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Military Personnel: DOD's Tools for Curbing the Use and Effects of Predatory Lending Not Fully Utilized (open access)

Military Personnel: DOD's Tools for Curbing the Use and Effects of Predatory Lending Not Fully Utilized

A letter report issued by the Government Accountability Office with an abstract that begins "The Department of Defense (DOD) has expressed concerns about servicemembers' use of predatory consumer loans as well as their overall financial conditions. "Predatory lending" has no precise definition but describes cases where a lender takes unfair advantage of a borrower, sometimes through deception, fraud, or terms such as very high interest or fees. Serious financial problems can adversely affect unit morale and readiness as well as servicemembers' credit history and military career. DOD has tools such as off-limits lists to help curb the use and effects of predatory loans. GAO answered two questions: (1) To what extent do active duty servicemembers use consumer loans considered to be predatory in nature? and (2) Are DOD and active duty servicemembers fully utilizing the tools that DOD has to curb the use and effects of predatory lending practices?"
Date: April 26, 2005
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Federally Chartered Corporation: Review of the Financial Statement Audit Report for the National Safety Council for Fiscal Year 1998 (open access)

Federally Chartered Corporation: Review of the Financial Statement Audit Report for the National Safety Council for Fiscal Year 1998

Correspondence issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO reviewed the audit report covering the financial statements of the National Safety Council for the fiscal year ended June 30, 1998, focusing on whether the audit report complied with the financial reporting requirements of the law."
Date: March 26, 1999
Creator: United States. General Accounting Office.
Object Type: Text
System: The UNT Digital Library
Highway and Transit Investments: Flexible Funding Supports State and Local Transportation Priorities and Multimodal Planning (open access)

Highway and Transit Investments: Flexible Funding Supports State and Local Transportation Priorities and Multimodal Planning

A letter report issued by the Government Accountability Office with an abstract that begins "The Intermodal Surface Transportation Efficiency Act of 1991 introduced two highway programs--the Surface Transportation Program (STP) and the Congestion Mitigation and Air Quality Program (CMAQ)--that may be used on both highway and transit projects and that are referred to as "flexible funding" for the purposes of this report. GAO was asked to examine (1) the degree to which STP and CMAQ funding has been used on transit and how this use varies across states and urbanized areas, and (2) how states and urbanized areas decide which projects to fund with STP and CMAQ funding and what the outcomes of these decisions have been. To address these issues, GAO analyzed data on flexible funding used on transit projects from the Federal Transit Administration (FTA) and the Federal Highway Administration (FHWA) and spoke with officials in selected states and urbanized areas about their project-selection processes for flexible funding and the outcomes of these funding decisions. States and urbanized areas were selected based on their prior use of flexible funding. GAO is not making recommendations in this report. The Department of Transportation generally agreed with the report's findings and …
Date: July 26, 2007
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Higher Education: Issues Related to Law School Cost and Access (open access)

Higher Education: Issues Related to Law School Cost and Access

A letter report issued by the Government Accountability Office with an abstract that begins "In order to participate in federal student financial aid programs, law schools must be accredited by an agency recognized by the Department of Education (Education). Accreditation is intended to ensure that schools provide basic levels of quality in their educational programs, and Education recognizes those accrediting agencies that it concludes can reliably determine the quality of education provided by the schools and programs they accredit. The American Bar Association's (ABA) Council of the Section of Legal Education and Admissions to the Bar serves as the main accrediting agency for law schools, and students who attend one of the 200 ABA-accredited law schools can take the bar examination in any jurisdiction in the country. There are also several law schools that are accredited by other Education-recognized accrediting agencies such as the Western Association of Schools and Colleges. Graduates of some of these non-ABA-accredited law schools are eligible to take the bar examination in their own state, but may not do so nationwide. The ABA's accreditation standards focus on a number of issues, including schools' facilities, student support services, faculty, admissions practices, and graduates' passage of the bar …
Date: October 26, 2009
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Personnel Practices: Career and Other Appointments of Former Political Appointees, October 1998-April 2001 (open access)

Personnel Practices: Career and Other Appointments of Former Political Appointees, October 1998-April 2001

