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Self-Directed Leadership Development with Adaptive Learning 360-Feedback Platform (open access)

Self-Directed Leadership Development with Adaptive Learning 360-Feedback Platform

Leadership theories have evolved since their inception and leadership development should also evolve in response to the changing needs of their organizations. There is a gap in the literature on the functionality of the various 360-feedback platforms that are mentioned in literature which makes it difficult to understand what reporting functionality is available in existing systems. The goal of this study was to examine participants' views of a newly developed Adaptive Learning 360-feedback (AL360) treatment platform for leadership development with a focus on self-directed learning for improved accountability. Participants were asked to share their learning development experience in the areas of person, process, and context with suggestions for improvement and how did this development compare to any other leadership development that they had experienced in the past. The AL360 platform was built by applying the research findings of scholars in the areas of leadership, 360-feedback leadership development and educational technologies. The treatment was applied in a business setting for all levels of leadership development. The case study identified creation of leadership of self-awareness and accountability for development without significant intervention of an executive coach. The research findings also list improvement opportunities, limitations, and future considerations.
Date: August 2022
Creator: Ali, Zainul
System: The UNT Digital Library
Gender Differences, Age Differences, and the Relationship between Time Spent Playing Video Games and Cognitive, Affective, and Behavioral Engagement (open access)

Gender Differences, Age Differences, and the Relationship between Time Spent Playing Video Games and Cognitive, Affective, and Behavioral Engagement

This study quantitatively and qualitatively measured gender and age differences in cognitive, affective, and behavioral engagement while playing video games among the University of North Texas (UNT) undergraduate students. Also, it examined the relationship between time spent playing video games and the three engagement states. For the quantitative method, the data of this study was collected via an online survey, the Consumer Video Game Engagement Scale (CVGES), distributed at UNT (N = 140). The qualitative method involved asking open-ended questions at the end of the survey. The CVGES uses a 5-point Likert scale that encompasses three subscales: (a) Cognitive Engagement, (b) Affective Engagement, and (c) Behavioral Engagement. A series of analyses were conducted to analyze the quantitative data via SPSS. Also, the open-ended questions' responses were analyzed by using an inductive analysis approach. The main findings of this study were: (a) there were significant differences between males and females in cognitive, affective, and behavioral engagement, (b) there were no significant differences between age groups in the three engagement states, and (c) there is a positive relationship between the time spent playing a video game and the three engagement states. Also, the game elements, such as characters, storytelling, content, the objective …
Date: December 2022
Creator: Almazyad, Reem Ali
System: The UNT Digital Library
A Content Analysis of the Role of Instagram as a Learning Environment on Health and Fitness (open access)

A Content Analysis of the Role of Instagram as a Learning Environment on Health and Fitness

As social media evolves, educators and other professionals have taken advantage of it as a teaching resource. This research focused on exploring the role of Instagram as a learning technology on health and fitness. In this research, there are references to literature that document the impact of social media on health and fitness. This study also highlights several features found on Instagram, Facebook, Twitch, YouTube, and other similar platforms to deliver learning content in real time. Several articles in this dissertation mentioned how social media content can influence the audience and their thoughts on health and fitness. Social media presents the opportunity to access information, impart knowledge as well as other forms of interaction.
Date: August 2022
Creator: Atamenwan, Imonitie Osalume
System: The UNT Digital Library
High School Teaching and Learning Experiences Related to the COVID-19 Pandemic (open access)

High School Teaching and Learning Experiences Related to the COVID-19 Pandemic

This phenomenological study explored and described the lived experiences of high school biology teachers from a school district in one of the states in the USA concerning the use of online platforms in online biology teaching and learning during the COVID-19 pandemic. The study interviewed teachers to evaluate the teacher experiences, challenges, and opportunities that online platforms presented in biology instruction during the COVID-19 pandemic. The study also analyzed students' perspectives based on the teachers' responses and district data obtained from the student engagement survey administered to all high school students at the school district every year. The findings of the study indicate that students experienced issues such as lack of engagement, unsuitable home environment to support learning, and poor attendance due to minimal monitoring when learning shifted to fully online. Teacher-related factors included inadequate preparedness to use technology to enhance teaching, limited content delivery, and increased teacher collaboration. In conclusion, the study recommends that school districts sufficiently prepare teachers to improve adaptability to different teaching and learning models, emphasizing the use of diverse educational technologies. Future studies should conduct quantitative or mixed studies to establish the extent and degree to which such factors as poor learner engagement contributed to …
Date: August 2022
Creator: Ayega, Douglas
System: The UNT Digital Library
A Case Study Assessing Performance Differences between Economically Impacted African American and White Students in High School Algebra II Classes in the Tucson Unified School District (open access)

