Senate Resolution No. 425; geopolitics; reliance on foreign sources of energy; crude oil; OPEC; cartel; domestic production. See also: [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Draft], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, Nov. 12, 1974, Final Copy], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Handwritten Draft no. 1] and [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Handwritten Draft no. 2].

Proposed economic program of President [Gerald Ford]; State of the Union Address; tax cuts and rebates; housing; auto industry; windfall-profits tax; Fannie Mae, Ginnie Mae, and Freddie Mac; GNMA Conventional Tandem Program; Secretary [James Thomas] Lynn.

Senate Resolution No. 425; geopolitics; reliance on foreign sources of energy; crude oil; OPEC; cartel; domestic production. See also: [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Draft], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Edit], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, Nov. 12, 1974, Final Copy] and [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Handwritten Draft no. 2].

Housing and Community Development Act of 1974; responsibility at local level; mayors; areas in need; areas with lower income families; public housing programs; block grant programs.

Speech

Housing legislation; Housing and Community Development Act of 1974; Omnibus Housing Bill; housing rehabilitation of existing units; mortgage interest rates; economy; Financial Institutions Reform Bill, S. 2591; Hunt Commission Report; President [Richard] Nixon; energy crisis.

Economic growth; jobs; income; unemployment; savings and investment needs; capital investment; tax system; interest rates; housing starts.

Memorandum from Tommy Brooks to John Tower written to help the senator prepare for his speech to a homebuilders organization. A fact sheet created by the homebuilders, a document of issues and comments analyzing S. 2182, and a legislative report noting the bills that would have the greatest impacts on the homebuilders were originally attached to the memo. Brooks describes the speeches that Senator Cranston, Rep. Ashely, and Senator Sparkman have already delivered to the homebuilders.

25th Annual Conference for Council on Benefit Employees?; inflation; stagnant economy; wage price control; social costs; President Ford; government regulation; suggested elimination of artificial government price supports; pending legislation.

Speech; energy shortage; fossil fuels; industry; energy policy; Freedom of Information Act; Senate Resolution no. 425; 93rd Congress; Department of Commerce; stock market; wage price controls; inflation; oil shortage; oil and gas; economic welfare

Senate Resolution No. 425; geopolitics; reliance on foreign sources of energy; crude oil; OPEC; cartel; domestic production. See also: [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Draft], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Edit], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, Nov. 12, 1974, Final Copy] and [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Handwritten Draft no. 1].

Speech given to the Texas Association of Rural Water Cooperatives on February 1, 1974 by Senator John Tower. Tower describes how the Administration and Congress are working to facilitate growth in rural areas, but they face several obstacles. There is disagreement about the goals of rural development and how they should be implemented, and even where legislators do agree, there are practical obstacles to implementation. Yet, there is a consensus that rural areas need more job opportunities, increased income levels, improved housing, and higher quality community services. The members of the Texas Association of Rural Water Cooperatives play a key role in improving quality of life by providing and improving water and sewage facilities.

Third Revision of speech prepared by Senator John Tower to give to The Society of Exploration Geophysicists. According to Senator Tower, changes need to happen in the oil industry so as to reduce foreign dependence and to deter excessive consumption, but he disagrees with certain federal policies toward the oil industry that are being considered. He asserts that legislators mistakenly blame the country's economic woes on fossil fuel industries and support laws that will end up hampering or even collapsing this part of the economy that contributes very little to recession and inflation problems.

Speech, 30th Homebuilders Convention, "Congress Looks at Housing", Housing and Community Development Act of 1974, HUD, Energy Shortage, Mortgages, Energy Crisis, Omnibus Housing Bill, Housing Rehabilitation, Mortgage Interest Rate, Economy, Financial Institutions, Depletion Allowance, Investment Tax Credit, Wellhead Price of Oil and Gas, Deregulate Prices, Federal Power Commission

First Revision of speech prepared by Senator John Tower to give to The Society of Exploration Geophysicists. According to Senator Tower, changes need to happen in the oil industry so as to reduce foreign dependence and to deter excessive consumption, but he disagrees with certain federal policies toward the oil industry that are being considered. He asserts that legislators mistakenly blame the country's economic woes on fossil fuel industries and support laws that will end up hampering or even collapsing this part of the economy that contributes very little to recession and inflation problems.

Senate Resolution No. 425; geopolitics; reliance on foreign sources of energy; crude oil; OPEC; cartel; domestic production. See also: [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Edit], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, Nov. 12, 1974, Final Copy], [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Handwritten Draft no. 1] and [John Tower Speech at Financial Times -- Oil Daily Forum Conference on Oil and Government, 1974?, Handwritten Draft no. 2].

Draft. See [John Tower Speech to National Assoc. of Home Builders and NE Retail Lumbermen's Assoc. about proposed economic program, 1975?]. Price supports, inflation, windfall-profits tax, excise taxes, oil consumption, conservation, credits for housing industry. Draft is heavily edited.

Provides schedule and format for panel discussions which will take place on June 16-18, 1975, for the National Federation of Independent Business Conference.

Speech intended to be given to the US League of Savings Associations (although never actually delivered). After referencing Senator McIntyre's points in a speech he gave the day before, Senator Tower describes measures he will promote while on the US Senate Committee on Banking, Housing, and Urban Affairs. He states that sources of housing money should be expanded beyond savings and loan institutions, thrifts should broaden their services, government involvement in financial institutions should be reduced, consumers should be provided with all needed services (not discriminating against household services), and the federal government should support a more efficient and flexible financial system to enable financial institutions to adapt to rapid changes in society.

Speech; Small Business Act; SBA; Legislative Small Business Committee; Loan Programs; Agency for Consumer Advocacy

Speech delivered by Senator John Tower to Savings and Loan Associations updating them on legislative developments that may affect their industry. Tower explains changes occurring in the housing market such as reduced construction of homes and the flight of people to inner city housing. He also mentions measures that could hurt thrift associations such as President Nixon's proposal for a Department of Housing and Urban Development co-insurance program that would require savings and loan associations to insure loans with the Federal Housing Administration. There is also a major concern about Federal Reserve regulations that could essentially transfer funds from thrifts to commercial banks. To alleviate this issue, John Tower introduced and promoted Senate Joint Resolution 160 as a "band-aid" and hopes that Senate Bill 2591 will provide a more thorough diagnosis of the problem.

SMA [Separately Managed Accounts]; SBA [Small Business Administration]; tax reductions; tax credits; subsidies.

Speech given by John Tower to small business professionals. Senator Tower discusses how small businesses are good for the economy and could help alleviate current issues. However, Tower perceives three factors that hold back small businesses: federal regulation, high taxes, and federal subsidy programs that have limited impact. He proposes that the national commission on small business should study the effect of federal regulations on small businesses, the effectiveness of federal subsidy programs, and alternative solutions to create a favorable economic environment for small business. The Small Business Administration should serve as a information and resource center for small businesses to learn about ways to effectively compete.

Media coverage of the Watergate Affair; public opinion; political opponents. Document shows handwritten edits and it initialed at end "JB."