A letter report issued by the Government Accountability Office with an abstract that begins "Health savings accounts (HSA) and the high-deductible health insurance plans that are eligible to be coupled with them are a new type of consumer-directed health plan attracting interest among employers and consumers. Employers and plan enrollees may contribute to tax-advantaged HSAs, and enrollees can use the accounts to pay for health care expenses. Because HSAs and HSA-eligible plans are new, there is interest in the experiences of plan enrollees, as well as in comparing the plan features and enrollee characteristics with those of traditional plans, such as preferred provider organization (PPO) plans. GAO reviewed (1) the financial features of HSA-eligible plans in comparison with those of traditional plans, (2) the characteristics of HSA-eligible plan enrollees in comparison with those of traditional plan enrollees, (3) HSA funding and use, and (4) enrollees' experiences with HSA-eligible plans. GAO analyzed data regarding HSA-eligible and traditional plans and enrollees from national employer health benefits surveys, three selected employers, and a national broker of health insurance. GAO compared Internal Revenue Service (IRS) data for tax filers reporting HSA contributions with corresponding data for all tax filers under 65 years old. GAO …

Free weekly newspaper that includes business and classified advertising.

Weekly newspaper from Rusk, Texas that includes local, state and national news along with extensive advertising.

Photograph of two women in a salon standing in front of a mirror. One of the women is standing up combing the hair of the other woman who is seated.

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Photograph of a woman at a salon getting her hair combed by a female employee. A mirror is shown next to a shelf of hair products behind the two ladies.

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Photograph of three men wearing chef coats and black hats preparing food in a large kitchen.

Photograph of a man in a bakery handling a bunch of donuts on a baking tray.

Photograph of a woman reaching for items at the top shelf of an aisle in a grocery store. The woman has a cart with her and a baby carrier is placed inside. Another woman is shown behind her with three children and one of them is reaching inside an open fridge.

Photograph of a cashier at a store receiving cash payment from an unidentified man and woman. There is a visible isle in the photo withe the text "FRESH TORTILLAS".

Free weekly newspaper that includes business and classified advertising.

Free weekly newspaper that includes business and classified advertising.

The inductively coupled plasma (ICP) is an atmospheric pressure ionization source. Traditionally, the plasma is sampled via a sampler cone. A supersonic jet develops behind the sampler, and this region is pumped down to a pressure of approximately one Torr. A skimmer cone is located inside this zone of silence to transmit ions into the mass spectrometer. The position of the sampler and skimmer cones relative to the initial radiation and normal analytical zones of the plasma is key to optimizing the useful analytical signal [1]. The ICP both atomizes and ionizes the sample. Polyatomic ions form through ion-molecule interactions either in the ICP or during ion extraction [l]. Common polyatomic ions that inhibit analysis include metal oxides (MO{sup +}), adducts with argon, the gas most commonly used to make up the plasma, and hydride species. While high resolution devices can separate many analytes from common interferences, this is done at great cost in ion transmission efficiency--a loss of 99% when using high versus low resolution on the same instrument [2]. Simple quadrupole devices, which make up the bulk of ICP-MS instruments in existence, do not present this option. Therefore, if the source of polyatomic interferences can be determined and …

In this thesis our main interest has been to investigate metallic photonic crystal and its applications. We explained how to solve a periodic photonic structure with transfer matrix method and when and how to use modal expansion method. Two different coating methods were introduced, modifying a photonic structure's intrinsic optical properties and rigorous calculation results are presented. Two applications of metallic photonic structures are introduced. For thermal emitter, we showed how to design and find optimal structure. For conversion efficiency increasing filter, we calculated its efficiency and the way to design it. We presented the relation between emitting light spectrum and absorption and showed the material and structural dependency of the absorption spectrum. By choosing a proper base material and structural parameters, we can design a selective emitter at a certain region we are interested in. We have developed a theoretical model to analyze a blackbody filament enclosed by a metallic mesh which can increase the efficiency of converting a blackbody radiation to visible light. With this model we found that a square lattice metallic mesh enclosing a filament might increase the efficiency of incandescent lighting sources. Filling fraction and thickness dependency were examined and presented. Combining these two parameters …

The Scientific and Technical Information (STI) submitted includes the final report and a collection of abstracts for the Ninth Boron in the Americas Conference which was held May 19-22, 2004, in San Marcos, Texas. The topics covered in the abstracts include: Application in Medicine, Application in Organic Synthesis and Catalysis, Boranes and Carboranes, Materials and Polymers, Metallaboranes and Metallacarboranes, Organoboron Compounds, Synthesis and Catalysis, and Theoretical Studies. Attendees represented researchers from government, industry, and academia.