A Case Study Assessing Performance Differences between Economically Impacted African American and White Students in High School Algebra II Classes in the Tucson Unified School District

This case study investigated the phenomenon of the black white test score gap by seeking to determine if there was a difference in the academic performance of African American students and their White peers. The determination of student academic performance was made using scores from second semester Algebra II classes at two high schools in the Tucson Unified School District. The data covered three academic years and was analyzed via SPSS (independent samples t-test, ANOVA, and a pairwise analysis) and content analysis for qualitative analysis. Findings revealed that there was no variance in the scores of African Americans and their White peers attending an affluent school; however African Americans attending a low-income school scored lower than all groups that were compared in this study.
Date: August 2020
Creator: Baker, Bennie W
System: The UNT Digital Library
An Evaluation of Pharmaceutical Industry Representatives' Learning Experiences: Pandemic-Related Compliance Training Understood for the Future (open access)

An Evaluation of Pharmaceutical Industry Representatives' Learning Experiences: Pandemic-Related Compliance Training Understood for the Future

This study employed Kirkpatrick's training evaluation model to better examine the reactions and learning experiences of a group of pharmaceutical industry sales professionals who participated in pandemic-related virtual compliance training in spring 2020. The field of learning technologies has few examples and limited knowledge regarding the evaluation of virtual training in the context of pandemic-related compliance training in the biopharmaceutical sector. This qualitative study employed semi-structured interviews to collect data from industry participants, allowing an examination of their experiences relative to the first three stages of Kirkpatrick's training evaluation framework, namely the reactions of the trainees, the knowledge transferred to the trainees, and the performance as it relates to the trainees' changed behaviors because of their participation in virtually delivered training.
Date: August 2022
Creator: Blakey Caraway, Meaghan Kenda
System: The UNT Digital Library
Instructors and Underrepresented Students in Microbiology: Educational Digital Tool Use, Trends, Perceptions, and Success (open access)

Instructors and Underrepresented Students in Microbiology: Educational Digital Tool Use, Trends, Perceptions, and Success

The purpose of this three-article dissertation was to expand knowledge and theory regarding digital tool use in biology laboratory courses, such as microbiology, which requires specific laboratory skill development through the perception of instructors and students. Article 1 establishes the broad digital literacy and fluency problem in education by providing definitions and the context behind digital literacy fluency and its impact on acquisition of knowledge in digital learning environments. The study provided a picture of the lack of knowledge about the use of digital tools in education and practical problems around appropriate implementation, infrastructure, and preparedness. Article 2 presents results of a literature research study about the foundational, pandemic-induced, and current digital tool use in biology and microbiology lab courses. Recommendations for improvement in digital tool implementation, pedagogical approach, and appropriate selection to meet learning outcomes were provided. Article 3 describes a 3-layered study to build a new instrument to understand minority-student perceptions of identity and digital literacy and technology barriers on student success in STEM courses. The study identified challenges and benefits of digital tool use in virtual microbiology lab courses, unique challenges of underrepresented populations, and the need to develop an instrument to capture the context of this …
Date: December 2023
Creator: Bradshaw-Ward, Danita M.
System: The UNT Digital Library

Evaluation of Kenyan Pre-Service Teachers' Preparedness to Integrate Educational Technology in Classrooms

A case study was used to survey 308 teacher trainees in western Kenya to investigate the extent to which pre-service teachers in two Kenyan teacher training colleges are prepared to integrate technology in teaching. . The study uses the technological pedagogical and content knowledge (TPACK) framework to understand the knowledge needed by the pre-service teachers to integrate technology effectively. Data was gathered using the Survey of Pre-Service Teachers' Knowledge of Teaching and Technology and three open-ended questions. Data from the survey does not distinguish the TPACK variable among the respondents. The data suggests that the pre-service teachers rate themselves highly on the other six TPACK subscales of technological knowledge, content knowledge, pedagogical knowledge, pedagogical content knowledge, technological pedagogical knowledge, and technological content knowledge. Further, the data suggests that the respondents' personal use of technology, to a large extent, influences how they use technology in classrooms. Lastly, the data indicates that the survey instrument is inadequate in capturing all the TPACK subscales in this population as it shows weak internal consistency. These findings imply that faculty in these colleges need to be more intentional and deliberate in teaching the trainees how to integrate technology in lessons. Policymakers and college administrators may …
Date: August 2020
Creator: Buliva, Newton Evadanga
System: The UNT Digital Library
Pedagogical Balance: Exploring Pre-Service Teachers Ratings of Teaching Confidence and Teaching Experience (open access)

