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401(k) Plans: Several Factors Can Diminish Retirement Savings, but Automatic Enrollment Shows Promise for Increasing Participation and Savings
Testimony issued by the Government Accountability Office with an abstract that begins "Over the past 25 years, the number of defined benefit (DB) plans has declined while the number of defined contribution (DC) plans has increased. Today, DC plans are the dominant type of employer-sponsored retirement plans, with more than 49 million U.S. workers participating in them. 401(k) plans currently cover over 85 percent of active DC plan participants and are the fastest growing type of employer-sponsored pension plan. Given these shifts in pension coverage, workers are increasingly relying on 401(k) plans for their pension income. Recently, policy makers have focused attention on the ability of 401(k) plans to provide participants with adequate retirement income and the challenges that arise as 401(k) plans become the predominant retirement savings plan for employees. As a result, GAO was asked to report on (1) challenges to building and maintaining of savings in 401(k) plans, and (2) recent measures to improve 401(k) participation and savings levels."
Date:
October 28, 2009
Creator:
United States. Government Accountability Office.
Object Type:
Text
System:
The UNT Digital Library
15th Street News (Midwest City, Okla.), Vol. 35, No. 9, Ed. 1 Friday, October 28, 2005
Newspaper from Rose State College in Midwest City, Oklahoma that includes national, local, and campus news along with advertising.
Date:
October 28, 2005
Creator:
Waltman, Erin
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
78th Texas Legislature, Regular Session, House Bill 1798, Chapter 260
Bill introduced by the Texas House of Representatives relating to health maintenance organizations.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 3
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to honoring the members of the Irving Rat Pack for their dedication to the city of Irving.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 4
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to congratulating BP Solvay Polyethylene North America on its selection as the 2003 Industry of the Year by the Deer Park Chamber of Commerce.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 5
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to paying tribute to Miguel Aleman Velazco, governor of the State of Veracruz, Mexico.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 6
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to designating Kilgore as the official Texas City of Stars.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 7
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to paying tribute to Enrique Martinez y Martinez, governor of the State of Coahuila, Mexico.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 10
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to designating the East Texas What-A-Melon Festival as the Official Watermelon Festival of East Texas until January 31, 2005.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 11
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to urging the Homeland Security Secretary to recognize the expertise and resources represented by Texas colleges and universities by designating a university-based center for homeland security in the State of Texas; directing SOS to forward copies.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 12
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to congratulating Tamara and Timothy Phillips on the birth of their daughter.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 13
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to congratulating Mike and Kristy Eanes on the birth of their daughter.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 14
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to commending Allen Martin for his contributions to Texas music.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 16
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to honoring Tommy Ray Franks (Ret. General) on the occasion of his appearance at the Ninth Annual Benefit for the East Texas Angel Network.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 18
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to paying tribute to Fernando Elizondo Barragan, governor of the State of Nuevo Leon, Mexico.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 20
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to paying tribute to the life of Dovie Jean Webber of Fort Worth, who died on July 11, 2003, at the age of 65.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 21
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to paying tribute to the life of Nadine Lois Spencer of Fort Worth, who died on August 2, 2003, at the age of 82.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 22
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to commending all those associated with the creation of the Hazel Harvey Peace Professorship in children's library services at the University of North Texas.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 23
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to congratulating Luis Saenz on his appointment as assistant secretary of state.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 24
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to congratulating Tommy Franks on his receipt of the Distinguished Citizen Award from the Buffalo Trail Council of the Boy Scouts of America.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 25
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to honoring Charles Victor Manes, Sr. (ret. Lt. Col.).
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 26
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to honoring Lisa Marie Presley and declaring October 2, 2003, Lisa Marie Presley Day in Texas.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 27
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to honoring the life of Henry F. Molina, who died on September 21, 2003, at the age of 55.
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History
78th Texas Legislature, Third Called Session, House Concurrent Resolution 28
Concurrent resolution introduced by the Texas House of Representatives and Senate relating to honoring Midland County Sheriff Gary Painter
Date:
October 28, 2003
Creator:
Texas. Legislature. House of Representatives.
Object Type:
Legislative Document
System:
The Portal to Texas History