A letter report issued by the General Accounting Office with an abstract that begins "Political appointees in the federal government sometimes seek appointments to career positions, which do not end with an administration. Although merit system principles require that selections be determined solely on the basis of merit after fair and open competition, questions have been raised about whether some individuals have received political favoritism or an unfair advantage, even the appearance of which could adversely compromise the integrity of the system. The 45 agencies GAO surveyed reported that 100 employees converted from political appointments and 11 converted from congressional staff positions from October 1998 through April 2001. All the conversions took place at 21 agencies. Ninety-five of the 111 conversions were to positions at the GS-12 level and above. GAO found that the 21 agencies used appropriate appointment authorities, such as civil service certificates from the competitive selection process, and generally followed merit system procedures. In 17 instances, however, the appointments could give the appearance that individuals had received political favoritism or preferences."
Date: February 26, 2002
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Title Insurance: Preliminary Views and Issues for Further Study (open access)

Title Insurance: Preliminary Views and Issues for Further Study

Testimony issued by the Government Accountability Office with an abstract that begins "Title insurance is a required element of almost all real estate purchases and is not an insignificant cost for consumers. However, consumers generally do not have the knowledge needed to "shop around" for title insurance and usually rely on professionals involved in real estate--such as lenders, real estate agents, and attorneys--for advice in selecting a title insurer. Recent state and federal investigations into title insurance sales have identified practices that may have benefited these professionals and title insurance providers at the expense of consumers. At the request of the House Financial Services Committee, GAO currently has work under way studying the title insurance industry, including pricing, competition, the size of the market, the roles of the various participants in the market, and how the industry is regulated. This testimony discusses the preliminary results of GAO's work to date and identifies issues for further study. In so doing, this testimony focuses on: (1) the reasonableness of cost structures and agent practices common to the title insurance market that are not typical of other insurance markets; (2) the implications of activities identified in recent state and federal investigations that may …
Date: April 26, 2006
Creator: United States. Government Accountability Office.
Object Type: Text
System: The UNT Digital Library
The Department of Homeland Security's (DHS) Critical Infrastructure Protection Cost-Benefit Report (open access)

The Department of Homeland Security's (DHS) Critical Infrastructure Protection Cost-Benefit Report

Correspondence issued by the Government Accountability Office with an abstract that begins "In 2005, Hurricane Katrina devastated the Gulf Coast, damaging critical infrastructure, such as oil platforms, pipelines, and refineries; water mains; electric power lines; and cellular phone towers. The infrastructure damage and resulting chaos disrupted government and business functions alike, producing cascading effects far beyond the physical location of the storm. Threats against critical infrastructure are not limited to natural disasters. For example, in 2005, suicide bombers struck London's public transportation system, disrupting the city's transportation and mobile telecommunications infrastructure. In March 2007, we reported that our nation's critical infrastructures and key resources (CIKR)--systems and assets, whether physical or virtual, so vital to the United States that their incapacity or destruction would have a debilitating impact on national security, national economic security, national public health or safety, or any combination of those matters--continue to be vulnerable to a wide variety of threats. According to DHS, because the private sector owns approximately 85 percent of the nation's CIKR--banking and financial institutions, telecommunications networks, and energy production and transmission facilities, among others--it is vital that the public and private sectors work together to protect these assets. The Homeland Security Act of …
Date: June 26, 2009
Creator: United States. Government Accountability Office.
Object Type: Text
System: The UNT Digital Library
Individual Retirement Accounts: Government Actions Could Encourage More Employers to Offer IRAs to Employees (open access)

Individual Retirement Accounts: Government Actions Could Encourage More Employers to Offer IRAs to Employees

Testimony issued by the Government Accountability Office with an abstract that begins "Congress created individual retirement accounts (IRAs) with two goals: (1) to provide a retirement savings vehicle for workers without employer-sponsored retirement plans, and (2) to preserve individuals' savings in employer-sponsored retirement plans when they change jobs or retire. Questions remain about IRAs' effectiveness as a vehicle to facilitate new, or additional, retirement savings. GAO was asked to report on (1) the role of IRAs in retirement savings, (2) the prevalence of employer-sponsored and payroll-deduction IRAs and barriers discouraging employers from offering these IRAs, and (3) changes that are needed to improve IRA information and oversight. GAO reviewed published reports from government and financial industry sources and interviewed retirement and savings experts, small business representatives, IRA providers, and federal agency officials."
Date: June 26, 2008
Creator: United States. Government Accountability Office.
Object Type: Text
System: The UNT Digital Library
Customs Service Modernization: Serious Management and Technical Weaknesses Must Be Corrected (open access)

Customs Service Modernization: Serious Management and Technical Weaknesses Must Be Corrected