Pedagogical Balance: Exploring Pre-Service Teachers Ratings of Teaching Confidence and Teaching Experience

The purpose of this quantitative study was to further explore pedagogical balance using multidimensional scaling and epistemic network analysis. Teacher shortages and attrition remain a critical issue for the future, and simulated classroom environments like simSchool can provide teachers additional training to help improve teaching confidence and teaching experience. Two different data sets were analyzed at various time before and after simSchool use to see how pre-service teachers rate themselves in 8 areas of teaching as defined by the Survey of Teaching Skills. Multidimensional scaling was utilized to see how teaching confidence and teaching experience align with no simSchool use, 90 minutes of use, and 8 hours of use. Epistemic network analysis was utilized to look at the cognitive structures of different groups to determine any differences. The findings are discussed with future research directions provided.
Date: May 2023
Creator: Carter, Morgan M.
System: The UNT Digital Library
The Community of Inquiry Survey Instrument: Measurement Invariance in the Community College Population (open access)

The Community of Inquiry Survey Instrument: Measurement Invariance in the Community College Population

This study aimed to observe measurement invariance between community college students and university students in response to the Community of Inquiry (CoI) Survey instrument. Most studies of the CoI survey instruments have recorded and validated the instruments considering undergraduate or graduate students. This study sought to validate and prove the survey tool as a reliable instrument for the community college population. The study employed SEM and meta-analytic procedures to observe measurement invariance between a Monte Carlo generated general university sample population and the community college survey population. The findings are discussed, as well as the implications for CoI studies in the community college.
Date: May 2022
Creator: Chambers, Roger Antonio
System: The UNT Digital Library
An Examination of Business Professors' Experiences with Remote Teaching under COVID-19: Lessons Learned for the Future (open access)

An Examination of Business Professors' Experiences with Remote Teaching under COVID-19: Lessons Learned for the Future

During the COVID-19 pandemic in the spring of 2020, universities throughout the United States closed their campuses and transitioned their face-to-face courses to remote learning. The unprecedented transition created a unique learning and teaching environment. This case-based qualitative study investigates the experiences of business professors from a prestigious school of business that taught during the transition. Findings derived from the digital Likert survey instrument completed by all the business faculty and semi-structured interviews of selected business faculty. Some of the topics of the survey and interviews included communicating with students, developing the learning management system course content, delivering asynchronous material, delivering synchronous classes, and providing instructional feedback. Findings included a significant growth in business professor's perceived skillset in almost all topics, an interest in further developing skills, and an interest in adopting the new skills in future face-to-face courses. Through NVIVO analysis of the interviews, four thematical elements were identified: faculty efficacy, faculty training, course delivery, rapport. The study investigated a deep wholistic view of the data presented and provided an extensive in-depth description of the social phenomenon. A practical framework for incorporating the identified themes was developed for business schools needing to establish and maintain online business programs.
Date: December 2020
Creator: Churchill, Christina
System: The UNT Digital Library
Examining the Educational Depth of Medical Case Reports and Radiology with Text Mining (open access)

Examining the Educational Depth of Medical Case Reports and Radiology with Text Mining

The purpose of this dissertation was to use the technology of text mining and topic modeling to explore unobserved themes of medical case reports that involve medical imaging. Case reports have a valuable place in medical research because they provide educational benefits, offer evidence, and encourage discussions. Their form has evolved throughout the years, but they have remained a key staple in providing important information to the medical communities around the world with educational context and illuminating visuals. Examining medical case reports that have been published throughout the years on multiple medical subjects can be challenging, therefore text mining and topic modeling methods were used to analyze a large set of abstracts from medical case reports involving radiology. The total number of abstracts used for the data analysis was 68,845 that were published between the years 1975 to 2022. The findings indicate that text mining and topic modeling can offer a unique and reproducible approach to examine a large quantity of abstracts for theme analysis.
Date: December 2023
Creator: Collinsworth, Amy L.
System: The UNT Digital Library
Preparation to Teach in Technology-Rich K-12 Classroom Environments (open access)

