Agricultural Credit: Institutions and Issues (open access)

Agricultural Credit: Institutions and Issues

The federal government has a long history of providing credit assistance to farmers by issuing direct loans and guarantees, and creating rural lending institutions. These institutions include the Farm Credit System (FCS), which is a network of borrower-owned lending institutions operating as a government-sponsored enterprise, and the Farm Service Agency (FSA) of the U.S. Department of Agriculture (USDA), which makes or guarantees loans to farmers who cannot qualify at other lenders. When loans cannot be repaid, special bankruptcy provisions help family farmers reorganize debts and continue farming (P.L. 109-8 made Chapter 12 permanent and expanded eligibility). S. 238 and H.R. 399 (the Rural Economic Investment Act) would exempt commercial banks from paying taxes on profits from farm real estate loans, thus providing similar benefits as to the Farm Credit System.
Date: November 23, 2005
Creator: Monke, Jim
System: The UNT Digital Library
American Bankers Association v. Lockyer: Whether California’s Financial Information Privacy Law Has Been Preempted by the Fair and Accurate Credit Transactions (FACT) Act (open access)

American Bankers Association v. Lockyer: Whether California’s Financial Information Privacy Law Has Been Preempted by the Fair and Accurate Credit Transactions (FACT) Act

This report consists of american bankers association v. lockyer: Whether California’s Financial Information Privacy Law Has Been Preempted by the Fair and Accurate Credit Transactions (FACT) Act.
Date: November 23, 2005
Creator: Murphy, M. Maureen
System: The UNT Digital Library
Combating Terrorism: The Challenge of Measuring Effectiveness (open access)

Combating Terrorism: The Challenge of Measuring Effectiveness

This report is designed to assist congressional policymakers to understand and apply broad based objective criteria when evaluating progress in the nation’s efforts to combat terrorism. It is not intended to define specific, in-depth, metrics for measuring progress against terrorism.
Date: November 23, 2005
Creator: Perl, Raphael F.
System: The UNT Digital Library
Costs and Benefits of Clear Skies: EPA's Analysis of Multi-Pollutant Clean Air Bills (open access)

Costs and Benefits of Clear Skies: EPA's Analysis of Multi-Pollutant Clean Air Bills

This report examines EPA's analysis and adjusts some of its assumptions to reflect current regulations. The most important adjustment is the choice of baseline. The agency’s analysis assumes as a baseline that, in the absence of new federal legislation, EPA and the states will take no additional action to control SO2, NOx, Hg, or CO2 emissions beyond those actions finalized by mid-2004. This baseline is put forth despite three rules recently promulgated by EPA that limit SO2, NOx, and Hg emissions on a timeframe similar to that proposed by the Clear Skies legislation.
Date: November 23, 2005
Creator: McCarthy, James E. & Parker, Larry
System: The UNT Digital Library
Farm Credit System (open access)

Farm Credit System

This report discusses the Farm Credit System (FCS) is a nationwide financial cooperative that lends to agricultural producers, rural homeowners, certain agriculture-related businesses, and agricultural, aquatic, and public utility cooperatives. Established by the Federal Farm Loan Act in 1916 as a government-sponsored enterprise (GSE), it has a statutory mandate to serve agriculture and related enterprises.
Date: November 23, 2005
Creator: Monke, Jim
System: The UNT Digital Library
Foreign Holdings of Federal Debt (open access)

Foreign Holdings of Federal Debt

This report presents current data on estimated ownership of United States Treasury securities and major holders of federal debt by country.
Date: November 23, 2005
Creator: Murray, Justin & Labonte, Marc
System: The UNT Digital Library
Heritage Areas: Background, Proposals, and Current Issues (open access)

Heritage Areas: Background, Proposals, and Current Issues

This report focuses on heritage areas designated by Congress, and related issues and legislation.
Date: November 23, 2005
Creator: Vincent, Carol Hardy & Whiteman, David
System: The UNT Digital Library
Improvised Explosive Devices in Iraq: Effects and Countermeasures (open access)

Improvised Explosive Devices in Iraq: Effects and Countermeasures

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Date: November 23, 2005
Creator: Wilson, Clay
System: The UNT Digital Library
Iran’s Nuclear Program: Recent Developments (open access)

Iran’s Nuclear Program: Recent Developments

This report provides an overview of the 2005 developments on Iran's nuclear program.
Date: November 23, 2005
Creator: Squassoni, Sharon
System: The UNT Digital Library
Trade in the U.S. Gulf Region: Hurricanes Katrina, Rita and Beyond (open access)

Trade in the U.S. Gulf Region: Hurricanes Katrina, Rita and Beyond

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Date: November 23, 2005
Creator: Bolle, Mary Jane
System: The UNT Digital Library