This thesis attempts to analyze the market response of stock prices of major U.S. banks to the February, 1987 Brazilian loan default announcement. The study's general hypothesis is that the market revalued stock prices according to each bank's amount of Brazilian loan exposure. The first chapter examines the significance of the default announcement. A survey of related literature is presented in the second chapter. Chapter III specifies the methodological techniques involved in analysis of the data. Chapter IV reports the findings of the study. Conclusions about the results are drawn in Chapter V. The results indicate the market is efficient. They also suggest that individual exposure was the major determinant of bank stock price decline.

There are various factors effecting females' wage level such as marital status, occupation, education, and experience. This paper also includes firm size and answers the questions: What effect does firm size have on female earnings? Is that effect different for black than white females?

Utilizing shift/share and economic base analysis, data covering employment, income, and population are analyzed for each of the nine regions of the United States as defined by the Census Bureau. The study covers 1970 through 1984 because widespread redistribution of employment and a shift toward more service-oriented, white collar jobs occurred during this period. This study presents currents trends and recommends ways in which people may better prepare for the future.

This paper analyzes the demand for water in case of a multiple-part tariff in Denton, Texas. The model used is developed from Billing & Agthe's model by using the following variables: marginal price, difference variable, tax assessed value, lot size, house size, temperature and rainfall.. The results indicate that temperature has the greatest effect on water demand, since this area is considered to be a very warm area. Also, marginal price seems to have a strong effect on water consumption indicating that customer is well-informed to a change in rate schedule. This test supports the original idea of the previous articles that the coefficient on difference variable and that on income should have the opposite sign. However, this test can not prove that those coefficients should be equal in magnitude, since the proxy of the income variable can not represent the individual monthly income. In addition, this article introduces another variable which can be a proxy of outdoor water use. That is lot size showing the effect on water demand. The last variable used in the model, house size,does not have much effect on water demand and is dropped out in the final model.

The main objective of this study is to analyze the demand for water in Denton. The data used for the study are obtained from the City of Denton Utilities Department, the Tax Appraisal District and government documents. The 121 households which have perfect ten years historical data of water consumption were selected to be the representatives of all households in Denton. The study reveals that the change in water consumption significantly relates to the change in marginal price. Furthermore, the weather variables also have strong effects on the water consumption, especially during summer. The coefficients of income and a "difference" variable are found to have the opposite sign but are not equal in magnitude. In fact, they should be equal in magnitude, but opposite in sign. While the estimated coefficients on all independent variables were highly significant statistically, the resulting coefficient on the house size variable was statistically insignificant in the model test. The results show that the difference variable is required in the model. It also had some effect on the water consumption. It is found that there is a small change in water consumption when the lot size is increased.

The question for this thesis is whether the four major stock markets--the United States, Great Britain, West Germany, and Japan are interdependent or segmented. The study period runs from February 1979 to June 1987, with the Wall Street Journal as a source of data. The Granger causality test is used to test for relationships among the four major stock markets. The thesis is divided into five chapters-- 1) statement of the problem; 2) survey of literature; 3) methodology; 4) results and 5) conclusions. The overall findings of this thesis indicate that there are few or no comovement similarities among all the four stock markets. However, the findings do point out the significant influence of the United States stock market on the other three stock markets.

This thesis presents a comparison of the loan to deposit ratios of Texas banks along the Mexican border and banks located throughout the rest of the state. Mean characteristics of the two groups (i.e. border and non-border groups) are presented. A multivariate regression model is used to examine the extent to which various operating ratios of the banks and differing economic conditions of the communities in which the banks are located help explain the loan to deposit ratios of the banks involved in this study. The model incorporates data from 1984-1989. No evidence was found to refute the hypothesis that Texas border banks have a lower loan to deposit ratio than their non-border counterparts. The evidence points to a need for developmental capital, supplied by some form of development bank.

This research presents an in depth discussion and analysis on U.S. Japanese foreign trade. It is divided into two parts. The first hypothesis states that the appreciation of the dollar in the early eighties is positively correlated with the U.S. trade deficit, especially with Japan. The second hypothesis states that Friedrich Von Hayek's Theory of Social Order applies to the development of capitalism in that country. This can also be divided into two parts, a) this generation of Japanese consumes, saves, and invests differently than previous generations, and b) Japanese consumption and investment patterns follow U.S. consumption and investment patterns with a lag.

