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Securities and Exchange Commission: Action Needed to Improve Rating Agency Registration Program and Performance-Related Disclosures (open access)

Securities and Exchange Commission: Action Needed to Improve Rating Agency Registration Program and Performance-Related Disclosures

A letter report issued by the Government Accountability Office with an abstract that begins "In 2006, Congress passed the Credit Rating Agency Reform Act (Act), which intended to improve credit ratings by fostering accountability, transparency, and competition. The Act established Securities and Exchange Commission (SEC) oversight over Nationally Recognized Statistical Rating Organizations (NRSRO), which are credit rating agencies that are registered with SEC. The Act requires GAO to review the implementation of the Act. This report (1) discusses the Act's implementation; (2) evaluates NRSROs' performance-related disclosures; (3) evaluates removing NRSRO references from certain SEC rules; (4) evaluates the impact of the Act on competition; and (5) provides a framework for evaluating alternative models for compensating NRSROs. To address the mandate, GAO reviewed SEC rules, examination guidance, completed examinations, and staff memoranda; analyzed required NRSRO disclosures and market share data; and interviewed SEC and NRSRO officials and market participants."
Date: September 22, 2010
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Coast Guard Deepwater Acquisition Programs: Background, Oversight Issues, and Options for Congress (open access)

Coast Guard Deepwater Acquisition Programs: Background, Oversight Issues, and Options for Congress

The term Deepwater refers to a collection of more than a dozen Coast Guard acquisition programs for replacing and modernizing the service's aging fleet of deepwater-capable ships and aircraft. Currently, there are plans to increase and enhance the Coast Guard's fleet through the Deepwater acquisition program. This report details the Coast Guard's budget requests and explains how the Coast Guard has improved its organization and management over the past several years.
Date: October 22, 2010
Creator: O'Rourke, Ronald
System: The UNT Digital Library
Coast Guard: Condition of Some Aids-to-Navigation and Domestic Icebreaking Vessels Has Declined; Effect on Mission Performance Appears Mixed (open access)

Coast Guard: Condition of Some Aids-to-Navigation and Domestic Icebreaking Vessels Has Declined; Effect on Mission Performance Appears Mixed

A letter report issued by the Government Accountability Office with an abstract that begins "The marine transportation system is a critical part of the nation's infrastructure. To facilitate the safety and efficiency of this system, the Coast Guard maintains aids-to-navigation (ATON), such as buoys and beacons, and conducts domestic icebreaking in the Great Lakes, St. Lawrence Seaway, and northeast coast. To conduct these missions, the Coast Guard has a fleet of more than 200 vessels, ranging from 225-foot seagoing buoy tenders and 140-foot domestic icebreakers to 21-foot boats. After the terrorist attacks of September 11, 2001, many of these assets took on additional responsibilities for security patrols and other homeland security duties. Although some assets have been recently acquired, many others are reaching or have exceeded their design service lives, raising concerns about how well and for how much longer these older assets may be able to carry out their missions. In response, GAO examined (1) recent trends in the amount of time these assets have spent performing missions; (2) asset condition and its effect on mission performance; and (3) the actions taken by the Coast Guard to continue to achieve the missions of these assets. To conduct this work, …
Date: September 22, 2006
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Defense Logistics: Several Factors Limited the Production and Installation of Army Truck Armor during Current Wartime Operations (open access)

Defense Logistics: Several Factors Limited the Production and Installation of Army Truck Armor during Current Wartime Operations

A letter report issued by the Government Accountability Office with an abstract that begins "In April 2005, GAO reported on factors affecting the timely production of up-armored high-mobility multi-purpose wheeled vehicles (HMMWV) and add-on armor kits for HMMWVs, as well as other items critically needed by deployed forces during Operation Iraqi Freedom. Due to high interest by Congress and the public regarding vehicle armor, GAO initiated this subsequent engagement to examine issues affecting the production and installation of armor for medium and heavy trucks. The objectives were to (1) determine the extent to which truck armor was produced and installed to meet identified requirements, (2) identify what factors affected the time to provide truck armor, and (3) identify what actions the Department of Defense (DOD) and the Army have taken to improve the timely availability of truck armor. To address these objectives, GAO collected and analyzed supply data for medium and heavy tactical trucks used by Army forces."
Date: March 22, 2006
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Border Security: Key Unresolved Issues Justify Reevaluation of Border Surveillance Technology Program (open access)

