) review and summarize the present literature which relates personality and binary decision behavior; (2) review and summarize the present literature which relates personality with information transmission and utilization; (3) administer the Minnesota Multiphasic Personality Inventory (NMPI), the Gordon Personal Inventory (GPI), the Gordon Personal Profile (GPP), EAS j, and LA1S0 to a group of subjects who will also participate in both the box and the chip experimental designs; (4) replicate both the box and the chip experimental designs with a different set of subjects to test for consistency of findings; (5) perform canonical analysis on the box design, endeavoring to extend and refine the analysis of the data; and (6) compare the findings from the box and chip experimental designs, and identify areas for further research. The purpose of this study is twofold. The first is to replicate and test the research findings of Schkade-Scarborough and Kernan-Mojena, which …
Date: December 1972
Creator: Carothers, Samuel Gilbert, 1938-
System: The UNT Digital Library
Mexican Americans: An Economically Significant Ethnic Market Segment (open access)

Mexican Americans: An Economically Significant Ethnic Market Segment

The area of ethnic market segmentation has received little attention from practitioners or academicians of marketing since most minority groups immigrating to the United States have gradually assimilated the cultural norms and values, and thus the market behavior, of the American society as a whole. Preliminary investigation, however, indicates that Mexican Americans are an exception. To discover whether Mexican Americans represent a true ethnic market segment of economic significance, this study examines and analyzes several aspects. First, to determine whether Mexican Americans represent a true ethnic segment, the following aspects of their cultural norms, perceptions, and values are investigated: their distinct and unique identity, the continuity and consistency of their adoption and use, and the degree of their influence. Second, to determine whether Mexican Americans constitute an ethnic market segment, grocery shopping behavioral patterns are examined. Third, to ascertain whether Mexican Americans represent a substantial ethnic market segment in terms of the number of consumers and the amount of money spent, relevant demographic and socioeconomic characteristics are presented and analyzed. Fourth, the impact of an economically significant ethnic market segment on marketers and marketing institutions is assessed. Due to the nature of this study, emphasis is placed on the collection …
Date: December 1972
Creator: Ferguson, Richard Wayne, 1934-
System: The UNT Digital Library
The Separation of Rehabilitation from Production Costs in the Vocational Rehabilitation Workshop (open access)

The Separation of Rehabilitation from Production Costs in the Vocational Rehabilitation Workshop

The problem with which this study is concerned is the separation of rehabilitation from production costs in vocational rehabilitation workshops. Within workshops there are those functions and tasks—testing, counseling, and the administration thereof—which clearly are rehabilitative. The costs of these activities, therefore, are solely rehabilitation costs. In the production area of workshop operations, however, where production and rehabilitation efforts are intertwined, two kinds of costs are incurred simultaneously: (l) rehabilitation or training costs and (2) production costs. As yet, no generally accepted procedures exist for separating these joint costs.
Date: August 1972
Creator: Houston, William Stanley, 1936-
System: The UNT Digital Library
A Study of Contemporary Franchising, with Particular Emphasis on Factors Leading to the Repurchase of Fast-Food Service Franchises (open access)

A Study of Contemporary Franchising, with Particular Emphasis on Factors Leading to the Repurchase of Fast-Food Service Franchises

This study explores the question of whether repurchasing of service establishments is an inherent characteristic of service franchising. The answer to this question holds substantial consequences for the economy and for public policy toward franchising.
Date: August 1972
Creator: Tinnery, Terry Jack, 1942-
System: The UNT Digital Library
Impact of the Policies of the National Government on the Organization of Business and Management Styles in India (open access)

Impact of the Policies of the National Government on the Organization of Business and Management Styles in India

