This is a quarterly journal provided to real estate licensees covering information related to various aspects of real estate buying and ownership in Texas. Articles in this issue cover retirement of Dr. Wayne Etter, economic effects of a real estate project, economy changes demands changes in real estate, Certificates of Convenience and Necessity (CNN's), past yield patterns, commute time influencing homebuyers, unionization and the bottom line, domestic migration, and foreclosure for dummies.

Amidst the electrifying atmosphere of the 2004 national competition near Canton, TX, two skilled riders from the Texas Ladies Aside drill team command attention. Bedecked in resplendent white Victorian costumes, their vests adorned with shimmering gold stars and elegant tassels, they epitomize grace and precision. Topped with white cowboy hats, they exude a captivating presence as they perform intricate maneuvers. The stands are filled with enthusiastic spectators, cheering on these remarkable riders, their cheers echoing through the arena.

In a captivating close-up, an unidentified rider from the College Station-based Texas Ladies Aside equestrian drill team mesmerizes as she sits gracefully upon her majestic brown horse. Her white Victorian costume, adorned with a resplendent vest embellished with shimmering gold stars, evokes a sense of enchantment. Completing her captivating ensemble is a white cowboy hat, adding a touch of Western flair. The allure of this moment captures the essence of the Texas Ladies Aside, showcasing their dedication to equine artistry and timeless elegance.

In a stunning display of equestrian beauty, Sandra Salazar, a member of the College Station-based Texas Ladies Aside equestrian drill team, sits regally atop her horse. Adorned in a white Victorian costume adorned with exquisite golden beadwork, she radiates elegance. Her white cowboy hat adds a touch of Western charm to her ensemble. Against the backdrop of her brown and white horse, the scene epitomizes the fusion of artistry, horsemanship, and timeless style that defines the Texas Ladies Aside.

As the exhilarating performance draws to a close, the Texas Ladies Aside team exits the performing ground, bidding a fond farewell to the enthralled audience. Bedecked in their stunning white Victorian costumes, adorned with resplendent gold stars and delicate tassels, the riders radiate elegance and poise. With white cowboy hats perched atop their heads, they wave goodbye, acknowledging the roaring applause from the stands. The spectators cheer wholeheartedly, their admiration for the team resonating through the air.

Captured from a captivating vantage point, this photograph showcases the synchronized elegance of five riders from the Texas Ladies Aside drill team. Clad in stunning white Victorian costumes adorned with gold stars that cascade down their vests, each rider exudes poise and grace. Their unified presence, accentuated by the iconic white cowboy hats, creates a regal formation that epitomizes the team's commitment to precision and artistry. Taken from behind, this image captures the essence of their performance at the 2004 national competition, held at an arena near Canton, TX.

Captured in a captivating photograph, the College Station-based Texas Ladies Aside equestrian drill team stands united before their momentous performance at the 2004 national competition. With their horses poised and riders exuding grace, the team embodies the essence of artistry, showcasing their exceptional horsemanship, synchronized maneuvers, and unwavering dedication. The arena near Canton, TX serves as the backdrop, setting the stage for their awe-inspiring display of precision, teamwork, and the spirit of equestrian excellence.

This is a quarterly journal provided to real estate licensees covering information related to various aspects of real estate buying and ownership in Texas. Articles in this issue covers the deregulation of electric utilities, wind power, rural property developers water supply options, FHA Loans, Texas' economy slowing, rural subdivisions in countrified atmosphere, novice home buyers, Texas Veterans Land Board uses, changing demographics in Texas, and ownership and uses of surface water.