Border Security: Key Unresolved Issues Justify Reevaluation of Border Surveillance Technology Program

A letter report issued by the Government Accountability Office with an abstract that begins "In September 2004, the Department of Homeland Security (DHS) established America's Shield Initiative (ASI)--a program that included a system of sensors, cameras, and databases formerly known as the Integrated Surveillance Intelligence System (ISIS)--to detect, characterize, and deter illegal breaches to the northern and southern U.S. borders. The goals of the ASI program were to address ISIS capability limitations and support the department's antiterrorism mission. In April 2005, department officials told GAO that ISIS was subsumed within ASI. By congressional mandate, GAO reviewed the program to determine (1) the operational needs that ASI was intended to address and DHS's plans for ASI, (2) the steps that DHS had taken to ensure that ASI was aligned with the department's enterprise architecture, and (3) the actions that DHS had taken to establish the capability to effectively manage ASI. In written comments, DHS agreed with a draft of this report, stating that it was factually correct in virtually all aspects. DHS also commented that it has ceased work on ASI and redirected resources to its Secure Border Initiative. It also described program management corrective actions that it plans to implement."
Date: February 22, 2006
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Federal Research: Information on International Science and Technology Agreements (open access)

Federal Research: Information on International Science and Technology Agreements

A letter report issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO provided information on the U.S. government's international science and technology (S&T) agreements that support and encourage international cooperation in research and development, focusing on the: (1) number of international S&T agreements active during fiscal year (FY) 1997; and (2) number of these agreements that resulted in research projects or other activities."
Date: April 22, 1999
Creator: United States. General Accounting Office.
System: The UNT Digital Library
Park Service: Agency Is Not Meeting Its Structural Fire Safety Responsibilities (open access)

Park Service: Agency Is Not Meeting Its Structural Fire Safety Responsibilities

A letter report issued by the General Accounting Office with an abstract that begins "Pursuant to a congressional request, GAO reviewed the National Park Service's (NPS) structural fire safety efforts, focusing on: (1) whether national parks are effectively addressing their structural fire safety responsibilities and if not, what are the main reasons; and (2) what improvements, if any, are under way to address identified problems."
Date: May 22, 2000
Creator: United States. General Accounting Office.
System: The UNT Digital Library
Embassy Construction: Better Long-term Planning Will Enhance Program Decision-making (open access)

Embassy Construction: Better Long-term Planning Will Enhance Program Decision-making

A letter report issued by the General Accounting Office with an abstract that begins "The State Department has determined that about 80 percent of overseas U.S. diplomatic facilities lack adequate security and may be vulnerable to terrorist attack. In September 1998, State expanded its capital construction program to accelerate replacing its most vulnerable embassies and consulates by acquiring sites and preparing plans at 10 priority locations. This report summarizes (1) the status of the 10 priority embassy and consulate construction projects and (2) State's plans for the overall construction program. As of November 2000, seven projects are in the construction phase. The remaining three projects are on hold pending agreement between State and Congress about the Department's construction proposals. Although State envisions a long-term, multi-billion dollar program and has ranked more than 180 facilities it may need to replace, it has not prepared a long-term capital construction plan that identifies (1) proposed construction project's cost estimates and schedules and (2) estimated annual funding requirements for the overall program."
Date: January 22, 2001
Creator: United States. General Accounting Office.
System: The UNT Digital Library
Horse Welfare: Action Needed to Address Unintended Consequences from Cessation of Domestic Slaughter (open access)

Horse Welfare: Action Needed to Address Unintended Consequences from Cessation of Domestic Slaughter

