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401(k) Plans: Other Countries' Experiences Offer Lessons in Policies and Oversight of Spend-down Options
A letter report issued by the Government Accountability Office with an abstract that begins "The six countries GAO reviewed can offer U.S. regulators lessons on how to expand access to a mix of spend-down options for 401(k) participants that meet various retirement needs. Five of the six countries generally ensure that participants can choose among three main plan options: a lump sum payment, a programmed withdrawal of participants' savings, or an annuity. In the last several decades, all the countries took steps to increase participant access to multiple spend-down options, with some first conducting reviews of participants' retirement needs that resulted in policy changes, as shown below. In the United States, 401(k) plans typically offer only lump sums, leaving some participants at risk of outliving their savings. The U.S. Departments of Labor (DOL) and the Treasury (Treasury) have begun to explore the possibility of expanding options for participants, but have not yet helped plan sponsors address key challenges to offering a mix of options through their plan."
Date:
November 20, 2013
Creator:
United States. Government Accountability Office.
Object Type:
Report
System:
The UNT Digital Library
2012 PLANT MOLECULAR BIOLOGY GORDON RESEARCH CONFERENCE, JULY 15-20, 2012
The 2012 Gordon Conference on Plant Molecular Biology will present cutting-edge research on molecular aspects of plant growth and development, with particular emphasis on recent discoveries in molecular mechanisms involved with plant signaling systems. The Conference will feature a wide range of topics in plant molecular biology including hormone receptors and early events in hormone signaling, plant perception of and response to plant pathogen and symbionts, as well as technological and biological aspects of epigenomics particularly as it relates to signaling systems that regulate plant growth and development. Genomic approaches to plant signaling will be emphasized, including genomic profiling technologies for quantifying various biological subsystems, such as the epigenome, transcriptome, phosphorylome, and metabolome. The meeting will include an important session devoted to answering the question, "What are the biological and technological limits of plant breeding/genetics, and how can they be solved"?
Date:
July 20, 2013
Creator:
Sussman, Michael
Object Type:
Article
System:
The UNT Digital Library
2013 Australia-U.S. Ministerial Consultations Joint Communique
Joint AUSMIN communique between the United States and Australia that celebrates the long-term partnership and outlines current matters of security and defense, economics, advancement of human rights, and the promotion of peace both regionally and globally.
Date:
November 20, 2013
Creator:
Australia-U.S. Ministerial Consultations
Object Type:
Report
System:
The UNT Digital Library
["30th Annual Black Music and the Civil Rights Concert" tracks 1-12]
Audio cassette from The Black Academy of Arts and Letters recorded during their 30th Annual Black Music and the Civil Rights Concert held on January 20th, 2013 at the Meyerson Symphony Center. The audio tape includes 12 tracks of gospel music performed live by the TBAAL choir and guest artist Erykah Badu. Song titles listed in concert program.
Date:
January 20, 2013
Creator:
King, Curtis & Badu, Erykah
Object Type:
Sound
System:
The UNT Digital Library
[30th Annual Black Music and the Civil Rights Movement Concert starring Erykah Badu]
Video recording from The Black Academy of Arts and Letters recorded during their 30th Annual Black Music and the Civil Rights Movement Concert event. Performances by Erykah Badu and various artists and performers being interviewed about their feelings towards the event.
Date:
January 20, 2013
Creator:
Evans, Tracy
Object Type:
Video
System:
The UNT Digital Library
83rd Texas Legislature, Regular Session, Senate Concurrent Resolution 14
Concurrent resolution introduced by the Texas House of Representatives and Senate granting the legislature permission to adjourn for more than three days.
Date:
February 20, 2013
Creator:
Texas. Legislature. Senate.
Object Type:
Legislative Document
System:
The Portal to Texas History
Across-the-Board Rescissions in Appropriations Acts: Overview and Recent Practices
This report provides information on the main components of across-the-board rescissions and recent practices between FY2008 through FY2013.
Date:
September 20, 2013
Creator:
Tollestrup, Jessica
Object Type:
Report
System:
The UNT Digital Library
Advances in Hydrogeochemical Indicators for the Discovery of New Geothermal Resources in the Great Basin, USA
This report summarizes the results of Phase I work for a go/no go decision on Phase II funding. In the first objective, we assessed the extent to which fluid-mineral equilibria controlled deep water compositions in geothermal systems across the Great Basin. Six systems were evaluated: Beowawe; Desert Peak; Dixie Valley; Mammoth; Raft River; Roosevelt. These represent a geographic spread of geothermal resources, in different geological settings and with a wide range of fluid compositions. The results were used for calibration/reformulation of chemical geothermometers that reflect the reservoir temperatures in producing reservoirs. In the second objective, we developed a reactive -transport model of the Desert Peak hydrothermal system to evaluate the processes that affect reservoir fluid geochemistry and its effect on solute geothermometry. This included testing geothermometry on “reacted” thermal water originating from different lithologies and from near-surface locations where the temperature is known from the simulation. The integrated multi-component geothermometer (GeoT, relying on computed mineral saturation indices) was tested against the model results and also on the systems studied in the first objective.
