This report provides access to names and contact information for CRS experts on policy concerns relating to Pakistan's internal stability and the U.S. response.

Mortgage debt cancellation can occur when lenders restructure loans, reducing principal balances, or sell properties, either in advance, or as a result, of foreclosure proceedings. If a lender forgiver or cancels such debt, current tax law treats it as cancellation of debt (COD) income subject to tax. There are exceptions for taxpayers may exclude canceled mortgage debt income under existing law.

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This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitization when loans are sold in secondary markets. Finally, this report collects information from other studies to obtain an estimate of the average foreclosure costs. A brief discussion of the effect uniform foreclosure legislation may have on costs follows.

This report analyzes the advantages and disadvantages of proposals to limit portfolio size.

This report discusses the nature of extenders, as temporary provisions and as tax benefits. Descriptions of the extenders are included.

This report looks at the distinct population segments (DPSs) process as it is applied to the gray wolf. It also reviews experimental populations of wolves under the Endangered Species Act (ESA) and their protections.