A letter report issued by the Government Accountability Office with an abstract that begins "Since fiscal year 2006, Congress has annually prohibited the use of federal funds to inspect horses destined for food, effectively prohibiting domestic slaughter. The U.S. Department of Agriculture (USDA) is responsible for overseeing the welfare of horses transported for slaughter. Congress directed GAO to examine horse welfare since cessation of domestic slaughter in 2007. GAO examined (1) the effect on the U.S. horse market, if any, since cessation; (2) any impact of these market changes on horse welfare and on states, local governments, tribes, and animal welfare organizations; and (3) challenges, if any, to USDA's oversight of the transport and welfare of U.S. horses exported for slaughter. GAO analyzed horse price and shipping data, and interviewed officials from USDA, state and local governments, tribes, the livestock industry, and animal welfare organizations, and reviewed documents they provided.."
Date: June 22, 2011
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Military Personnel: Reporting Additional Servicemember Demographics Could Enhance Congressional Oversight (open access)

Military Personnel: Reporting Additional Servicemember Demographics Could Enhance Congressional Oversight

A letter report issued by the Government Accountability Office with an abstract that begins "The high pace of military operations, thousands of casualties in ongoing military operations, and the services' recruiting challenges have raised questions about who is serving in today's military and concern that certain subgroups of the U.S. population may be disproportionately represented among those fighting and dying in support of the war on terrorism. These challenges and concerns have increased the need for information on the demographic characteristics of military personnel. GAO was asked to address three questions: (1) What are the demographic characteristics of servicemembers and how do they compare to the comparable U.S. civilian workforce? (2) How well are the services meeting their overall recruitment goals, and what influences whether or not individuals join the military? (3) What are the demographic characteristics of servicemembers who remained in the military in fiscal years 2000, 2002, and 2004? GAO was also asked to examine the demographic characteristics of servicemembers who died or were wounded in combat in Operations Iraqi Freedom and Enduring Freedom."
Date: September 22, 2005
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Contract Management: Further Efforts Needed to Sustain VA's Progress in Purchasing Medical Products and Services (open access)

Contract Management: Further Efforts Needed to Sustain VA's Progress in Purchasing Medical Products and Services

A letter report issued by the General Accounting Office with an abstract that begins "The Department of Veterans Affairs (VA) provides healthcare to millions of veterans at VA's medical centers and healthcare facilities across the country. To support veterans, VA manages a Federal Supply Schedule (FSS) program and a national contract program. Both use VA's sizeable buying power to provide VA and other federal agencies discounts on medical products and services. To cover its costs in running the FSS program, VA charges its customers a user fee. Although sales through VA's FSS and national contracts totaled almost $7 billion in fiscal year 2003, concerns have been raised about the efficiency of these contract programs. GAO was asked to determine whether the FSS and national contracts have provided medical products at favorable prices and to identify opportunities to improve purchasing practices and increase savings. GAO was also asked to determine if VA's user fee is sufficient to cover program cost."
Date: June 22, 2004
Creator: United States. General Accounting Office.
System: The UNT Digital Library
Incapacitated Adults: Oversight of Federal Fiduciaries and Court-Appointed Guardians Needs Improvement (open access)

Incapacitated Adults: Oversight of Federal Fiduciaries and Court-Appointed Guardians Needs Improvement

A letter report issued by the Government Accountability Office with an abstract that begins "If Social Security (SSA), Veterans Affairs (VA), and state courts find that adults are incapacitated, they appoint federal fiduciaries and court-appointed guardians to make decisions on their behalf. Incapacity is often associated with old age, so if these arrangements are not overseen, older adults could be vulnerable to financial exploitation. This report assesses (1) SSA, VA, and state court procedures for screening potential fiduciaries and guardians; (2) SSA, VA, and state court fiduciary and guardian monitoring; (3) information sharing between SSA and VA and between each agency and state courts; and (4) federal support for court oversight of guardians. GAO interviewed federal and court officials and experts, and reviewed federal laws, regulations, and policies, and others' compilations of state guardianship laws."
Date: July 22, 2011
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Border Security: State Department Should Plan for Potentially Significant Staffing and Facilities Shortfalls Caused by Changes in the Visa Waiver Program (open access)

Border Security: State Department Should Plan for Potentially Significant Staffing and Facilities Shortfalls Caused by Changes in the Visa Waiver Program