The Urban Dispersion Program is a multi-year project, funded by the U.S. Department of Homeland Security, to better understand the flow and dispersion of airborne contaminants through and around the deep street canyons of New York City. The first tracer and meteorological field study was a limited study conducted during March 2005 near the Madison Square Garden in midtown Manhattan. Six safe, inert, gaseous perfluorocarbon tracers were released simultaneously at five street-level locations during two experimental days. In addition to collecting tracer data, meteorological data were also collected. Brookhaven National Laboratory conducted the bulk of the tracer and meteorological field efforts with Pacific Northwest National Laboratory and Stevens Institute of Technology assisting by measuring the vertical profile of winds. The Environmental Protection Agency worked with Brookhaven National Laboratory in accomplishing the personal exposure component of the study. This report presents some results from this analysis. In general, different release locations showed vastly different plume footprints for tracer materials, and the situation was made very complex with upwind and/or crosswind transport of tracer near street-level for the different release locations. Overall wind speeds and directions upwind and over the city were generally constant throughout each of the two experimental periods.

Fluidized beds (FB) reactors are widely used in the polymerization industry due to their superior heat- and mass-transfer characteristics. Nevertheless, problems associated with local overheating of polymer particles and excessive agglomeration leading to FB reactors defluidization still persist and limit the range of operating temperatures that can be safely achieved in plant-scale reactors. Many people have been worked on the modeling of FB polymerization reactors, and quite a few models are available in the open literature, such as the well-mixed model developed by McAuley, Talbot, and Harris (1994), the constant bubble size model (Choi and Ray, 1985) and the heterogeneous three phase model (Fernandes and Lona, 2002). Most these research works focus on the kinetic aspects, but from industrial viewpoint, the behavior of FB reactors should be modeled by considering the particle and fluid dynamics in the reactor. Computational fluid dynamics (CFD) is a powerful tool for understanding the effect of fluid dynamics on chemical reactor performance. For single-phase flows, CFD models for turbulent reacting flows are now well understood and routinely applied to investigate complex flows with detailed chemistry. For multiphase flows, the state-of-the-art in CFD models is changing rapidly and it is now possible to predict reasonably well …

In an effort to mimic the growth of natural bone, self-assembling, micelle and gel-forming copolymers were used as a template for calcium phosphate precipitation. Because of the cationic characteristics imparted by PDEAEM end group additions to commercially available Pluronic{reg_sign} Fl27, a direct ionic attraction mechanism was utilized and a polymer-brushite nanocomposite spheres were produced. Brushite coated spherical micelles with diameters of {approx}40 nm, and agglomerates of these particles (on the order of 0.5 {mu}m) were obtained. Thickness and durability of the calcium phosphate coating, and the extent of agglomeration were studied. The coating has been shown to be robust enough to retain its integrity even below polymer critical micelle concentration and/or temperature. Calcium phosphate-polymer gel nanocomposites were also prepared. Gel samples appeared as a single phase network of agglomerated spherical micelles, and had a final calcium phosphate concentration of up to 15 wt%. Analysis with x-ray diffraction and NMR indicated a disordered brushite phase with the phosphate groups linking inorganic phase to the polymer.

Immunoassays have been utilized for the detection of biological analytes for several decades. Many formats and detection strategies have been explored, each having unique advantages and disadvantages. More recently, surface-enhanced Raman scattering (SERS) has been introduced as a readout method for immunoassays, and has shown great potential to meet many key analytical figures of merit. This technology is in its infancy and this dissertation explores the diversity of this method as well as the mechanism responsible for surface enhancement. Approaches to reduce assay times are also investigated. Implementing the knowledge gained from these studies will lead to a more sensitive immunoassay requiring less time than its predecessors. This dissertation is organized into six sections. The first section includes a literature review of the previous work that led to this dissertation. A general overview of the different approaches to immunoassays is given, outlining the strengths and weaknesses of each. Included is a detailed review of binding kinetics, which is central for decreasing assay times. Next, the theoretical underpinnings of SERS is reviewed at its current level of understanding. Past work has argued that surface plasmon resonance (SPR) of the enhancing substrate influences the SERS signal; therefore, the SPR of the extrinsic …

Eddy current nondestructive evaluation (NDE) is usually carried out by exciting a time harmonic field using an inductive probe. However, a viable alternative is to use transient eddy current NDE in which a current pulse in a driver coil produces a transient .eld in a conductor that decays at a rate dependent on the conductivity and the permeability of the material and the coil configuration. By using transient eddy current, it is possible to estimate the properties of the conductive medium and to locate and size potential .aws from the measured probe response. The fundamental study described in this dissertation seeks to establish a theoretical understanding of the transient eddy current NDE. Compared with the Fourier transform method, the derived analytical formulations are more convenient when the transient eddy current response within a narrow time range is evaluated. The theoretical analysis provides a valuable tool to study the effect of layer thickness, location of defect, crack opening as well as the optimization of probe design. Analytical expressions have been developed to evaluate the transient response due to eddy currents in a conductive plate based on two asymptotic series. One series converges rapidly for a short time regime and the other …

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