Andrew L. Bowers was born in 1852 in North Carolina. Upon moving to Texas, his first job was as a day laborer on an iron bridge at Columbus, TX. He was eighteen years of age. At nineteen he was promoted to foreman, with the Delaware Bridge Company. Afterward, he worked for the railroads, steadily climbing their ranks until he reached the position of Superintendent of Construction for the Northwest division, covering the area from Spring to Fort Worth. He eventually left the railroad, resigning to look after his investments. He became interested in the Salt Works of Palestine, helping to develop that important new enterprise and serving as its first president. He married Nellie O’Connell, on May 31, 1882 in Corsicana. They were the parents of five children: Irene, Mabel, Andrew Jr., Willie, and Bernard. In 1890, the need for a Building and Loan Association became acute in this section, and Mr. Bowers, along with several others, organized the Mechanics’ Building and Loan Association. This was one of the earliest organizations of the kind in the state of Texas. In 1906 he bought from Governor Thomas M. Campbell, a controlling interest in the Palestine National Bank and was made president. …