The purpose of this investigation is to explore the policies of the government of British India and of the independent Republic of India relative to their impact on organizational structure, management practices and styles, and management education in business organizations in India. The British, who were responsible for the growth of some of the organized industries in India, also gave the country, among other things, a modern educational system. They left India, however, with a limited industrial base. There was a serious shortage of professional managers to meet the demands of growing industry. Upon independence, the national government through its policies encouraged the development of business and industries and brought awareness among business managers of the importance of management education.
Date: May 1972
Creator: Khan, Mohamed Afzal
System: The UNT Digital Library
A New Methodology for Measuring Market Potential and for Determining the Validity of Existing Market Segments (open access)

A New Methodology for Measuring Market Potential and for Determining the Validity of Existing Market Segments

This study is concerned with developing a new methodology or "tool" with the use of existing market, research techniques which should enable a firm to measure its market potential and test the validity of its existing market segments.
Date: August 1971
Creator: Anderson, Robert Lee, 1940-
System: The UNT Digital Library
Purchasing Power Parity : An Examination of Domestic Inflation Versus the Cumulative External Balances of Twenty Countries, 1949-1968 (open access)

Purchasing Power Parity : An Examination of Domestic Inflation Versus the Cumulative External Balances of Twenty Countries, 1949-1968

This dissertation examines Cassell's theory of purchasing power parity within the context of post-World War II foreign exchange markets and government policies.
Date: August 1971
Creator: Ferguson, Robert Irving
System: The UNT Digital Library
A Study of Proposed Mandatory Unit Pricing in the Dallas-Fort Worth Area (open access)

A Study of Proposed Mandatory Unit Pricing in the Dallas-Fort Worth Area

The purpose of this research was to compile data from both the consumer and business sectors of the economy in an attempt to determine whether unit price information given to the consumer by a mandatory unit price bill would be justified .
Date: August 1971
Creator: Barry, Thomas E., 1943-
System: The UNT Digital Library
The Total Quality Approach to Transistor Testing and Device Allocation (open access)

The Total Quality Approach to Transistor Testing and Device Allocation

The purpose of this study is to design a transistor conversion system oriented toward quality categories rather than toward devices. Underlying this purpose are two working hypotheses: First, quality categories can be developed by capitalizing on transistor total quality and convertibility; second, a transistor conversion system oriented toward quality categories is superior to existing device-oriented methods.
Date: May 1971
Creator: Novak, Jarry Vaclav
System: The UNT Digital Library
Community Leadership and Economic Growth (open access)

Community Leadership and Economic Growth

This study is concerned with discovering relationships between community power structures and economic growth. The economic growth in selected Northeast Texas counties and their major cities is compared with the power structures in each of these communities during the 1944 through 1968 period.
Date: December 1970
Creator: Jones, Hubert Kelly
System: The UNT Digital Library
An Evaluation of an Integrated Didactic and Experimental Training Approach for the Interpersonal Skills of Sheltered Workshop Supervisors (open access)

An Evaluation of an Integrated Didactic and Experimental Training Approach for the Interpersonal Skills of Sheltered Workshop Supervisors

The purpose of this study was to evaluate the effect of a three-day session using an integrated didactic and experiential approach for training in interpersonal skills for sheltered workshop supervisors.
Date: December 1970
Creator: Kelley, Nelson Lane, 1937-
System: The UNT Digital Library
An Empirical Study of the Performance of the Unit Commercial Banking System of the State of Texas (open access)

An Empirical Study of the Performance of the Unit Commercial Banking System of the State of Texas

The purpose of this study is to evaluate the performance of the Texas unit commercial banking system in comparison with branch banking systems, limited area branching systems, and unit banking systems.
Date: August 1970
Creator: Powell, Richard Vernon
System: The UNT Digital Library
The Impact of the Cost Schedule Control Systems Criteria on Electronics and Aerospace Contractors (open access)

The Impact of the Cost Schedule Control Systems Criteria on Electronics and Aerospace Contractors

The primary purpose of this study was to analyze the capability and inclination of the aerospace and electronics industry contractors to abide by the general provisions of the Cost/Schedule Control Systems Criteria (C/SCSC).
Date: August 1970
Creator: Richardson, Gary Lowell
System: The UNT Digital Library
Optimization Theory in Administrative Analysis (open access)