Date:
May 20, 2013
Creator:
Simmons, Stuart F.; Spycher, Nicolas; Sonnenthal, Eric & Dobson, Patrick
Object Type:
Report
System:
The UNT Digital Library
Afghanistan: Post-Taliban Governance, Security, and U.S. Policy
This report discusses the current political state of Afghanistan, focusing particularly on the influence of the Taliban and other militant groups and on the leadership of Afghan President Hamid Karzai. This report also discusses the U.S.-Afghanistan relationship, in both the short and long term, and U.S. efforts under the Obama Administration to provide military, reconstructive, and stabilization aid.
Date:
May 20, 2013
Creator:
Katzman, Kenneth
Object Type:
Report
System:
The UNT Digital Library
Afghanistan: Post-Taliban Governance, Security, and U.S. Policy
This report considers the reduced amount of foreign aid to Afghanistan from the U.S. and its allies. The report identifies points at which the Afghan government is weak, such as corruption in politics. Moreover, the report discusses counter measures to insure that Afghanistan does not end up in an economic downturn.
Date:
May 20, 2013
Creator:
Katzman, Kenneth
Object Type:
Report
System:
The UNT Digital Library
Airline Passenger Rights: The Federal Role in Aviation Consumer Protection
This report examines aviation consumer protections following the 1978 elimination of most governmental control regarding airline business practices. It explains the roles of Congress and the U.S. Department of Transportation (DOT) in protecting airline consumers, and discusses some major passenger rights issues and related laws and regulations.
Date:
May 20, 2013
Creator:
Tang, Rachel
Object Type:
Report
System:
The UNT Digital Library
The Albany News (Albany, Tex.), Vol. 138, No. 5, Ed. 1 Thursday, June 20, 2013
Weekly newspaper from Albany, Texas that includes local, state and national news along with advertising.
Date:
June 20, 2013
Creator:
Lucas, Melinda L.
Object Type:
Newspaper
System:
The Portal to Texas History
[All the Colleges ASB 2013]
Photograph of a group of all the colleges at ASB 2013, held by UNT Special Collections. The image shows a big group of people posing together at the front of a church sanctuary. Above the back of the group is a colorful sign that says "Destination" and has a yellow star next to it. ASB stands for Alternative Service Break. The mission of the University of North Texas' Alternative Service Breaks Program is to raise awareness of social issues and injustices through education and intensive service-learning experiences. Students are immersed in communities that will bring to the forefront of social awareness and inspire lifelong action and friendships. Alternative Service Breaks provide a variety of week-long service opportunities. These opportunities not only contribute to a deeper understanding of social issues, service and community but are often the sparks that motivate people to get involved in community service.
Date:
March 20, 2013
Creator:
unknown
Object Type:
Photograph
System:
The UNT Digital Library
All Weather Calibration of Wide Field Optical and NIR Surveys
None
Date:
September 20, 2013
Creator:
Burke, David L.; Saha, Abhijit; Claver, Jenna; Axelrod, T.; Claver, Chuck; DePoy, Darren et al.
Object Type:
Article
System:
The UNT Digital Library
The Altus Times (Altus, Okla.), Vol. 113, No. 167, Ed. 1 Sunday, January 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
January 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 113, No. 188, Ed. 1 Wednesday, February 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
February 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 113, No. 208, Ed. 1 Wednesday, March 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
March 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 114, No. 68, Ed. 1 Thursday, June 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
June 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 114, No. 110, Ed. 1 Tuesday, August 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
August 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 114, No. 133, Ed. 1 Friday, September 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
September 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 114, No. 154, Ed. 1 Sunday, October 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
October 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 114, No. 174, Ed. 1 Wednesday, November 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Altus Times (Altus, Okla.), Vol. 114, No. 194, Ed. 1 Friday, December 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
December 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
America COMPETES Acts: FY2008-FY2013 Funding Tables
This report has been updated to reflect FY2013 funding levels contained in P.L. 113-6 (Consolidated and Further Continuing Appropriations Act, 2013) and the explanatory statement published in the March 11, 2013.
Date:
September 20, 2013
Creator:
Gonzalez, Heather B.
Object Type:
Report
System:
The UNT Digital Library