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401(k) Plans: Other Countries' Experiences Offer Lessons in Policies and Oversight of Spend-down Options
A letter report issued by the Government Accountability Office with an abstract that begins "The six countries GAO reviewed can offer U.S. regulators lessons on how to expand access to a mix of spend-down options for 401(k) participants that meet various retirement needs. Five of the six countries generally ensure that participants can choose among three main plan options: a lump sum payment, a programmed withdrawal of participants' savings, or an annuity. In the last several decades, all the countries took steps to increase participant access to multiple spend-down options, with some first conducting reviews of participants' retirement needs that resulted in policy changes, as shown below. In the United States, 401(k) plans typically offer only lump sums, leaving some participants at risk of outliving their savings. The U.S. Departments of Labor (DOL) and the Treasury (Treasury) have begun to explore the possibility of expanding options for participants, but have not yet helped plan sponsors address key challenges to offering a mix of options through their plan."
Date:
November 20, 2013
Creator:
United States. Government Accountability Office.
Object Type:
Report
System:
The UNT Digital Library
2013 Australia-U.S. Ministerial Consultations Joint Communique
Joint AUSMIN communique between the United States and Australia that celebrates the long-term partnership and outlines current matters of security and defense, economics, advancement of human rights, and the promotion of peace both regionally and globally.
Date:
November 20, 2013
Creator:
Australia-U.S. Ministerial Consultations
Object Type:
Report
System:
The UNT Digital Library
The Altus Times (Altus, Okla.), Vol. 114, No. 174, Ed. 1 Wednesday, November 20, 2013
Daily newspaper from Altus, Oklahoma that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Bush, Michael
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
The Baytown Sun (Baytown, Tex.), Vol. 128, No. 228, Ed. 1 Wednesday, November 20, 2013
Daily newspaper from Baytown, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Bloom, David
Object Type:
Newspaper
System:
The Portal to Texas History
Brady Standard-Herald and Heart of Texas News (Brady, Tex.), Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Brady, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Stewart, James E.
Object Type:
Newspaper
System:
The Portal to Texas History
Brownwood Bulletin (Brownwood, Tex.), Vol. 114, No. 32, Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Brownwood, Texas that includes local, state and national news along with advertising.
Date:
November 20, 2013
Creator:
Hanrahan, Thom
Object Type:
Newspaper
System:
The Portal to Texas History
Burleson Area Star (Burleson, Tex.), Vol. 49, No. 8, Ed. 1 Wednesday, November 20, 2013
Semi-weekly newspaper from Burleson, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Porter, Brian
Object Type:
Newspaper
System:
The Portal to Texas History
Cherokeean Herald (Rusk, Tex.), Vol. 164, No. 39, Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Rusk, Texas that includes local, state and national news along with extensive advertising.
Date:
November 20, 2013
Creator:
Gonzalez, Terrie
Object Type:
Newspaper
System:
The Portal to Texas History
[Clay Jenkins at JFK Reception]
Clay Jenkins, Dallas County Judge, speaks at "Code Three: Selections from the John F. Kennedy/Dallas Police Department Collection" reception at Dallas City Hall.
Date:
November 20, 2013
Creator:
Clark, Junebug
Object Type:
Photograph
System:
The UNT Digital Library
[Code Three Exhibit at JFK Reception]
Photograph of exhibit at "Code Three: Selections from the John F. Kennedy/Dallas Police Department Collection" reception at Dallas City Hall.
Date:
November 20, 2013
Creator:
Clark, Junebug
Object Type:
Photograph
System:
The UNT Digital Library
Coleman Chronicle and Democrat-Voice (Coleman, Tex.), Vol. 133, No. 46, Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Coleman, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Hardin, Amber
Object Type:
Newspaper
System:
The Portal to Texas History
Credit Union Department Newsletter, Number 11-13, November 2013
Newsletter of the Texas Credit Union Department containing departmental news and announcements, deadlines, and other information of importance to credit unions.
Date:
November 20, 2013
Creator:
Texas. Credit Union Department.
Object Type:
Journal/Magazine/Newsletter
System:
The Portal to Texas History
The Cuero Record (Cuero, Tex.), Vol. 119, No. 47, Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Cuero, Texas that includes local, state and national news along with advertising.