Optimization Theory in Administrative Analysis

The thesis of this study is that modern optimization theory is a natural extension of classical optimization theory. As such, modern optimization theory will be applied to administrative problems only after interpretive studies are made that provide (1) an explanation of the general theoretical development of the techniques of modern optimization theory, (2) computational algorithms for implementing the techniques of modern optimization theory, (3) detailed demonstrations of the computational aspects of each technique and its corresponding algorithm, and (4) an identification of the types of problems to which these techniques are applicable.
Date: August 1970
Creator: Brown, Kenneth Sherron
System: The UNT Digital Library
A New Gravitational Approach to Least Transportation Cost Warehouse Location (open access)

A New Gravitational Approach to Least Transportation Cost Warehouse Location

The purpose of this study is to examine single facility warehouse location models. The need for such a study is primarily two-fold. First, single facility warehouse location models which determine an alleged optimum location through a coordinate system have been developed. Secondly, the need for additional research is necessary because the approaches involving linear programming, simulation, or heuristic programming do not by definition generate an optimal location.
Date: May 1970
Creator: Van Auken, Stuart, 1941-
System: The UNT Digital Library
Development of a Generalized Approach to Establishing Work Measurement Programs in Commercial Banks (open access)

Development of a Generalized Approach to Establishing Work Measurement Programs in Commercial Banks

The purpose of this research is to recommend a set of comprehensive management plans to guide the establishment and operation of work measurement programs in commercial banks.
Date: January 1970
Creator: Caruth, Donald L.
System: The UNT Digital Library
Financial Management and the 1966 Credit Crunch: A Study of Financial Myopia (open access)

Financial Management and the 1966 Credit Crunch: A Study of Financial Myopia

This dissertation is an analysis of the way businessmen relate to money. Specifically, it analyzes the factors contributing to the business sector's demand for funds during the period 1964-1966 in order to determine the role this demand played in the financial panic of 1966.
Date: January 1970
Creator: Roden, Peyton Foster
System: The UNT Digital Library
A Survey of Hiring Procedures and Job Requirements for Beginning Clerical Workers in Selected Firms in Belton and Temple, Texas (open access)

A Survey of Hiring Procedures and Job Requirements for Beginning Clerical Workers in Selected Firms in Belton and Temple, Texas

This study was an analysis of the hiring procedures and job requirements for beginning clerical workers in selected firms in Belton and Temple, Texas. The study specifically attempted to determine the minimum employment standards for clerical workers and to determine the procedures used in screening applicants for employment.
Date: January 1970
Creator: Crain, Gayle R.
System: The UNT Digital Library
Investing and Hedging Techniques in the Convertible Bond Market (open access)

Investing and Hedging Techniques in the Convertible Bond Market

This study was designed to yield three types of information: (1) The degree of perfection prevailing in the parimary and secondary convertible bond markets; (2) the profit potential of various investing and hedging techniques in the convertible bond market; and (3) a judgment on whether each technique can be classified as rational or irrational.
Date: June 1969
Creator: Vinson, Charles E. (Charles Eldred)
System: The UNT Digital Library
The Effects of Water Pollution Control Laws on Industrial Plant Location (open access)

The Effects of Water Pollution Control Laws on Industrial Plant Location

The objective of this research is to determine the degree to which the recent antipollution laws will affect the location of industrial plants.
Date: May 1969
Creator: Montgomery, Austin Homer, 1928-
System: The UNT Digital Library
Full Costing in the Petroleum Industry and its Implications for Accounting Principles and Practices (open access)

Full Costing in the Petroleum Industry and its Implications for Accounting Principles and Practices

The study of the full cost method of accounting for finding costs in the petroleum industry is significant because it offers a unique opportunity to examine and emerging accounting practice and will indicate some of the reasons for a shift in the reporting practices of a portion of the industry.
Date: May 1969
Creator: Klingstedt, John P.
System: The UNT Digital Library