A chapter report issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO reviewed the Customs Service's management of the Automated Commercial Environment (ACE), focusing on whether Customs has adequately justified ACE cost-effectiveness."
Date: February 26, 1999
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Financial Audit: Federal Deposit Insurance Corporation's 1999 and 1998 Financial Statements (open access)

Financial Audit: Federal Deposit Insurance Corporation's 1999 and 1998 Financial Statements

A letter report issued by the General Accounting Office with an abstract that begins "Pursuant to a legislative requirement, GAO reviewed the financial statements of the Bank Insurance Fund, the Savings Association Insurance Fund, and the Federal Savings and Loan Insurance Corporation Resolution Fund for the years ended December 31, 1999 and 1998. GAO also reviewed: (1) the Federal Deposit Insurance Corporation (FDIC) management's assertions regarding the effectiveness of its internal controls as of December 31, 1999; and (2) FDIC's compliance with laws and regulations during 1999."
Date: May 26, 2000
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Rail Safety: The Federal Railroad Administration Is Taking Steps to Better Target Its Oversight, but Assessment of Results Is Needed to Determine Impact (open access)

Rail Safety: The Federal Railroad Administration Is Taking Steps to Better Target Its Oversight, but Assessment of Results Is Needed to Determine Impact

A letter report issued by the Government Accountability Office with an abstract that begins "Since 1980, the train accident rate has improved significantly, but progress has leveled off over the past 10 years. Recent serious accidents--such as one in Graniteville, South Carolina, that led to 9 deaths and 292 injuries--elevated concerns. The Federal Railroad Administration (FRA) develops safety standards and inspects and enforces railroads' compliance with these standards. This report addresses how FRA (1) focuses its efforts on the highest priority risks related to train accidents in planning its oversight, (2) identifies safety problems on railroad systems in carrying out its oversight, and (3) assesses the impact of its oversight efforts on safety. To complete this work, GAO reviewed FRA regulations, planning and policy documents, and safety data. GAO also contacted FRA officials in headquarters and three regional offices and others."
Date: January 26, 2007
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Medicare Home Health Agencies: Closures Continue, With Little Evidence Beneficiary Access Is Impaired (open access)

Medicare Home Health Agencies: Closures Continue, With Little Evidence Beneficiary Access Is Impaired

A letter report issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO provided information on the: (1) distribution of Medicare home health agencies' (HHA) closures across urban and rural counties and the characteristics of closed agencies; and (2) effect of closures on beneficiary access to home health services."
Date: May 26, 1999
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Geostationary Weather Satellites: Design Progress Made, but Schedule Uncertainty Needs to be Addressed (open access)

Geostationary Weather Satellites: Design Progress Made, but Schedule Uncertainty Needs to be Addressed

A letter report issued by the Government Accountability Office with an abstract that begins "The Geostationary Operational Environmental Satellite-R series (GOES-R) program has made progress by completing its early design milestones and is nearing the end of the design phase for its spacecraft, instrument, and ground system components. While the program continues to make progress, recent technical problems with the instruments and spacecraft, as well as a significant modification to the ground projectÂ’s development plan, have delayed the completion of key reviews and led to increased complexity for the development of GOES-R. The technical and programmatic challenges experienced by the flight and ground projects have led to a 19-month delay in completing the programÂ’s preliminary design review. Nevertheless, program officials report that its planned launch date of October 2015 for the first satellite has not changed. While the program reports that approximately $1.2 billion is currently in reserve to manage future delays and cost growth, significant portions of development remain for major components. As a result, the program may not be able to ensure that it has adequate resources to cover ongoing challenges as well as unexpected problems for the remaining development of all four satellites."
Date: June 26, 2012
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Missile Defense: Actions Being Taken to Address Testing Recommendations, but Updated Assessment Needed (open access)

Missile Defense: Actions Being Taken to Address Testing Recommendations, but Updated Assessment Needed

A letter report issued by the General Accounting Office with an abstract that begins "In August 2000, the Defense Department's (DOD) Director, Operational Test and Evaluation (DOT&E), made 50 recommendations on a test program for a system to defeat long-range ballistic missile threats against the United States. DOD's Missile Defense Agency (MDA) plans to begin fielding the system by September 2004. GAO examined (1) how MDA addressed DOT&E's recommendations and (2) what is known about the effectiveness of the system to be fielded by September 2004. GAO issued a classified report on this subject in June 2003. This unclassified, updated version reflects changes in MDA's test schedule."
Date: February 26, 2004
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Mutual Recognition Agreement: Food and Drug Administration's Progress in Assessing Equivalency of European Union Pharmaceutical Inspection Programs (open access)

