The purpose of this convergent mixed method study was to determine whether or not there is a difference in the perceived and actual financial literacy scores of millennials. Exploring the following research questions and hypotheses helped to expand knowledge around actual financial literacy and several other characteristics, including perceived financial literacy, especially among millennials (individuals born between 1981 and 1996): RQ1: What is the difference between millennials' actual and perceived financial literacy scores? RQ2: To what extent do socioeconomic status, gender, and having a bank account predict millennials' financial literacy scores? H0: There is no relationship between millennials' socioeconomic status, gender, banking status and their financial literacy scores. RQ3: What video delivery methods (if any) are millennials using to gain financial literacy knowledge in informal learning environments? Millennial participants (N = 207) were asked to complete a survey. Participants' perceived financial literacy scores were higher than their actual financial literacy scores. While males had higher perceived financial literacy ratings, females accounted for the majority of participants who scored four or above on a 5-point scale for actual financial literacy. Although, the null hypothesis was incorrect, the independent variables used in the ANOVA tables accounted for less than 15% of financial …

In the current globalizing society, teachers are provided opportunities to move across their national borders to seek learning, professional development, and working opportunities. Technology-related professional development is particularly valued for teachers' sojourn to the technology intensive cultures. This qualitative cross-case study explored the K-12 Chinese language teachers' changes of teachers' application and perspective toward educational technology in cross-cultural teaching context through the lens of transformative learning theory. The qualitative data is collected from the interviews with 20 teacher participants in the four stages of cross-cultural sojourning: pre-departure, currently sojourning, post-sojourn, and immigrated. A qualitative cross-case analysis is conducted to compare the characteristics of teachers in different cases, and developed the complete process of the cross-cultural technology adoption and perspective. Factors contributed to the changes are also identified. Five issues related to the process are discussed. Implications and future directions were also included.

This dissertation uses a three-manuscript style, and the ultimate purpose was to support critical thinking teaching in K-12 education from a systematic view concerning the lack of critical thinking in the young generation. The three manuscripts included in this dissertation were entirely or partly adapted based on three published or submitted research papers. The first research paper is a literature review article with an introduction to a development framework of nine principles, which provided a new view to developing critical thinking in younger children based on conceptual understanding of critical thinking. The second research paper is a study I coauthored with J. Michael Spector, which calls for more attention to the development of human intelligence given the rapid development of artificial intelligence and proposed that developing inquiry and critical thinking is a key to develop human intelligence. The third research paper reports an investigation over middle school educators' conceptualization of critical thinking and its alignment with the established theory and research. The major purpose was to connect the established theory and research with educational practices regarding what critical thinking constitutes. The significance of this study is to reveal the issues behind the abstract understanding of critical thinking and address the …

MakerBuses are travelling makerspaces that deliver hands-on tools and resources to community-wide locations to foster 21st century learning and development. Often found in K-12 schools, MakerBuses provide accessible and tangible learning opportunities for all learners, even in the most underserved communities. This single, typical case study provided a foundational look at how one MakerBus started as a simple idea and evolved into a learning experience used throughout the community it serves. Through discovery it was evident that accessibility, community outreach, tool distribution, and active learning were the critical elements that made this makerbus a unique tool for education.

This study investigates the effects of sketchnoting, a visualized approach of notetaking, on learning strategies. The main questions asked were: What are the effects of sketchnoting on learners' learning strategies, including cognitive strategies (rehearsal, elaboration, organizational) and metacognitive strategies? Forty-eight undergraduate participants were divided into two groups, an experimental group, and a control group. Findings demonstrated a significant increase in cognitive learning strategies and metacognitive strategies in the experimental group. Other findings revealed that the aesthetic appeal of sketchnoting is the major reason motivating participants' sketchnoting behavior and the corresponding connection between design strategies and the learning strategies is the key of positive impacts of sketchnoting on learning strategies. Additional insights and implications are discussed.

Companies are becoming increasingly dependent on teams to drive creativity and innovation, which usually involves multiple teams working together to solve complex problems However, the first problem is that work teams do not always manage creativity and innovation well, especially when partnering with other work teams on highly complex projects that demand greater interdependence and collaboration, which can constitute as much as 90% of today's organizational projects. The second problem is that researchers struggle to define and measure creativity and innovation for the past decade resulting in significant variation both within and between creativity and innovation scales that have restricted meaningful theoretical discoveries and advances. The current study is significant because it introduces a novel instrument derived by John Turner that measures team creativity and innovation processes as a single unit, thereby raising the level of theoretical sophistication and leading to better practical applications. After conducting factor analysis, the current study validates six factors, including 36 indicators, and measures team creativity and innovation processes as complex adaptive systems (CAS). The current study recommends deploying the new instrument in other sectors beyond the IT sector and using multilevel techniques that include the individual and executive/organization levels of analysis.