Definition of privacy has changed by the changes and improvements in information and surveillance technologies. These changes and improvement need new legal decisions for new kinds of privacy invasions. This study explores the scope of privacy right, particularly when a technological surveillance has occurred by law enforcement agencies. It focuses in particular on increasing law enforcements' surveillance technologies and devices that have the potential to impact citizens' information privacy. These increasing changes in surveillance technologies have important implications both for law enforcements and citizens. This study also discusses increasing law enforcement surveillance for the public's security, changes of the laws that allow law enforcements to use new surveillance powers as a war on terrorism, and the citizens concerns of information privacy. A particular attention is given to the recent public opinion surveys which show citizens' increasing privacy concerns. Finally, a set of recommendations to figure out security-privacy debate and reduce the privacy concerns of the citizens is offered.

In 1993, 38.9 million people were covered by a 401(k) plan, up from 7.1 million in 1983. The rapid growth of 401(k) and other defined contribution pension plans may alter retirement patterns of older workers. Previous research showed that the spread of defined benefit plans, with sharp age-related incentives first discouraging and later encouraging retirement, contributed to the early retirement trend of past decades. Defined contribution plans differ along several dimensions, especially in their smooth rate of pension wealth accrual. Data from the Health and Retirement Study show that retirement patterns have begun to change as defined contribution plans have spread. Estimates indicate that the financial incentives in defined benefit pensions lead people to retire almost two years earlier, compared to people with defined contribution plans.

California legislated the restructuring of its electric power industry in 1996. Deregulation was successful until 2000 when crisis, caused by a number of outside forces and flawed legislation, sent wholesale electric prices skyrocketing. Restructuring of the electricity sector in Texas occurred in two phases. The first phase began in 1995, when wholesale markets were opened to competition; the second phase began June 18, 1997, when the 1999 Texas Electric Choice Act, was signed into law. Deregulation has largely been successful in Texas. This analysis examines the legislation of these states and how they differed, setting the stage for one unsuccessful and one successful move to retail competition in the electricity industry.