The purpose of this research was to examine how the intervening variable of comparative well-being (which is how persons view their age, financial resources, and health compared to others of their own age) will enhance the significance of the relationship between selected demographic and psychographic variables and perceived risk. Specifically, the research investigated the structural relationship between comparative well-being in four different statistical models: (1) as an independent predictor of perceived risk; (2) as an intensifier of the psychographic and demographic predictors of perceived risk; (3) as a covariate of perceived risk; and (4) finally, as a jointly dependent variable with perceived risk. This approach was pursued in an effort to enhance the traditional marketing use of demographic and psychographic variables in predictingconsumer buying behavior. The data for this study were gathered as part of a national consumer-panel mail survey utilizing approximately 3,000 households. The research instrument was a self-administered questionnaire which collected demographic, psychographic, and perceived risk information from purchasers of apparel wear. Data analysis included descriptive statistics, Pearson product moment correlation analysis, factor analysis, analysis of variance (ANOVA), and multivariate analysis of variance (MANOVA). The findings have identified the importance of how consumers position themselves in society, based …

Because of the high and rapidly increasing cost of health care, wellness has become a significant issue for both health care practitioners and the general public. This research examines the issue of wellness and seeks to develop a model that identifies the factors that are most significant in explaining why people engage in wellness activities. A questionnaire was mailed to a sample (n = 499) randomly selected from the general population of the United States. Predictor variables are the demographic variables of age, income, education and gender together with the cognitive variables of self-actualization, benefits of wellness behavior, health locus of control and threat to health. Dependent variables are the health-seeking behaviors of exercise, stress management, nutrition, health responsibility and social support. Canonical correlation, t-tests, regression and analysis of variance are used to analyze the data. Chapter one presents two existing health models. The first presents prevention or threat to health and the second proposes self-actualization as motivating wellness behavior. The research model combines the two models. Chapter two presents relevant studies in the literature regarding use of multivariate models in consumer behavior, dimensions of wellness and empirical findings of wellness-related research. Chapter three presents the research hypotheses, research design …