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401(k) Plans: Several Factors Can Diminish Retirement Savings, but Automatic Enrollment Shows Promise for Increasing Participation and Savings
Testimony issued by the Government Accountability Office with an abstract that begins "Over the past 25 years, the number of defined benefit (DB) plans has declined while the number of defined contribution (DC) plans has increased. Today, DC plans are the dominant type of employer-sponsored retirement plans, with more than 49 million U.S. workers participating in them. 401(k) plans currently cover over 85 percent of active DC plan participants and are the fastest growing type of employer-sponsored pension plan. Given these shifts in pension coverage, workers are increasingly relying on 401(k) plans for their pension income. Recently, policy makers have focused attention on the ability of 401(k) plans to provide participants with adequate retirement income and the challenges that arise as 401(k) plans become the predominant retirement savings plan for employees. As a result, GAO was asked to report on (1) challenges to building and maintaining of savings in 401(k) plans, and (2) recent measures to improve 401(k) participation and savings levels."
Date:
October 28, 2009
Creator:
United States. Government Accountability Office.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 20 MAY 05 DON-0165R V4 S AND S REMOVED
20 MAY 05 DON-0165R V4 S AND S REMOVED - 57 - Marine Corps Logistics Base, Barstow, CA
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 38 - RC Transformation in Oklahoma\AFRC ECS Ft Sill
2005 BRAC Commission Final COBRA Run - 38 - RC Transformation in Oklahoma\AFRC ECS Ft Sill - 38 - RC Transformation in Oklahoma\AFRC ECS Ft Sill
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 121 - CSS Center (Lee) integrated 05-19-05
2005 BRAC Commission Final COBRA Run - 121 - Combat Service Support Center
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 121 - TAB 3 0016
2005 BRAC Commission Final COBRA Run - 121 - TAB 3 0016 - 123 - Joint Center of Excellence for Culinary Training
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 133 To Ft. Lee only
2005 BRAC Commission Final COBRA Run - 133 To Ft. Lee only - 133 Lease space - ft lee only - 133R - Co-locate Misc OSD, Defense Agency,
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 137 part 1 no change
2005 BRAC Commission Final COBRA Run - 137 part 1 no change - 137A - Consolidate CPOs\Part 1.
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 137 part 2 corrected-No Rock Island, Stennis
2005 BRAC Commission Final COBRA Run - 137 part 2 corrected-No Rock Island, Stennis - 137A - Consolidate CPOs\Part 2.
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 0402_S&S-043R_21.2.1.0.6U
2005 BRAC Commission Final COBRA Run - 0402_S&S-043R_21.2.1.0.6U - 175 - Commodity Management Privatization
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 0402_SS-043R_21.2.1.0.6U
2005 BRAC Commission Final COBRA Run - 0402_SS-043R_21.2.1.0.6U - 175 - Commodity Management Privatization
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 0404_S&S-051R_20.1.8.0.13U
2005 BRAC Commission Final COBRA Run - 0404_S&S-051R_20.1.8.0.13U - 142R - Consolidate Transportation Command Centers\177 - Supply, Storage, and Distribution Management Reconfiguration.
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 2005 BRAC Commission Final COBRA Run
2005 BRAC Commission Final COBRA Run - 77 - Navy Reserve Readiness Commands
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 64C Realign DON-0158AR V6.10, 22APR05
64C Realign DON-0158AR V6.10, 22APR05 - 64C - Naval Support Activity New Orleans No milcon
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 66C Mod DON-0157R V6.10, 20APR05
66C Mod DON-0157R V6.10, 20APR05 - 66C - Marine Corps Support Activity KC, MO
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - 7B - Realign Red River adj Milcon
2005 BRAC Commission Final COBRA Run - 7B - Realign Red River adj Milcon - 7B - Red River
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AASF JFHQ FMS Cheyenne (WAFB)
2005 BRAC Commission Final COBRA Run - AASF JFHQ FMS Cheyenne (WAFB) - 49 - RC Transformation in Wyoming
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Beatrice, NE_QC_Checked
2005 BRAC Commission Final COBRA Run - AFRC Beatrice, NE_QC_Checked - 30 - RC Transformation in Nebraska
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Beatrice, NE_QC_Checked
2005 BRAC Commission Final COBRA Run - AFRC Beatrice, NE_QC_Checked - 30 - RC Transformation in Nebraska
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Broken Arrow, OK
2005 BRAC Commission Final COBRA Run - AFRC Broken Arrow, OK - 38 - RC Transformation in Oklahoma\AFRC Broken Arrow
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Cambridge, MN_QC_Checkedbykw
2005 BRAC Commission Final COBRA Run - AFRC Cambridge, MN_QC_Checkedbykw - AFRC Cambridge
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Cambridge, MN_QC_Checkedbykw
2005 BRAC Commission Final COBRA Run - AFRC Cambridge, MN_QC_Checkedbykw - 27 - RC Transformation in Minnesota
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Columbus DSCC, OH
2005 BRAC Commission Final COBRA Run - AFRC Columbus DSCC, OH
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Columbus DSCC, OH
2005 BRAC Commission Final COBRA Run - AFRC Columbus DSCC, OH - 37 - RC Transformation in Ohio
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library
2005 BRAC Commission Final COBRA Run - AFRC Columbus, NE_QC_Checked
2005 BRAC Commission Final COBRA Run - AFRC Columbus, NE_QC_Checked - 30 - RC Transformation in Nebraska\AFRC Columbus NE
Date:
March 28, 2006
Creator:
United States. Defense Base Closure and Realignment Commission.
System:
The UNT Digital Library