A letter report issued by the Government Accountability Office with an abstract that begins "Under the Visa Waiver Program (VWP), citizens from 27 countries can travel to the United States visa free. Terrorism concerns involving VWP country citizens have led some to suggest eliminating or suspending the program, while the executive branch is considering adding countries to it. Legislation passed in 2007 led the Department of Homeland Security (DHS) to develop its Electronic System for Travel Authorization (ESTA), to screen VWP country citizens before they travel to the United States; if found ineligible, travelers will need to apply for a visa. GAO reviewed how (1) program elimination or suspension, (2) program expansion, and (3) ESTA could affect visa demand, resource needs, and revenues. We collected traveler, staffing, facilities, and cost data from the Department of State (State), DHS, and embassy officials and developed estimates related to the three scenarios above."
Date: May 22, 2008
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Skilled Nursing Facilities: Services Excluded From Medicare's Daily Rate Need to be Reevaluated (open access)

Skilled Nursing Facilities: Services Excluded From Medicare's Daily Rate Need to be Reevaluated

A letter report issued by the General Accounting Office with an abstract that begins "Congress and the Health Care Financing Administration recognized that certain services needed to be excluded from the skilled nursing facility (SNF) prospective payment system (PPS) rate to help ensure beneficiary access to appropriate care and to financially protect the SNFs that take care of high-cost patients. The criteria used to identify services--high cost, infrequently provided during a SNF stay and likely to be overprovided--and the services currently excluded appear reasonable. Even so, questions remain about whether beneficiaries have appropriate access to services that are covered in the rate or whether additional services should have been excluded. A second concern is that Medicare coverage for excluded facility services has been shifted from part A to part B, which will increase beneficiary liability. and program spending might increase because certain services are excluded only when provided in hospital settings, thus discouraging the use of less expensive, clinically appropriate sites of service. Finally, excluding services from the PPS rate when they are provided in emergency rooms may lead to overuse of emergency rooms, unnecessarily increasing Medicare spending. The Centers for Medicare and Medicare Services (CMS) does not plan to …
Date: August 22, 2001
Creator: United States. General Accounting Office.
System: The UNT Digital Library
Aviation Security: Registered Traveler Program Policy and Implementation Issues (open access)

Aviation Security: Registered Traveler Program Policy and Implementation Issues

A letter report issued by the General Accounting Office with an abstract that begins "The aviation industry and business traveler groups have proposed the registered traveler concept as a way to reduce long waits in airport security lines caused by heightened security screening measures implemented after the September 11 terrorist attacks. In addition, aviation security experts have advocated this concept as a way to better target security resources to those travelers who might pose greater security risks. The Aviation and Transportation Security Act of November 2001 allows the Transportation Security Administration (TSA) to consider developing a registered traveler program as a way to address these two issues. GAO completed this review to inform Congress and TSA of policy and implementation issues related to the concept of a registered traveler program."
Date: November 22, 2002
Creator: United States. General Accounting Office.
System: The UNT Digital Library
Empowerment Zone and Enterprise Community Program: Improvements Occurred in Communities, but the Effect of the Program Is Unclear (open access)

Empowerment Zone and Enterprise Community Program: Improvements Occurred in Communities, but the Effect of the Program Is Unclear

A letter report issued by the Government Accountability Office with an abstract that begins "The Empowerment Zone/Enterprise Community (EZ/EC) program is one of the most recent large-scale federal effort intended to revitalize impoverished urban and rural communities. There have been three rounds of EZs and two rounds of ECs, all of which are scheduled to end no later than December 2009. The Community Renewal Tax Relief Act of 2000 mandated that GAO audit and report in 2004, 2007, and 2010 on the EZ/EC program and its effect on poverty, unemployment, and economic growth. This report, which focuses on the first round of the program starting in 1994, discusses program implementation; program oversight; data available on the use of program tax benefits; and the program's effect on poverty, unemployment, and economic growth. In conducting this work, GAO made site visits to all Round I EZs, conducted an e-mail survey of 60 Round I ECs, and used several statistical methods to analyze program effects."
Date: September 22, 2006
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
High-Risk Series: An Update (open access)