Preparation to Teach in Technology-Rich K-12 Classroom Environments

In today's schools, the ability to integrate technology into the teaching and learning environment is a necessary and crucial skill. Many K-12 classroom environments are technology-rich, with 1:1 devices, blended learning, and even distance instruction taking place. However, new teachers often enter the classroom unprepared to successfully utilize educational technology and navigate the technology-rich classroom environment. This research study examined the preparation of preservice teachers to teach with technology in today's classrooms, and explored the gap between the preparation teachers received in their teacher education program and what they needed to be able to be successful as classroom teachers. The primary goal was to explain how teachers are currently being prepared to teach with educational technology and compare that preparation to the skills they found they needed when they began teaching. This study was an exploratory qualitative study that employed survey and interview research approaches to establish a baseline of how technology skills are being addressed in educator preparation programs and how new teachers are utilizing technology in their classrooms. The survey questions consisted of structured and open-ended questions, and the interviews were semi-structured interviews. Results of this research study provide information for future research in the area of teacher …
Date: December 2022
Creator: Conan, Jenna Marie
System: The UNT Digital Library
Exploring the Digital Divide and the Latino-White Achievement Gap in Online Education (open access)

Exploring the Digital Divide and the Latino-White Achievement Gap in Online Education

The purpose of this exploratory study was to investigate the relationship between the digital divide and the Latino-White achievement gap in online education. Through an analysis of archival enrollment and academic performance data a comparison was conducted between online and face-to-face courses by ethnicity. Additionally, academic performance data was then compared to survey responses from online students on digital motivation, material access, internet skills, and internet usage. Findings and recommendations for future research are discussed and provided to continue the exploration of disparities of digital access and academic performance in an effort to inform decisions in higher education.
Date: May 2020
Creator: Cruz, Felicia
System: The UNT Digital Library
Adoption of Innovation in a Community College Environment: User Perceptions of Virtual Reality (VR) Technology among Students Studying Emergency Medical Service (EMS) (open access)

Adoption of Innovation in a Community College Environment: User Perceptions of Virtual Reality (VR) Technology among Students Studying Emergency Medical Service (EMS)

This research study examined the implementation of an extended reality (XR) lab on a community college campus to facilitate student and faculty access to immersive learning resources. The study, conducted during one skills day, involved 46 students and was designed to understand if integrating immersive VR into emergency medical technician (EMT) education could enhance learner confidence and motivation, develop problem-solving and analytical thinking skills, and thus connecting the classroom learning with real-world application. The majority of participants reported increased motivation and engagement, alongside improvements in learning outcomes like knowledge retention and skill development. Applying the unified theory of acceptance and use of technology (UTAUT) model revealed performance expectancy, effort expectancy, social influence, and facilitating conditions as key determinants of VR adoption in EMT education. While no significant overall performance enhancement was observed, VR training showed potential to boost motivation, confidence, and specific performance aspects. Furthermore, student perceptions towards VR in EMT education were largely positive, thereby suggesting its utility in immersive scenario training, skill acquisition in a risk-free environment, enhancing learner engagement, and real-world situational preparedness. VR demonstrated promise as a transformative tool in EMT education, necessitating further research to fully exploit its potential in diverse learning environments.
Date: July 2023
Creator: Das, Anila
System: The UNT Digital Library
A Single Case Study of a MakerBus in K-12 Education (open access)

A Single Case Study of a MakerBus in K-12 Education

MakerBuses are travelling makerspaces that deliver hands-on tools and resources to community-wide locations to foster 21st century learning and development. Often found in K-12 schools, MakerBuses provide accessible and tangible learning opportunities for all learners, even in the most underserved communities. This single, typical case study provided a foundational look at how one MakerBus started as a simple idea and evolved into a learning experience used throughout the community it serves. Through discovery it was evident that accessibility, community outreach, tool distribution, and active learning were the critical elements that made this makerbus a unique tool for education.
Date: May 2021
Creator: Daughrity, Lea Anne
System: The UNT Digital Library
A Comparative Study of ESL Student Attitudes Towards Computer Assisted Learning (open access)