Date:
November 20, 2013
Creator:
Rea, Glenn
Object Type:
Newspaper
System:
The Portal to Texas History
Denton Record-Chronicle (Denton, Tex.), Vol. 110, No. 110, Ed. 1 Wednesday, November 20, 2013
Daily newspaper from Denton, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Cobb, Dawn
Object Type:
Newspaper
System:
The Portal to Texas History
[Dreanna Belden speaks at JFK Reception]
Dreanna Belden, Assistant Dean for External Relations at UNT, speaks at "Code Three: Selections from the John F. Kennedy/Dallas Police Department Collection" reception at Dallas City Hall.
Date:
November 20, 2013
Creator:
Clark, Junebug
Object Type:
Photograph
System:
The UNT Digital Library
Elgin Courier (Elgin, Tex.), Vol. 123, No. 49, Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Elgin, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Ott, Marie & Finney, Patty
Object Type:
Newspaper
System:
The Portal to Texas History
The Ennis Daily News (Ennis, Tex.), Ed. 1 Wednesday, November 20, 2013
Daily newspaper from Ennis, Texas that includes local, state and national news along with advertising.
Date:
November 20, 2013
Creator:
Todaro, Nick
Object Type:
Newspaper
System:
The Portal to Texas History
Evaluation of CD Scribed Strip from the 1st Continental Disc
None
Date:
November 20, 2013
Creator:
Shen, T. H. & Dye, T. Y.
Object Type:
Report
System:
The UNT Digital Library
The Examiner (Navasota, Tex.), Vol. 119, No. 16, Ed. 1 Wednesday, November 20, 2013
Weekly newspaper from Navasota, Texas that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
McDonald, Scott
Object Type:
Newspaper
System:
The Portal to Texas History
[Exhibit at JFK Reception]
Photograph of exhibit at "Code Three: Selections from the John F. Kennedy/Dallas Police Department Collection" reception at Dallas City Hall.
Date:
November 20, 2013
Creator:
Clark, Junebug
Object Type:
Photograph
System:
The UNT Digital Library
[Exhibit at JFK Reception 2]
Photograph of an exhibit at "Code Three: Selections from the John F. Kennedy/Dallas Police Department Collection" reception at Dallas City Hall.
Date:
November 20, 2013
Creator:
Clark, Junebug
Object Type:
Photograph
System:
The UNT Digital Library
[Exhibit at JFK Reception 3]
Photograph of exhibit at "Code Three: Selections from the John F. Kennedy/Dallas Police Department Collection" reception at Dallas City Hall.
Date:
November 20, 2013
Creator:
Clark, Junebug
Object Type:
Photograph
System:
The UNT Digital Library
The Express-Star (Chickasha, Okla.), Ed. 1 Wednesday, November 20, 2013
Daily newspaper from Chickasha, Oklahoma that includes local, state, and national news along with advertising.
Date:
November 20, 2013
Creator:
Bright, James
Object Type:
Newspaper
System:
The Gateway to Oklahoma History
Federal Autism Activities: Better Data and More Coordination Needed to Help Avoid the Potential for Unnecessary Duplication
A letter report issued by the Government Accountability Office with an abstract that begins "Eighty-four percent of the autism research projects funded by federal agencies had the potential to be duplicative. Of the 1,206 autism research projects funded by federal agencies from fiscal years 2008 through 2012, 1,018 projects were potentially duplicative because the projects were categorized to the same objectives in the Interagency Autism Coordinating Committee's (IACC) strategic plan. Funding similar research on the same topic is sometimes appropriate--for example, for purposes of replicating or corroborating results--but in some instances, funding similar research may lead to unnecessary duplication. The potentially duplicative research projects included those funded by the Department of Defense (DOD), Department of Education (Education), National Science Foundation (NSF), and agencies within the Department of Health and Human Services (HHS)--Administration for Children and Families, Agency for Healthcare Research and Quality, Centers for Disease Control and Prevention (CDC), Centers for Medicare & Medicaid Services, Health Resources and Services Administration, National Institutes of Health (NIH), and the Substance Abuse and Mental Health Services Administration. Each agency funded at least 1 autism research project in the same strategic plan objective as another agency. For example, 5 agencies awarded approximately $15.2 million …
Date:
November 20, 2013
Creator:
United States. Government Accountability Office.
Object Type:
Report
System:
The UNT Digital Library