Letter from Harris L. Kempner to Edward Byron Smith asking if he personally knows a few owners of a bank in Chicago, whom Kempner and his men are planning to work with soon.

Letter from Harris L. Kempner to Kenneth Shelton, Jr. thanking him for sending a copy of a book.

Letter from E. S. Marsh to I. H. Kempner discussing the financial challenges and operational changes faced by the railway system, including the need for modernization, streamlining, and efficiencies in response to decreased freight and passenger business. He outlines the financial difficulties of the Gulf Lines, emphasizing the importance of adapting to current economic realities without sacrificing service quality. He expresses respect for Kempner's judgment and insight and shares a draft statement of a proposed plan, seeking Kempner’s understanding and support.