This study investigated the prevalence and characteristics of teacher retirement preparation programs in Texas public schools and determined how school personnel directors perceived selected aspects of such programs. A survey questionnaire was used to gather data about personnel directors' opinions of several aspects of retirement preparation programs, and about existing school district programs.

This study is a lifespan analysis of adult college students between the ages of twenty-three and fifty-five at North Texas State University in Denton, Texas, with respect to academic achievement as measured by grade point average, self-esteem as measured by the Rosenberg Self-Esteem Scale, and anxiety as measured by the Taylor Manifest Anxiety Scale.