A letter report issued by the Government Accountability Office with an abstract that begins "Along with private mortgage providers, the Department of Housing and Urban Development's (HUD) Federal Housing Administration (FHA) has been impacted by technological advances that began in the mid-1990s and that have significantly affected the way the mortgage industry works. As a result, in 2004, FHA implemented Technology Open to Approved Lenders (TOTAL) Scorecard--an automated tool that evaluates the majority of new loans insured by FHA. However, questions have emerged about the effectiveness of TOTAL. Given these concerns, you asked GAO to evaluate the way the agency developed and uses this new tool. This report looks at (1) the reasonableness of FHA's approach to developing TOTAL and (2) the potential benefits to HUD of expanding its use of TOTAL."

A letter report issued by the Government Accountability Office with an abstract that begins "Congress passed the Sarbanes-Oxley Act to help protect investors and restore investor confidence. While the act has generally been recognized as important and necessary, some concerns have been expressed about the cost for small businesses. In this report, GAO (1) analyzes the impact of the Sarbanes-Oxley Act on smaller public companies, particularly in terms of compliance costs; (2) describes responses of the Securities and Exchange Commission (SEC) and Public Company Accounting Oversight Board (PCAOB) to concerns raised by smaller public companies; and (3) analyzes smaller public companies' access to auditing services and the extent to which the share of public companies audited by mid-sized and small accounting firms has changed since the act was passed."

The magnetic fields on the beam axis of helical undulators for the proposed International Linear Collider (ILC) gamma-ray production were calculated for undulator periods of 10 mm and 12 mm. The calculation assumed the use of low-carbon steel for the magnetic poles and a beam chamber outer diameter of 6.3 mm. Using NbTi superconducting coils at 4.2 K, the on-axis field for a 10-mm-period undulator was 0.62 T at the critical current density. The field for a 12-mm undulator period was 0.95 T, which gives a K value of 1.06. The K value for an 11-mm undulator with Nb{sub 3}Sn superconducting coils was estimated to about 1.1.

Free weekly newspaper that includes business and classified advertising.

Free weekly newspaper that includes business and classified advertising.

Weekly newspaper from Port Aransas, Texas on Mustang Island that includes local, state and national news along with extensive advertising.

Daily student newspaper from the University of North Texas in Denton, Texas that includes local, state and campus news along with advertising.

Document issued by the Office of the Attorney General of Texas in Austin, Texas, providing an interpretation of Texas law. It provides the opinion of the Texas Attorney General, Greg Abbott, regarding a legal question submitted for clarification; Confidentiality of grand and petit jury lists (RQ-0380-GA)

Weekly newspaper from Albany, Texas that includes local, county, and state news along with extensive advertising.

Free weekly newspaper that includes business and classified advertising.

Fish and marine mammals are important resources in open ocean and nearshore coastal areas; many federal laws and regulations guide their management. This report discusses a variety of laws and legislation pertaining to this issue.

Numerical issues with modeling transport of chemicals or solute in realistic large-scale subsurface systems have been a serious concern, even with the continual progress made in both simulation algorithms and computer hardware in the past few decades. The problem remains and becomes even more difficult when dealing with chemical transport in a multiphase flow system using coarse, multidimensional regular or irregular grids, because of the known effects of numerical dispersion associated with moving plume fronts. We have investigated several total-variation-diminishing (TVD) or flux-limiter schemes by implementing and testing them in the T2R3D code, one of the TOUGH2 family of codes. The objectives of this paper are (1) to investigate the possibility of applying these TVD schemes, using multi-dimensional irregular unstructured grids, and (2) to help select more accurate spatial averaging methods for simulating chemical transport given a numerical grid or spatial discretization. We present an application example to show that such TVD schemes are able to effectively reduce numerical dispersion.

To provide a compact high-brightness heavy-ion beam source for Heavy Ion Fusion (HIF), we have been experimenting with merging multi-beamlets in an injector which uses an RF plasma source. An array of converging beamlets was use to produce a beam with the envelope radius, convergence, and ellipticity matched to an electrostatic quadrupole (ESQ) channel. Experimental results were in good quantitative agreement with simulation and have demonstrated the feasibility of this concept. The size of a driver-scale injector system using this approach will be several times smaller than one designed using traditional single large-aperture beams. The success of this experiment has possible significant economical and technical impacts on the architecture of HIF drivers.

We have modeled magma flow in a dike rising in a crack whose strike runs from a highland or ridge to an adjacent lowland to determine the effect of topography on the flow, using a 3D hydromechanical code, FLAC3D (http://www.itascacg.com). The aperture, a, is calculated as a variable in a sheet of zones of fixed width d during the simulation as a function of model deformation. The permeability tensor of each zone is adjusted at each time step in response to the pressure in the cell according to the relationship k{sub ij} = {delta}{sub ij} {alpha}{sup 3}/12{mu}d, which is obtained by equating the flow through the layer of permeable zones from Darcy's law with Poiseuille's law under the same gradient. The fluid viscosity is {mu}, and the crack width is a We found a distinct tendency for the flow to be diverted away from the highland end of the strike toward the lowland. For the 4-km long strike length we modeled, eruption was offset between 500 and 1250 m toward the lowland from the center of the strike length. Separation of the geometric effect of the topography from the topographic overburden effect on lateral confining stresses at the crack indicates …

Semi-weekly newspaper from Livingston, Texas that includes local, state and national news along with advertising.

Weekly newspaper from Comanche, Texas that includes local, state, and national news along with advertising.

Weekly Jewish newspaper from Fort Worth, Texas that includes local, state, and national news along with extensive advertising.

Weekly newspaper from Hondo, Texas that includes local, state, and national news along with extensive advertising.

This article discusses the effects of covalency on the p-shell photoemission of transition metals. The treatment of covalency has not been included previously in ab initio theoretical studies of the 2p-shell XPS of transition-metal complexes. In this work, covalent interactions between the metal and ligands are treated on an equal footing with spin-orbit splittings.

Weekly newspaper from Sachse, Texas that includes local, state and national news along with advertising.

Daily newspaper from Baytown, Texas that includes local, state, and national news along with advertising.

Weekly newspaper from Stamford, Texas that includes local, state, and national news along with advertising.

Weekly newspaper from Rio Grande City, Texas that includes local, state and national news along with extensive advertising.

Weekly newspaper from Canadian, Texas that includes local, state and national news along with some advertising.