Mutual Recognition Agreement: Food and Drug Administration's Progress in Assessing Equivalency of European Union Pharmaceutical Inspection Programs

Correspondence issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO reviewed the status of the Food and Drug Administration's (FDA) efforts to implement the mutual recognition agreement (MRA) between the United States and the European Union."
Date: February 26, 1999
Creator: United States. General Accounting Office.
Object Type: Text
System: The UNT Digital Library
Department of Energy: Reimbursement of Contractor Litigation Costs (open access)

Department of Energy: Reimbursement of Contractor Litigation Costs

Correspondence issued by the General Accounting Office with an abstract that begins "The Department of Energy (DOE) contracts with not-for-profit universities and private companies to operate its facilities. As part of the cost of operating these facilities, DOE can reimburse its contractors for the litigation costs associated with cases brought against them. Each year the department spends millions of dollars in such reimbursements. For the most part, litigation expenses involve the costs of outside counsel and resulting judgments and settlements for a variety of types of cases, such as equal employment opportunity, radiation and/or toxic exposure, personal injury, wrongful termination of employment, and whistleblower protections. Rep. Edward J. Markey asked GAO to study the extent to which DOE reimburses its contractors' litigation costs and the process for doing so. GAO obtained information on (1) how much DOE spends to reimburse litigation costs for its contractors, (2) what major criteria DOE uses to reimburse its contractors for litigation costs and how it implements these criteria, (3) what major criteria the Department of Defense and the National Aeronautics and Space Administration use to reimburse their contractors for litigation costs, (4) the extent to which a state university that is a DOE contractor …
Date: November 26, 2003
Creator: United States. General Accounting Office.
Object Type: Text
System: The UNT Digital Library
Health-Care-Associated Infections in Hospitals: Number Associated with Medical Devices Unknown, but Experts Report Provider Practices as a Significant Factor (open access)

Health-Care-Associated Infections in Hospitals: Number Associated with Medical Devices Unknown, but Experts Report Provider Practices as a Significant Factor

Correspondence issued by the Government Accountability Office with an abstract that begins "Health-care-associated infections (HAI) in hospitals can be expensive to treat and, according to the Department of Health and Human Services' (HHS) Centers for Disease Control and Prevention (CDC), HAIs are estimated to be one of the top 10 causes of death in the United States. HAIs can be caused by bacteria or viruses, which may be introduced to a patient through the use of a device used to treat them, such as a needle or tube to deliver medicine, fluids, or blood. Common HAIs that are often associated with the use of medical devices are urinary tract infections (UTI), surgical site infections (SSI), pneumonia, and bloodstream infections (BSI). A number of federal agencies within HHS, including CDC and the Agency for Healthcare Research and Quality (AHRQ), currently collect HAI-related data for a variety of purposes. Nearly half of the states also require public reporting of hospital HAI rates, according to a summary report of these state laws. The Food and Drug Administration Amendments Act of 2007 requires us to conduct work on HAIs in hospitals associated with medical devices. The act defines these infections as those that are …
Date: September 26, 2008
Creator: United States. Government Accountability Office.
Object Type: Text
System: The UNT Digital Library
Missile Defense: Opportunity to Refocus on Strengthening Acquisition Management (open access)

Missile Defense: Opportunity to Refocus on Strengthening Acquisition Management

A letter report issued by the Government Accountability Office with an abstract that begins ""
Date: April 26, 2013
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Spectrum Management: FCC's Use and Enforcement of Buildout Requirements (open access)

Spectrum Management: FCC's Use and Enforcement of Buildout Requirements

A letter report issued by the Government Accountability Office with an abstract that begins "The Federal Communications Commission (FCC) has established buildout requirements—which require a licensee to build the necessary infrastructure and put the assigned spectrum to use within a set amount of time—for most wireless services, including cellular and personal communication services. FCC tailors the buildout requirements it sets for a wireless service based on the physical characteristics of the relevant spectrum and comments of stakeholders, among other factors. Therefore, buildout requirements vary across wireless services. For example, a buildout requirement can set the percentage of a license's population or geographic area that must be covered by service or can describe the required level of service in narrative terms rather than numeric benchmarks. Buildout requirements also vary by how much time a licensee has to meet a requirement and whether it has to meet one requirement or multiple requirements in stages."
Date: February 26, 2014
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Defense Travel System: Reported Savings Questionable and Implementation Challenges Remain (open access)