High-Risk Series: An Update

A letter report issued by the Government Accountability Office with an abstract that begins "The federal government is the world's largest and most complex entity, with about $3 trillion in outlays in fiscal year 2008 funding a broad array of programs and operations. GAO's biennial reports on high-risk areas, done since 1990, are meant to bring focus to specific areas needing added attention. Areas are identified, in some cases, as high risk due to their greater vulnerabilities to fraud, waste, abuse, and mismanagement. GAO also identifies high-risk areas needing broad-based transformation to address major economy, efficiency, or effectiveness challenges. In this 2009 update for the 111th Congress, GAO presents the status of high-risk areas listed in 2007 and identifies new high-risk areas warranting attention by Congress and the executive branch. Solutions to high-risk problems offer the potential to save billions of dollars, dramatically improve service to the public, strengthen confidence and trust in the performance and accountability of the U.S. government, and ensure the ability of government to deliver on its promises."
Date: January 22, 2009
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Wildlife Refuges: Changes in Funding, Staffing, and Other Factors Create Concerns about Future Sustainability (open access)

Wildlife Refuges: Changes in Funding, Staffing, and Other Factors Create Concerns about Future Sustainability

A letter report issued by the Government Accountability Office with an abstract that begins "The National Wildlife Refuge System, which is administered by the Fish and Wildlife Service in the Department of the Interior, comprises 585 refuges on more than 96 million acres of land and water that preserve habitat for waterfowl and other migratory birds, threatened and endangered species, and other wildlife. Refuges also provide wildlife-related activities such as hunting and fishing to nearly 40 million visitors every year. GAO was asked to (1) describe changing factors that the refuge system experienced from fiscal years 2002 through 2007, including funding and staffing changes, and (2) examine how habitat management and visitor services changed during this period. We surveyed all refuges; visited 19 refuges in 4 regions; and interviewed refuge, regional, and national officials. In commenting on a draft of this report, the Department of the Interior made technical comments that we have incorporated as appropriate. GAO is not making recommendations in this report."
Date: September 22, 2008
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
DOD Business Systems Modernization: Long-Standing Weaknesses in Enterprise Architecture Development Need to Be Addressed (open access)

DOD Business Systems Modernization: Long-Standing Weaknesses in Enterprise Architecture Development Need to Be Addressed

A letter report issued by the Government Accountability Office with an abstract that begins "The Ronald W. Reagan National Defense Authorization Act for Fiscal Year 2005 directed the Department of Defense (DOD) to develop, by September 2005, a well-defined business enterprise architecture (BEA) and a transition plan. GAO has made numerous recommendations to assist the department in successfully doing so. As part of ongoing monitoring of the architecture, GAO assessed whether the department had (1) established an effective governance structure; (2) developed program plans, including supporting workforce plans; (3) performed effective configuration management; (4) developed well-defined BEA products; and (5) addressed GAO's other recommendations."
Date: July 22, 2005
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Financial Management: Improvements Needed in National Flood Insurance Program's Financial Controls and Oversight (open access)

Financial Management: Improvements Needed in National Flood Insurance Program's Financial Controls and Oversight

A letter report issued by the Government Accountability Office with an abstract that begins "Due to the federal government's role as guarantor, floods impose an enormous potential financial burden on the federal government. Consequently, decision makers at the Department of Homeland Security (DHS), the Federal Emergency Management Agency (FEMA), and the Congress need accurate and timely financial information to assess the effectiveness of the National Flood Insurance Program (NFIP). This report assesses whether controls in place during the 2005 to 2007 time frame were effective and whether actions to improve controls are likely to address identified weaknesses. The Government Accountability Office (GAO) reviewed and analyzed FEMA/NFIP guidance, data, and financial reports, reviewed prior audit reports, interviewed FEMA officials and contractors, and selected a sample of claim losses paid to determine whether claim files contained key documents."
Date: December 22, 2009
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Contract Management: Service Contract Approach to Aircraft Simulator Training Has Room for Improvement (open access)

Contract Management: Service Contract Approach to Aircraft Simulator Training Has Room for Improvement