A Comparative Study of ESL Student Attitudes Towards Computer Assisted Learning

Secondary English as a Second Language (ESL) students commonly face obstacles that put them at greater risk for learning gaps in computer assisted learning (CAL). These obstacles include but are not limited to computer attitudes, computer self-efficacy, digital empathy, and connectivity gaps. Student attitudes towards computers as learning devices play an important role in reducing learning loss. This study intended to identify the underlying causes of ESL learning gaps in CAL by studying students' attitudes toward computers as learning tools. The study used a mixed method approach by collecting self-reported data from the Computer Attitude Questionnaire (CAQ) to compare ESL students verse native English-speaking students' computer attitudes. Three hundred sixty-nine secondary students successfully completed the CAQ for the purpose of this study. Of the eight subscales, four produced statistically significant findings. These include Computer Enjoyment (J), Empathy (E), Computer Anxiety (CA), and School Enjoyment (SC). Demographic factors were also analyzed which found that female ESL students have higher levels of empathy compared to their male counterparts. Additionally, 9th grade students reported better study habits and an increased perception of computer importance. Each of the subscale findings along with demographic factors, and qualitative results showed that ESL students are at a …
Date: December 2022
Creator: Davis, Taylor R.
System: The UNT Digital Library
A Qualitative Study on the Role and Affordances of Learning Management Systems (open access)

A Qualitative Study on the Role and Affordances of Learning Management Systems

This study showcases the perceived affordances of learning management systems (LMS)in the private sector and in the non-academic public sector. The qualitative study consisted of 9 interviews of industry professionals. The semi-structured interviews captured current practices of how LMS were utilized within their organization as well as the perceived benefits that their organization obtained by utilizing an LMS. The findings showcased that the affordance category with the highest overall frequency was Operations Management 3. The affordance type with the highest overall frequency was Operational Process OM3, and the code with the highest overall frequency was Professional Development OD1-OL.
Date: May 2023
Creator: DeMelo-Cevallos, Alexa S.
System: The UNT Digital Library
Defining Learning Affordances Based on Past Research Uses (open access)

Defining Learning Affordances Based on Past Research Uses

The objective of this study was to locate and describe the learning affordances used within research studies on instructional design. Allowing an instructional designer to see what was used and how applicable it might be for future design would assist with better course creation. Current and past literature supported the importance of this concept after examination of how course creation has evolved within the field of instructional design. Further, the findings elucidated how to help the field evolve in the future by expanding knowledge about learning affordances and providing the broadest set of conceptual definitions by the academics working in the field to include them in their research and instructional designs.
Date: December 2021
Creator: Dolliver, Elizabeth Anne
System: The UNT Digital Library
A Mixed Method Approach: The Influence of Military Identity on Person-Organization Fit and Organizational Commitment, and a Proposed System of Military to Civilian Employment Transition (open access)

A Mixed Method Approach: The Influence of Military Identity on Person-Organization Fit and Organizational Commitment, and a Proposed System of Military to Civilian Employment Transition

The evaluation of the transition experiences of veterans to civilian life was conducted. The military to civilian transition (MCT) framework along with theories covering organizational, identity, and systems streams of research situated the study. A mixed methods approach was conducted in two phases: a 28-item survey and 1.5-hour interviews, which helped contextualize and explain survey findings. The multiple regression procedure examined the relationship among three variables: person-organization fit, military identity, and organizational commitment with military identity was included as a moderator. Results indicated a positive relationship between person-organization fit and organizational commitment. Contrariwise, results indicated military identity's relationship between the variables was found to be not statistically significant. Although the moderation effect of military identity was not found to influence the relationships, interviews with veterans indicated a strong connection to their military identity. Veterans shared negative and unpredictable transition stories, positive transition stories, feelings of isolation, and held prevailing military goals, while reporting a lack of backing from support agencies. Veterans perceived differences between the military and civilian environments, veteran turnover and organizational commitment were found to connect and military values and military identity were found to have connections as well. Recommendations for improving military to civilian setting transitions for …
Date: May 2023
Creator: Doyle, Alaina M.
System: The UNT Digital Library
A Meta-Analysis Examining Children's Comprehension in Electronic Reading Environments (open access)

A Meta-Analysis Examining Children's Comprehension in Electronic Reading Environments

