Existing studies of people who are homeless provide descriptive information about the heterogeneity of the population. Families who are homeless are the fastest growing subset of this population. This study examined the variability in psychological and social functioning among homeless mothers and attempted to identify risk factors that predict level of adult functioning. Data was collected from 76 homeless mothers with minor aged children receiving services at area shelters. The sample was divided between highly structured and unstructured shelter environments. Each participant completed an extensive interview which included measures of personal and family history, risk factors and current psychological and social functioning. Social functioning was able to be predicted by a number of these risk factors.