A letter report issued by the Government Accountability Office with an abstract that begins "Homeowners insurance policies typically protect homes, garages and other structures, and personal belongings from damage caused by perils such as fire, hail, lightning, explosion, and theft, among others. The insurance industry considers these perils insurable because they are accidental, predictable, and do not involve catastrophic losses. These policies also typically exclude losses from a number of perils, including disasters caused by floods, earthquakes, and war. Industry officials said that such events are difficult to predict and involve extensive losses that are a challenge for private insurers to cover. Insurers also exclude losses from defective products, which industry participants said could be addressed by manufacturer warranties and commercial general liability insurance. Intentional losses; damage from wear, tear, or neglect; and losses caused simultaneously by covered and uncovered perils, such as wind (covered) and flood (uncovered) during a hurricane are also generally excluded."

Correspondence issued by the Government Accountability Office with an abstract that begins "The Department of Defense (DOD) obligated more than $1 billion in imminent danger pay from fiscal years 2010 through 2013 in the U.S. Central Command's area of responsibility, excluding Afghanistan, according to data from the military services. In June 2011, the Office of the Under Secretary of Defense for Personnel and Readiness requested the geographic Combatant Commands to assess existing imminent danger pay areas. The last such review had been completed in 2007. In January 2013, the U.S. Central Command recommended terminating imminent danger pay designations in many locations within its area of responsibility. However, the Office of the Under Secretary of Defense for Personnel and Readiness had not completed its current review or made a decision as of December 20, 2013, when we transmitted a draft of our report to DOD. DOD's guidance on imminent danger pay requires a periodic review but neither specifies the frequency with which periodic reviews must be completed, nor stipulates a time frame by which the Office of the Under Secretary of Defense for Personnel and Readiness should render a final decision regarding the findings of the review. The Standards for Internal …