Defense Travel System: Reported Savings Questionable and Implementation Challenges Remain

A letter report issued by the Government Accountability Office with an abstract that begins "In 1995, the Department of Defense (DOD) began an effort to implement a standard departmentwide travel system. The Defense Travel System (DTS) is envisioned as DOD's standard end-to-end travel system. This report is a follow-up to GAO's January 2006, report which highlighted DTS implementation problems. Because of continued congressional interest in DTS, GAO initiated this follow-up audit under the Comptroller General's statutory authority. GAO determined whether (1) two key assumptions made in the September 2003 economic analysis were reasonable, (2) DOD is taking action to ensure full utilization of DTS and gathering the data needed to monitor DTS utilization, and (3) DOD has resolved the previously identified problems with DTS flight information. To address the above objectives, GAO (1) reviewed the September 2003 DTS economic analysis, (2) analyzed DTS utilization data, and (3) analyzed DTS flight information."
Date: September 26, 2006
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Supplemental Nutrition Assistance Program: Improved Oversight of State Eligibility Expansions Needed (open access)

Supplemental Nutrition Assistance Program: Improved Oversight of State Eligibility Expansions Needed

A letter report issued by the Government Accountability Office with an abstract that begins "In fiscal year 2010, GAO estimates that 2.6 percent (473,000) of households that received Supplemental Nutrition Assistance Program (SNAP) benefits would not have been eligible for the program without broad-based categorical eligibility (BBCE) because their incomes were over the federal SNAP eligibility limits. The characteristics of these households were generally similar to other SNAP households, although they were more likely to work or receive unemployment benefits. BBCE removes asset limits in most states, and while reliable data on participantsÂ’ assets are not available, other data suggest few likely had assets over these limits. Although BBCE contributed to recent increases in SNAP participation, other factors, notably the recent recession, had a greater effect."
Date: July 26, 2012
Creator: United States. Government Accountability Office.
Object Type: Report
System: The UNT Digital Library
Pediatric Drug Research: Food and Drug Administration Should More Efficiently Monitor Inclusion of Minority Children (open access)

Pediatric Drug Research: Food and Drug Administration Should More Efficiently Monitor Inclusion of Minority Children

A letter report issued by the General Accounting Office with an abstract that begins "Drug effectiveness and adverse events can vary between children and adults and among racial and ethnic groups. The Food and Drug Administration (FDA) is authorized under the pediatric exclusivity provision to grant drug sponsors 6 months of additional exclusive marketing rights for conducting clinical drug studies in children. The Best Pharmaceuticals for Children Act of 2002 (BPCA) expanded this provision to require FDA to take into account the adequacy of minority representation in pediatric exclusivity studies. BPCA also directed GAO to evaluate the representation of minorities in such studies. GAO examined the extent to which minority children are represented, whether drugs that treat diseases disproportionately affecting minority groups are studied under the provision, and FDA's monitoring of the representation of minority children in the studies. GAO reviewed related FDA documents, FDA requests for pediatric studies and final study results, and interviewed FDA officials and other experts."
Date: September 26, 2003
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Defense Acquisitions: F/A-18E/F Aircraft Does Not Meet All Criteria for Multiyear Procurement (open access)

Defense Acquisitions: F/A-18E/F Aircraft Does Not Meet All Criteria for Multiyear Procurement

A letter report issued by the General Accounting Office with an abstract that begins "Pursuant to a legislative requirement, GAO reviewed the Navy's F/A-18E/F aircraft program, focusing on whether the operational tests: (1) validated the Department of Defense's (DOD) statements that the F/A-18E/F will provide performance capabilities that are superior to existing F/A-18 aircraft; and (2) raised issues that could impact aircraft cost or the upcoming decision on whether the Navy should award a multiyear procurement contract for full-rate production of the aircraft."
Date: May 26, 2000
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library
Department of Energy: National Security Controls Over Contractors Traveling to Foreign Countries Need Strengthening (open access)

Department of Energy: National Security Controls Over Contractors Traveling to Foreign Countries Need Strengthening

A letter report issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO provided information on the Department of Energy's (DOE) national security controls for its contractor employees' foreign travel, focusing on: (1) the types of foreign intelligence-gathering incidents that have occurred during foreign travel by contractor employees; (2) the DOE controls that apply to foreign travel by contractor employees; and (3) areas where these controls can be strengthened."
Date: June 26, 2000
Creator: United States. General Accounting Office.
Object Type: Report
System: The UNT Digital Library