This dissertation examines the relationship between computer technology and management science and changes in the role of profit planning within the commercial banking system of the U.S.A. The objective of the study is to develop a generalized profit-planning model which employs the existing decision processes to create pro-forma financial statements for a commercial bank. The study concentrated on the 300 largest commercial banks (ranked by deposits as of December 31, 1969) of the Federal Reserve System. These particular banks held the greatest potential for having a Planning Department, the computing capability necessary for problem solving, and a Management Science Department actively employing management science techniques to profit-planning problems. The research for the dissertation included an in-depth study of secondary sources, an interrogation of commercial bank executives and a detailed questionnaire which was submitted to each of the 300 largest banks. Sponsorship for the Financial Planning Questionnaire was obtained from the Southwestern Graduate School of Banking at Southern Methodist University, Dallas, Texas. The sponsorship helped obtain a large sample return (in excess of 50.0 percent) and thereby increased the statistical reliability of the results of the study.

In this study seventeen various relationships between yields of three-month, six-month, and twelve-month maturity negotiable CD's and U.S. Government T-Bills were analyzed to find a leading indicator of short-term interest rates. Each of the seventeen relationships was tested for correlation with actual three-, six-, and twelve-month yields from zero to twenty-six weeks in the future. Only one relationship was found to be significant as a leading indicator. This was the twelve-month yield minus the six-month yield adjusted for scale and accumulated where the result was positive. This indicator (variable nineteen in the study) was further tested for usefulness as a trend indicator by transforming it into a function consisting of +1 (when its slope was positive), 0 (when its slope was zero), and -1 (when its slope was negative). Stage II of the study consisted of constructing a computer-aided model employing variable nineteen as a forecasting device. The model accepts a week-by-week minimum cash balance forecast, and the past thirteen weeks' yields of three-, six-, and twelve-month CD's as input. The output of the model consists of a cash time availability schedule, a numerical listing of variable nineteen values, the thirteen-week history of three-, six-, and twelve-month CD yields, a …

This study explores the question of whether repurchasing of service establishments is an inherent characteristic of service franchising. The answer to this question holds substantial consequences for the economy and for public policy toward franchising.

The primary purpose of this study was to analyze the capability and inclination of the aerospace and electronics industry contractors to abide by the general provisions of the Cost/Schedule Control Systems Criteria (C/SCSC).

The problem with which this study is concerned is that of the income concepts used by bank loan officers in dealing with financial information, as compared to the income concepts used by the accounting profession. A series of twenty different financial situations were designed which required the loan officer to make a decision as to an income concept before he could compute the answer to the questions in income, profit, gain, and change in wealth which were asked for in each situation. The loan officers' answers to each situation were then compared with the accountants' answers, using generally accepted accounting principles. In addition, comparisons were made between the income concepts used by the different classes of loan officers and sixteen environmental factors to determine what influence, if any, these factors might have on the answer given by the bank loan officers. The two purposes of the study were to show that bank loan officers do not calculate net income by the same methods as accountants, and to determine if there are environmental factors which would influence the method the loan officer used to compute his answers.

This study is directed to the problem of the quantitative determination of the number of additional personnel required in an organization for servicing unscheduled priority tasks without delaying the completion of scheduled tasks. The manager of an organization which has been enlarged in order to respond adequately to the random arrival of priority requests may face criticism if the organization appears to be "overstaffed" during periods when only "routine" service requirements must be met. An audit team oriented toward accounting-type data may be reluctant to accept a manager's justification of his organization's size if the justification is based primarily on nonquantitative arguments.

This study intends to discover the extent and use of job evaluation in selected business concerns in Dallas, Texas, and through this discovery to derive conclusions which may indicate current trends in the use of job evaluation in this section of the country.

This study is a discussion and description of the history, organization, and unit costs of the North Texas State College bookbindery, together with a comparison of these unit costs with charges made by commercial bookbinders for similar services. These are the three outstanding purposes of this problem: 1. to record briefly a history of the North Texas State College Bookbindery, 2. to describe the organization of the N. T. S. C. Bookbindery, including the personnel policies and clerical routines now in effect in its operation, and 3. to determine the unit costs of various types of services rendered by the N. T. S. C. Bookbindery and compare these unit costs with price lists of commercial bookbinders for similar services. It is intended that this study may be used as a guide to those who may contemplate setting up small bookbinderies and as a reference tool to future managers of the N. T. S. C. Bookbindery.

The purpose of this thesis is to explore the salary levels of college faculty.

An important problem in the field of education is determining the criteria by which academic success of students can be predicted. This study sets up criteria for predicting the success of a comparatively small group of students, those who have attended one or more other colleges and have made less than a "C" average in all subjects attempted at those other colleges before enrolling at North Texas State College.

The purpose of this investigation was twofold, namely: 1. To determine the personal characteristics and qualifications of the junior college business teachers in Texas; 2. To determine how well these characteristics match the desired qualifications given by college hiring personnel--presidents.

The general production control practices of the shoe industry are basically similar to the production planning of other small businesses in the consumer field. This study will reduce to concrete form the types of production control used by the shoe industry of Texas.

The chief problem of this study was to analyze the methods used by food brokers in the Dallas - Fort Worth area and to determine the general policies which were followed by those brokers in the selection and procurement of those accounts which later proved successful.

This thesis has as its primary purpose determining what, if any, resentment toward junior executive programs may exist among regular or "old" employees of a selected group of petroleum companies in the Port Arthur, Beaumont, and Port Neches area of Texas. At the same time, measures taken in these companies to cope with the problem will be studied and appraised.

This study traces the annual average prices received per hundredweight for veal calves at the Chicago market and the annual average weekly earnings of employees in all manufacturing industries. The period of time covered by the study is 1900 to 1951.

It is the purpose of this study to survey and appraise the personnel programs currently in use in selected Texas banks.

This study was an analysis of current financing of building programs of selected Protestant churches in the State of Texas.

The purpose of this study is to supply additional case material for analysis and study by the potential and beginning foreman. Since it would be impossible to cover all possible situations, only selected cases are presented. The selected cases illustrate problems in foreman-to-employee relationships, foreman-to-foreman and staff-groups relationships, and foreman-to-superior relationships. In the interest of clarity, each case was analyzed as to key points covered or contained, principles illustrated by the case, and recommendations derived from the analysis.

The primary purpose of this study is to evaluate the business administration curriculum at Panola County Junior College, located at Carthage, Texas, to see how well it fits the needs of both the students and the businessmen in Panola County and the surrounding territory from which the college draws its students.

This thesis will concentrate on a two-fold purpose: first, to determine whether an industrial management program at North Texas State College is justified; and second, to present a broad outline that will form a foundation upon which the content of such a program can be based.

The purpose of this survey and study is to attempt the establishment of ways in which the business administration department of Frank Phillips College may help its students to prepare to fill the employment needs in the commercial offices of the area.

The purpose of this study is to analyze the information which is available to determine what past experience, personality and temperament traits, etc., distinguish the successful from the unsuccessful salesman, in order to have some criteria on which to base future selection.

This study is an investigation of the theoretical accounting viewpoints and the accounting procedures used in business practice for the origination and administration of a self-insurance program. The purpose of this study is to compare the correct theoretical accounting procedures for self-insurance planning with those used in practice today.

The study is limited to a survey of the gift-wrapping departments of selected stores in Dallas, Fort Worth, and Denton.