It is commonly assumed that when confronted with an imminent hazard that people will react rationally, and prepare for, or at least attempt to avoid, danger from pending disasters. However, this conventional wisdom is not as evident as it appears. People prepare for, react to, or take social action to avoid hazards when they perceive the risk of danger to be threatening enough to warrant action, providing one has the will, insight and resources to do so. However, not all people perceive risks similarly. Risk is perceived differently by different people which affects risk perception and responses to hazards. This dissertation explores the relationships between American Indian worldviews, risk perceptions and disaster planning. To carry out this research 28 American Indians were interviewed. The sample consists of 14 American Indians residing in a rural are on the northern plains and 14 urban American Indians. The results only partially support that worldview is linked to risk perception and subsequent disaster planning. Other factors found to relate to risk perception and disaster planning for this non-representative sample of American Indians include various forms of social vulnerability.

Using data from the Household Component of the 1996 Medical Expenditure Panel Survey, the study compares (1) the accessibility, and (2) the predictors of health care services utilization among African American and non-Hispanic White males, 18 to 65 years old in the United States. Using ANOVA procedure in comparing the means for use of physicians, hospitals, doctors, and difficulty obtaining care, seven hypotheses were tested in the study. First, it was hypothesized that African American men of working age will have less access to health care services (physicians, hospitals, and dentists), and be more likely to report having experienced delay or difficulty obtaining care, compared to non-Hispanic white males of working age. Second, it was hypothesized that, controlling for health status, African American men of working age will have less access to health care services (physicians, hospitals, and dentists), and will also be more likely to experience delay or difficulty obtaining care, than non-Hispanic white males. This was followed by the third hypothesis which compared utilization of physicians, hospitals, dentists, and difficulty obtaining care among African American and non-Hispanic white males, controlling for health status and insurance coverage (any insurance, private insurance, any public insurance, and Medicaid). Hypotheses four through …