Instabilities with frequencies in the neighborhood of the electron cyclotron frequency are of interest in determining stable operating regimes of hot-electron plasmas in EBT devices and in tandem mirrors. Previous work used model distributions significantly different than those suggested by recent Fokker-Planck studies. We use much more realistic model distributions in a computer code that solves the full electromagnetic dispersion relation governing longitudinal and transverse waves in a uniform plasma. We allow for an arbitrary direction of wave propagation. Results for the whistler and upper-hybrid loss-cone instabilities are presented.