A letter report issued by the Government Accountability Office with an abstract that begins "The Air Force has turned to service contracts for the F-15C, F-16, Airborne Warning and Control System, and F-15E, and the Army has done the same for helicopter simulator training at its Flight School XXI. The contractors own, operate, and maintain the simulator hardware and software. The military services rely on industry to capitalize the required up-front investment, with the understanding that the contractors will amortize this investment by selling training services by the hour. GAO was asked to address (1) the factors that led the Air Force and Army to acquire simulator training as a service and whether the decision to use this approach was adequately supported; (2) whether implementation of the approach has resulted in the planned number of simulator training sites being activated; and (3) whether the Air Force and Army are effectively tracking the return on their expenditure of taxpayer dollars. GAO makes recommendations to the Secretary of Defense intended to improve management and oversight of these service contracts to help ensure that the best approach is used to provide the war-fighter with needed training. In written comments on a draft of …
Date: September 22, 2006
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Prescription Pain Reliever Abuse: Agencies Have Begun Coordinating Education Efforts, but Need to Assess Effectiveness (open access)

Prescription Pain Reliever Abuse: Agencies Have Begun Coordinating Education Efforts, but Need to Assess Effectiveness

A letter report issued by the Government Accountability Office with an abstract that begins "Key measures of prescription pain reliever abuse and misuse increased from 2003 to 2009. The largest increases were in measures of adverse health consequences such as emergency department visits, substance abuse treatment admissions, and unintentional overdose deaths, though increases were not consistent across all measures. Federal officials suggested that increasing availability of prescription pain relievers and high-risk behaviors by those who abuse or misuse the drugs, such as combining prescription pain relievers with other drugs or alcohol, likely contributed to the rise in adverse health consequences, though data about the reasons for the increases are limited."
Date: December 22, 2011
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Homeland Security First Responder Grants: Cash Management Improvement Act Exemption and Cash Advance Funding Require Additional DHS Oversight (open access)

Homeland Security First Responder Grants: Cash Management Improvement Act Exemption and Cash Advance Funding Require Additional DHS Oversight

A letter report issued by the Government Accountability Office with an abstract that begins "A key provision of the Cash Management Improvement Act (CMIA) of 1990 (P.L. 101-453), as amended, requires the federal government and the states to minimize the time between transfer of federal funds and payments made by states for federal grant program purposes. Concerns were expressed by representatives of local government subgrantees that more flexibility was needed in the receipt of federal funding for first responders. Congress exempted certain first responder grants from this CMIA provision in the Department of Homeland Security's (DHS) fiscal years 2005 and 2006 appropriations acts. Under the exemption, grantees can receive cash advance funding and hold such funds for extended periods of time prior to payment. GAO was asked to (1) assess whether this CMIA provision, prior to its exemption in fiscal year 2005, had prevented DHS grant recipients from receiving first responder grant funds when such funds were needed; and (2) identify any key fiscal and accountability implications of the exemption."
Date: December 22, 2006
Creator: United States. Government Accountability Office.
System: The UNT Digital Library
Financial Regulation: Clearer Goals and Reporting Requirements Could Enhance Efforts by CFTC and SEC to Harmonize Their Regulatory Approaches (open access)

Financial Regulation: Clearer Goals and Reporting Requirements Could Enhance Efforts by CFTC and SEC to Harmonize Their Regulatory Approaches

A letter report issued by the Government Accountability Office with an abstract that begins "The conference report accompanying the Consolidated Appropriations Act of 2010 directed GAO to assess the joint report of the (SEC) and the Commodity Futures Trading Commission (CFTC) on harmonization of their regulatory approaches. In October 2009, CFTC and SEC issued this report in response to the Department of the Treasury's recommendation that the two agencies assess conflicts in their rules and statutes with respect to similar financial instruments. GAO's objectives were to review (1) how CFTC and SEC identified and assessed harmonization opportunities, (2) the agencies' progress toward implementing the joint report's recommendations, and (3) additional steps the agencies could take to reduce inconsistencies and overlap in their oversight. To meet these objectives, GAO reviewed the joint report and related documentation, interviewed agency officials, and obtained and analyzed written comments on the report from market participants."
Date: April 22, 2010
Creator: United States. Government Accountability Office.
System: The UNT Digital Library