The main task of this thesis is to investigate economic implications of U.S.- China trade. The study period covers from 1972 to 1992. Data are available from International Financial Statistics, Survey of Current Business, Statistical Yearbook of P.R.China. Various hypotheses are employed to explain the basis and gain of trade, the impact of trade on both economies, and the major determinants of bilateral trade flows. This thesis contains five parts: I. Introduction; II. Outlook; III. Theoretical Analysis; IV. Empirical Study; and V. Conclusion. The major findings of this thesis are that both countries have gained advantages from trade and have also faced some unpleasant problems; several widely recognized theories serve as good approaches to understand these issues; the time series distributed lag models are helpful in explaining the determinants of trade flows.

The study proposes to analyze the tax sources of the State of Texas and to evaluate these sources on the basis of certain principles of sound taxation.

It is hoped that this paper can establish by such documentary evidence as is available, the following: 1. The program for financing social security advocated by W. Lee O'Daniel during his first term as Governor of Texas; 2. The program for old age assistance advocated by O'Daniel during the Forty-Sixth Legislature of Texas; 3. The activities of the minority group credited by the Governor with defeating "all efforts to finance social security" during the Forty-Sixth Legislature; 4. The explanation of Senate Joint Resolution 12; 5. The record, based on personal experience and the reported evidence, of the various groups and individuals working for the passage of Senate Joint Resolution 12.

It is the purpose of this thesis to give a factual presentation of the operation of the discount system of the Federal Reserve Bank of Dallas, Texas, covering the years 1914 through 1935.

This thesis is a study of the Weatherford Municipal Light and Power Plant. An attempt has been made to trace the history of electric service in Weatherford, Texas, and to reveal why this present, and previous, service has culminated in a municipally owned system.

A study of the labor policy of the Ford motor company at Dallas, Texas.

This is a study of the labor movement in the oil industry from an historical approach.

Inclusion of home ownership in national housing policy indicates that home ownership should be available to everyone. National housing policy is assumed by the author to be contained in the Housing Act of 1949: a decent home and suitable living environment for all Americans. Findings are that preferential treatment of homeowners embodied in the U.S. tax and financial structure conflicts with restrictive monetary policy and with a full employment fiscal policy. Home ownership does not meet the needs of contemporary lifestyles or of low income families. Fiscal zoning restricts access to housing for low income families. The conclusion of this thesis is that home ownership is not available to all Americans under the present federal housing programs, and therefore should not be included in national housing policy.

The questions arising over the deterioration of the 0BD have brought this topic to the attention of the public. This thesis will discuss the Central Business District of D311a5 and its decline. In order to study alternatives to these downward trends, the Central Business District Association of Dallas commissioned Alexander Cooper to make. an analysis of the possibilities for one alternative, namely, housing. The purpose of this study is to examine the le.rander Cooper Report on housing. The facts presented in this thesis will provide an analytical base of urban theory from which a discussion of housing prospects will be initiated. The feasibility of dointovm housing construction will 'be examined as it is presented in the Cooper Report.

This investigation is a study of the issues involved in the disputed cases pertaining to the Oil Refining Industry which were certified to the Eighth Regional War Labor Board serving Texas, Oklahoma, and Louisiana during World War II.

The general problem to be dealt with in this thesis is that of determining whether the antitrust laws of the state of Texas fulfill their aim of maintaining competition through the prosecution of conspiracies in restraint of trade. The specific problem is the determination of the effect of the antitrust laws on the dairy industry in Texas.

This investigation is an analysis of the social or economic effects of TVA electricity. It is the purpose of this endeavor to present a well-documented case supporting the thesis that the development of our water resources is a public function.

The purpose of this investigation is to determine whether or not Denton County gained or lost from the construction of Lake Dallas from the tax valuation standpoint.

It is the purpose of this study to classify the high schools in the State of Texas offering accredited courses in sociology, and to make an analysis and evaluation of the textbooks that are on the recommended list for use in the secondary schools.

The purpose of this study is to examine the factors of economic efficiency embodied in the modern personal airplane and its related services in the United States, with a view to ascertaining the significance of such transportation as a technological factor in the American national economy.

This study attempts to present a brief survey of the major aspects of consumer credit in the United States today: credit institutions in general, co-operative and non cooperative consumer credit agencies, and the regulation of such agencies. A special chapter is devoted to consumer credit in Texas, with emphasis upon the fight which certain Texas cities are making against the loan-shark evil.