Children of today are gaining exposure to electronic reading environments at earlier ages and in greater frequencies than prior generations, as evidenced by the ubiquity of modern technologies. Such technologies provide affordances beyond basic text by supporting the screen-based rendering of aural, visual, and gestural elements. This research investigates, by way of a fixed effects meta-analysis, the overall effect of electronic reading environments on the comprehension outcomes of children between the 4th and 8th grades. Findings yielded three published studies between 2016 and 2020. Results from a total population sample of 2,125 students across the United States, showed small but significant effects of reading technology on comprehension. The implications of these findings are discussed in light of their pedagogical applications and future research directions.
Date: May 2023
Creator: Ganama, Japari Zachary
System: The UNT Digital Library
Putting the Pieces Together: Using Learning Analytics to Inform Learning Theory, Design, Activities, and Outcomes in Higher Education (open access)

Putting the Pieces Together: Using Learning Analytics to Inform Learning Theory, Design, Activities, and Outcomes in Higher Education

The goal of learning analytics is to optimize learning and the environments in which it occurs. Since 2011, when learning analytics was defined as a separate and distinct area of academic inquiry, the literature has identified a need for research that presents evidence of effective learning analytics, as well as, learning analytics research that is conducted in conjunction with learning theory. This study uses Efklides' metacognitive and affective model of self-regulated learning (MASRL) to define cognitive, metacognitive, and affective variables that can explain students' learning outcomes in hybrid/online sections of Calculus I in the 2020-21 academic year. Cognitive variables were measured according to the cognitive operational framework for analytics (COPA). Metacognitive variables were defined according to the ways in which students interacted with the course content in the learning management system (LMS) and supplemental instruction, and affective variables were measured by ways students gave evidence of their affective states, such as in discussion board posts. All variables were compared across the course learning design, activities, and outcomes. Binary logistic regression revealed five significant variables: two cognitive, one metacognitive, and two affective. Thus, this study provided a learning analytics, evidence-based link between self-regulated learning theory and learning design, activities, and outcomes. …
Date: December 2021
Creator: Goodman, Amy Graham
System: The UNT Digital Library
Students' Preferences for Mobile Technology to Learn Foreign Languages (open access)

Students' Preferences for Mobile Technology to Learn Foreign Languages

The current study was conducted with foreign language students enrolled in the summer course at Middlebury Institute of International Studies (MIIS), an intense foreign language program. The study measured and analyzed students' preferences toward mobile applications for learning a foreign language. Survey questionnaires were used to collect data on students' preferences of mobile delivery modes for learning a foreign language. The research design deployed was single-case design at two points-in-time, called repeated measures design in the t-test statistics, where effects-over-time of treatment (i.e., using a technological device) were tracked. The effects-over-time of using a mobile device for learning foreign language skills were significant and the magnitude of differences in students' attitudes between Weeks 2 and 8 was also significant. Students must have felt that their performance had changed at Week 8 and that using a smartphone could have been the difference. The structure and the research methodology of having null hypotheses that are tested statistically are both clear enough to provide a template for a replication of the study with a different sample. The statistical tests used by this study can be replicated with different research problems or a different audience.
Date: August 2020
Creator: Hanna, Atheer H
System: The UNT Digital Library
The Relationship between Self-Directed Informal Learning Videos and Financial Literacy (open access)

The Relationship between Self-Directed Informal Learning Videos and Financial Literacy

The purpose of this convergent mixed method study was to determine whether or not there is a difference in the perceived and actual financial literacy scores of millennials. Exploring the following research questions and hypotheses helped to expand knowledge around actual financial literacy and several other characteristics, including perceived financial literacy, especially among millennials (individuals born between 1981 and 1996): RQ1: What is the difference between millennials' actual and perceived financial literacy scores? RQ2: To what extent do socioeconomic status, gender, and having a bank account predict millennials' financial literacy scores? H0: There is no relationship between millennials' socioeconomic status, gender, banking status and their financial literacy scores. RQ3: What video delivery methods (if any) are millennials using to gain financial literacy knowledge in informal learning environments? Millennial participants (N = 207) were asked to complete a survey. Participants' perceived financial literacy scores were higher than their actual financial literacy scores. While males had higher perceived financial literacy ratings, females accounted for the majority of participants who scored four or above on a 5-point scale for actual financial literacy. Although, the null hypothesis was incorrect, the independent variables used in the ANOVA tables accounted for less than 15% of financial …
Date: May 2021
Creator: Harris, Tyonia LaFawn Wright
System: The UNT Digital Library